Skip to content

S.L.

Active
Private limited companyfounded 200125 yrs activeRue de Mons 32, 7060 Soignies, BelgiumKBO/BCE: BE 0475.476.776

S.L. has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1k and a net result of €2k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 24% of 791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).

Checked score

Score 2025
51 / 100
Fair▲ +35 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency3▼-30
Growth78=
Stability100
Bankruptcy probability, 12 months
1.5% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.43 against 0.31 in 2024), and 95.8% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 25 years 0 30 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
4.2%
Return on assets
6.2%
Age of the figures
14 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 791 sector peers (2025).
NBB · sector comparison
Position among 791 sector peers
Solvency
better than 24%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-01-2026, 3 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
3 d early
2024
on the day
2023
2 d early
2022
32 d late
2021
396 d late
2020
761 d late
2019
20 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close10-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€2k▲ 25.9%
2024 · €2k
2019: €-7k 2020: €3k 2021: €-4k 2022: €9k 2023: €-6k 2024: €2k
2019 → 2025
Working capital
€-15k▲ 39.4%
2024 · €-25k
2019: €-34k 2020: €-30k 2021: €-30k 2022: €-17k 2023: €-35k 2024: €-25k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€-5k-€3k€-2k€-706▲ 71.0%€1k
Operating result€-3k-€10k€-891€6k€7k▲ 13.2%
Net result€-4k-€9k€-6k€2k€2k▲ 25.9%
Result per fiscal year
Operating resultNet result
€-10k€-5k€0€5k€10kOperating result 2021: €-3k€-3kNet result 2021: €-4k€-4kOperating result 2022: €10k€10kNet result 2022: €9k€9kOperating result 2023: €-891€-891Net result 2023: €-6k€-6kOperating result 2024: €6k€6kNet result 2024: €2k€2kOperating result 2025: €7k€7kNet result 2025: €2k€2k20212022202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 13% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €35k
Fixed assets €24k▼ 31.0%
Current assets €11k▲ 0.3%
Equity and liabilities €35k
Equity €1k
Debt €34k
Debt finances 95.8% of the balance-sheet total.
Key figures and ratios
2025 value · change against 2024
EBITDA
€18k
2024 · €18k
Cash flow
€13k
2024 · €14k
Solvency
4.2%
2024 · -1.5%
Current ratio
0.43
2024 · 0.31
Quick ratio
0.12
2024 · 0.14
Debt / equity
22.93
2024 · -66.05
ROE
148.1%
2024 · -244.7%
ROA
6.2%
2024 · 3.8%
Interest coverage
10.43
2024 · 9.70
Debt
€34k
2024 · €47k
Debt ≤ 1 year
€26k
2024 · €36k
Debt > 1 year
€8k
2024 · €11k
Income taxes
€3k
2024 · €3k
Staff costs
€2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€46k€35k
Fixed assets21/28€35k€24k
Tangible fixed assets22/27€35k€24k
Plant, machinery and equipment23€12k€9k
Furniture and vehicles24€23k€15k
Financial fixed assets28-€298
Current assets29/58€11k€11k
Stocks and contracts in progress3€6k€8k
Stocks30/36€6k€8k
Amounts receivable within one year40/41€174€167
Other amounts receivable41€174€167
Cash at bank and in hand54/58€5k€2k
Deferred charges and accrued income490/1€255€916
Equity and liabilities
Total equity and liabilities10/49€46k€35k
Equity10/15€-706€1k
Contributions10/11€19k€19k=
Outside capital11€19k-
Share premium1100/10€19k-
Revaluation surpluses12€30k€30k=
Reserves13€156€156=
Distributable reserves133€156€156=
Profit (loss) carried forward14€-49k€-47k
Amounts payable17/49€47k€34k
Amounts payable after more than one year17€11k€8k
Financial debts170/4€11k€8k
Amounts payable within one year42/48€36k€26k
Current portion of amounts payable after more than one year42€5k€5k=
Trade debts44€622€1k
Suppliers440/4€622€1k
Taxes, remuneration and social security45€1k€2k
Taxes450/3€1k€2k
Other amounts payable47/48€28k€18k
Income statement Code20242025
Non-recurring operating income76A-€3k
Remuneration, social security and pensions62-€2k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€11k
Other operating charges640/8€641€925
Gross operating margin9900€19k€21k
Operating profit (loss)9901€6k€7k
Financial income75/76B€12€2
Recurring financial income75€12€2
Non-recurring financial income76B-€0
Financial charges65/66B€2k€2k
Recurring financial charges65€2k€2k
Profit (loss) for the period before taxes9903€4k€5k
Income taxes67/77€3k€3k
Profit (loss) for the period9904€2k€2k
Profit (loss) for the period to be appropriated9905€2k€2k
Appropriation of the result
Profit (loss) to be appropriated9906€-49k€-47k
Profit (loss) brought forward from the previous period14P€-51k€-49k

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
28-01
NBB filing Annual accounts filed
fiscal year 2025 · full schema
2025
31-01
NBB filing Annual accounts filed
fiscal year 2024 · full schema
2024
30-06
Financial Back to profitnet €2k
Net result €2k after one loss-making year.
29-01
NBB filing Annual accounts filed
fiscal year 2023 · full schema
2023
04-03
NBB filing Annual accounts filed
fiscal year 2022 · full schema · 32 days late
03-03
NBB filing Annual accounts filed
fiscal year 2021 · full schema · 396 days late
03-03
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 761 days late
2022
30-06
Financial Back to profitnet €9k
Net result €9k after one loss-making year.
2020
30-06
Financial Back to profitnet €3k
Net result €3k after one loss-making year.
11-01
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
11-01
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2017
29-11
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
18-01
NBB filing Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts

We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Soignies · 1 establishment unit since 2001
exact location from the address register On OpenStreetMap
Ground area
62 m²
Building footprint
42 m²
Volume, LiDAR
473 m³
Parcel 55402F0436/00B000, Wallonia · tallest building 13.7 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
La loco
Rue de Mons 32, 7060 SoigniesNACE 5530101
since 20012.098.616.972
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
55402F0436/00B000 Wallonia 62 m² 1 · 42 m² 13.7 m · 4 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 20,233 companies in sector 56111 we hold annual accounts for 11,307. 2,150 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded16-08-2001
Fiscal year end30-06
Activities, NACEBEL
55301
56111Full-service restaurants
56301Cafés and bars
55302
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers

Data from official sources, last processed on 08-09-2026. Scores and ratios are computed by Checked and are not a credit decision.