S & J PROJECTS
ActiveS & J PROJECTS has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-184k) and a net result of €-421. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
39
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability29▲+29
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.08 against 0.04 in 2024; short-term debt: 958.2% and cash: 11.7% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-858.2%
Return on assets
-2%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €-184k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
on the day
2024
28 d late
2023
60 d late
2022
29 d late
2021
120 d late
2020
31 d late
2019
33 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-184k▼ 0.2%
2024 · €-184k
2019: €42k
2020: €58k
2021: €31k
2022: €17k
2023: €-170k
2024: €-184k
2019 → 2025
Total assets
€21k▲ 30.6%
2024 · €16k
2019: €868k
2020: €1.26M
2021: €989k
2022: €488k
2023: €45k
2024: €16k
2019 → 2025
Net result
€-421▲ 96.8%
2024 · €-13k
2019: €36k
2020: €16k
2021: €-40k
2022: €-13k
2023: €-188k
2024: €-13k
2019 → 2025
Working capital
€-190k▲ 0.8%
2024 · €-192k
2019: €604k
2020: €1.05M
2021: €411k
2022: €17k
2023: €-180k
2024: €-192k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€31k-€17k▼ 43.8%€-170k€-184k▼ 7.8%€-184k▼ 0.2%
Operating result€-31k-€10k€-120k€-8k▲ 93.1%€3k
Net result€-40k-€-13k▲ 66.4%€-188k▼ 1,299%€-13k▲ 92.9%€-421▲ 96.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €3k after a loss of €8k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €21k
Fixed assets
€6k▼ 25.2%
Current assets
€16k▲ 82.4%
Key figures and ratios
EBITDA
€5k▲
2024 · €-6k
Cash flow
€2k▲
2024 · €-11k
Solvency
-858.2%
Current ratio
0.08▲
2024 · 0.04
Quick ratio
0.08▲
2024 · 0.04
Debt / equity
-1.12▼
2024 · -1.09
ROA
-2.0%▲
2024 · -80.8%
Interest coverage
1.49▲
2024 · -1.40
Debt
€206k▲
2024 · €200k
Debt ≤ 1 year
€206k▲
2024 · €200k
Income taxes
€214▼
2024 · €237
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€16k€21k▲
Fixed assets21/28€8k€6k▼
Tangible fixed assets22/27€8k€6k▼
Furniture and vehicles24€2-
Leasing and similar rights25€8k€6k▼
Current assets29/58€9k€16k▲
Amounts receivable within one year40/41€1k€13k▲
Trade receivables40€667€13k▲
Other amounts receivable41€431€111▼
Cash at bank and in hand54/58€7k€3k▼
Deferred charges and accrued income490/1€70-
Equity and liabilities
Total equity and liabilities10/49€16k€21k▲
Equity10/15€-184k€-184k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-204k€-205k▼
Amounts payable17/49€200k€206k▲
Amounts payable within one year42/48€200k€206k▲
Trade debts44€1k€6k▲
Suppliers440/4€1k€6k▲
Taxes, remuneration and social security45€2k€5k▲
Taxes450/3€2k€5k▲
Other amounts payable47/48€197k€195k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k=
Other operating charges640/8€3k€1k▼
Gross operating margin9900€-3k€7k▲
Operating profit (loss)9901€-8k€3k▲
Financial income75/76B-€19
Recurring financial income75-€19
Financial charges65/66B€5k€4k▼
Recurring financial charges65€4k€4k▼
Non-recurring financial charges66B€271-
Profit (loss) for the period before taxes9903€-13k€-208▲
Income taxes67/77€237€214▼
Profit (loss) for the period9904€-13k€-421▲
Profit (loss) for the period to be appropriated9905€-13k€-421▲
Appropriation of the result
Profit (loss) to be appropriated9906€-204k€-205k▼
Profit (loss) brought forward from the previous period14P€-191k€-204k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
29-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 60 days late
2023
31-12
Financial
Weakest financial yearnet €-188k
Net result drops to €-188k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
28-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 120 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
02-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 33 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Beatrijslaan 742050 AntwerpenGround area
754 m²
Building footprint
168 m²
Volume, LiDAR
1,176 m³
Parcel 11813N0778/00M002, Flanders · tallest building 11.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Beatrijslaan 74, 2050 Antwerpen
since 20182.278.482.983
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11813N0778/00M002 | Flanders | 754 m² | 1 · 168 m² | 11.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DEMAR CONSULTING
BE 0783.772.569
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NS MANAGEMENT
BE 0771.904.026
Herentals · Eq €17k
ADVISOR
BE 0768.740.935
Anderlecht · Eq €17k
CREAGEEN
BE 0777.813.108
Mons · Eq €17k
CGMA
BE 0704.734.890
Lasne · Eq €17k
Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 28,965 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-08-2018
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.