RYMND
ActiveSummary
RYMND has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €14k and a net result of €37k. Equity is growing by ~27.6% per year across the filed fiscal years. Its solvency ranks better than 27% of 18400 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability92▲+49
Solvency32▲+18
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.08 against 0.95 in 2024; short-term debt: 90.4% and cash: 8.5% of total assets), and 93.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
6.8%
Return on assets
18.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-04-2026, 99 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
99 d early
2024
119 d early
2023
41 d late
2022
3 d late
2021
53 d early
2020
30 d late
2019
28 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€479k
EBIT margin
-30.2%
Net result
€37k▲ 3,366%
2024 · €1k
2018: €-162klowest in 8 years
2019: €31k▲ +119% vs 2018
2020: €5k▼ -85.3% vs 2019
2021: €-143k▼ -3244% vs 2020
2022: €-31k▲ +78.4% vs 2021
2023: €-83k▼ -170% vs 2022
2024: €1k▲ +101% vs 2023
2025: €37k▲ +3366% vs 2024highest in 8 years
2018 → 2025
Working capital
€14k
2024 · €-10k
2018: €-123klowest in 8 years
2019: €-50k▲ +59.0% vs 2018
2020: €48k▲ +195% vs 2019
2021: €-53k▼ -211% vs 2020
2022: €74k▲ +241% vs 2021highest in 8 years
2023: €3k▼ -95.7% vs 2022
2024: €-10k▼ -420% vs 2023
2025: €14k▲ +241% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€479k-
Equity€-60k-€59k€-24k€-23k▲ 4.4%€14k
2021: €-60klowest in 5 years
2022: €59k▲ +198% vs 2021highest in 5 years
2023: €-24k▼ -141% vs 2022
2024: €-23k▲ +4.4% vs 2023
2025: €14k▲ +158% vs 2024
Operating result€-144k-€-16k▲ 88.8%€-84k▼ 420%€4k€40k▲ 828%
2021: €-144klowest in 5 years
2022: €-16k▲ +88.8% vs 2021
2023: €-84k▼ -420% vs 2022
2024: €4k▲ +105% vs 2023
2025: €40k▲ +828% vs 2024highest in 5 years
Net result€-143k-€-31k▲ 78.4%€-83k▼ 170%€1k€37k▲ 3,366%
2021: €-143klowest in 5 years
2022: €-31k▲ +78.4% vs 2021
2023: €-83k▼ -170% vs 2022
2024: €1k▲ +101% vs 2023
2025: €37k▲ +3366% vs 2024highest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 828% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €200k
Fixed assets
€5k ▲ 5.7%
Current assets
€195k ▼ 2.6%
Equity and liabilities €200k
Equity
€14k
Debt
€186k
Debt finances 93.2% of the balance-sheet total.
Key figures and ratios
EBITDA
€44k▲
2024 · €14k
Cash flow
€41k▲
2024 · €11k
Current ratio
1.08▲
2024 · 0.95
Quick ratio
0.23▼
2024 · 0.31
Debt to equity
13.68▲
2024 · -9.77
ROE
271.6%
ROA
18.5%▲
2024 · 0.5%
Interest coverage
10.22▲
2024 · 2.83
Debt ≤ 1 year
€181k▼
2024 · €210k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€205k€200k▼
Fixed assets21/28€4k€5k▲
Intangible fixed assets21€1k€0▼
Tangible fixed assets22/27€3k€5k▲
Plant, machinery and equipment23-€937
Furniture and vehicles24€1k€3k▲
Other tangible fixed assets26€2k€1k▼
Current assets29/58€200k€195k▼
Stocks and contracts in progress3€135k€153k▲
Stocks30/36€135k€153k▲
Amounts receivable within one year40/41€44k€25k▼
Trade receivables40€41k€25k▼
Other amounts receivable41€3k€0▼
Cash at bank and in hand54/58€21k€17k▼
Equity and liabilities
Total equity and liabilities10/49€205k€200k▼
Equity10/15€-23k€14k▲
Contributions10/11€360k€360k=
Profit (loss) carried forward14€-383k€-346k▲
Amounts payable17/49€228k€186k▼
Amounts payable within one year42/48€210k€181k▼
Financial debts43€100k€100k=
Credit institutions430/8€100k€100k=
Trade debts44€60k€26k▼
Suppliers440/4€60k€26k▼
Taxes, remuneration and social security45€10k€16k▲
Taxes450/3€10k€16k▲
Other amounts payable47/48€41k€38k▼
Accrued charges and deferred income492/3€18k€5k▼
Income statement
Code20242025
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€4k▼
Other operating charges640/8€1k€1k▼
Gross operating margin9900€15k€45k▲
Operating profit (loss)9901€4k€40k▲
Financial income75/76B€2k€1k▼
Recurring financial income75€2k€1k▼
Financial charges65/66B€5k€4k▼
Recurring financial charges65€5k€4k▼
Profit (loss) for the period before taxes9903€1k€37k▲
Profit (loss) for the period9904€1k€37k▲
Profit (loss) for the period to be appropriated9905€1k€37k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-383k€-346k▲
Profit (loss) brought forward from the previous period14P€-384k€-383k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €479k | - | - | - | - | - |
| Non-recurring operating income76A | €0 | - | - | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | €619k | - | - | - | - | - |
| Remuneration, social security and pensions62 | €2k | €255 | €160 | €0 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2k | €8k | €9k | €9k | €4k | ▼ 60.1% |
| Other operating charges640/8 | €899 | €1k | €1k | €1k | €1k | ▼ 11.5% |
| Gross operating margin9900 | €-140k | €-7k | €-74k | €15k | €45k | ▲ 198% |
| Operating profit (loss)9901 | €-144k | €-16k | €-84k | €4k | €40k | ▲ 828% |
| Financial income75/76B | €3k | €0 | €5k | €2k | €1k | ▼ 30.0% |
| Recurring financial income75 | €3k | €0 | €5k | €2k | €1k | ▼ 30.0% |
| Financial charges65/66B | €2k | €15k | €4k | €5k | €4k | ▼ 12.0% |
| Recurring financial charges65 | €2k | €15k | €4k | €5k | €4k | ▼ 12.0% |
| Profit (loss) for the period before taxes9903 | €-143k | €-31k | €-83k | €1k | €37k | ▲ 3,366% |
| Profit (loss) for the period9904 | €-143k | €-31k | €-83k | €1k | €37k | ▲ 3,366% |
| Profit (loss) for the period to be appropriated9905 | €-143k | €-31k | €-83k | €1k | €37k | ▲ 3,366% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €173k | €564k | €201k | €205k | €200k | ▼ 2.4% |
| Fixed assets21/28 | €5k | €21k | €14k | €4k | €5k | ▲ 5.7% |
| Intangible fixed assets21 | - | €17k | €9k | €1k | €0 | ▼ 100% |
| Tangible fixed assets22/27 | €5k | €4k | €4k | €3k | €5k | ▲ 55.4% |
| Plant, machinery and equipment23 | €782 | €0 | - | - | €937 | - |
| Furniture and vehicles24 | €877 | €677 | €2k | €1k | €3k | ▲ 104% |
| Other tangible fixed assets26 | €4k | €3k | €2k | €2k | €1k | ▼ 37.3% |
| Current assets29/58 | €168k | €543k | €187k | €200k | €195k | ▼ 2.6% |
| Stocks and contracts in progress3 | €58k | €200k | €141k | €135k | €153k | ▲ 13.3% |
| Stocks30/36 | €58k | €200k | €141k | €135k | €153k | ▲ 13.3% |
| Amounts receivable within one year40/41 | €22k | €34k | €11k | €44k | €25k | ▼ 43.8% |
| Trade receivables40 | €6k | €28k | €6k | €41k | €25k | ▼ 39.3% |
| Other amounts receivable41 | €17k | €6k | €5k | €3k | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €87k | €52k | €36k | €21k | €17k | ▼ 18.9% |
| Deferred charges and accrued income490/1 | €274 | €257k | €0 | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €173k | €564k | €201k | €205k | €200k | ▼ 2.4% |
| Equity10/15 | €-60k | €59k | €-24k | €-23k | €14k | ▲ 158% |
| Contributions10/11 | €210k | €360k | €360k | €360k | €360k | = |
| Profit (loss) carried forward14 | €-270k | €-301k | €-384k | €-383k | €-346k | ▲ 9.6% |
| Amounts payable17/49 | €233k | €505k | €226k | €228k | €186k | ▼ 18.4% |
| Amounts payable within one year42/48 | €220k | €469k | €184k | €210k | €181k | ▼ 14.1% |
| Financial debts43 | €100k | €100k | €100k | €100k | €100k | = |
| Credit institutions430/8 | €100k | €100k | €100k | €100k | €100k | = |
| Trade debts44 | €64k | €285k | €20k | €60k | €26k | ▼ 55.8% |
| Suppliers440/4 | €64k | €285k | €20k | €60k | €26k | ▼ 55.8% |
| Taxes, remuneration and social security45 | €13k | €41k | €15k | €10k | €16k | ▲ 58.1% |
| Taxes450/3 | €13k | €29k | €15k | €10k | €16k | ▲ 58.1% |
| Remuneration and social security454/9 | €0 | €11k | €0 | - | - | - |
| Other amounts payable47/48 | €44k | €44k | €49k | €41k | €38k | ▼ 5.9% |
| Accrued charges and deferred income492/3 | €13k | €36k | €42k | €18k | €5k | ▼ 68.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-143k | €-31k | €-83k | €1k | €37k | ▲ 3,366% |
| + Depreciation and write-downs630 | €2k | €8k | €9k | €9k | €4k | ▼ 60.1% |
| Operating cash flow (approximation) | €-142k | €-23k | €-74k | €11k | €41k | ▲ 287% |
| Investment in fixed assets (approximation) | - | €-24k | €-2k | €0 | €-4k | - |
| Change in cash | - | €-35k | €-16k | €-15k | €-4k | ▲ 73.8% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €37k ▲3,366%
Operating result €40k, net result €37k, both a record.
03-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €1k
Net result €1k after 3 loss-making years.
10-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 41 days late
2023
03-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 3 days late
2022
08-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
03-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €31k
Net result €31k after one loss-making year.
16-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2017
Ground area
1,655 m²
Building footprint
505 m²
Volume, LiDAR
7,307 m³
Parcel 12025A0762/00A002, Flanders · tallest building 17.5 m, ±5 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
RYMND
since 20172.267.704.305
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12025A0762/00A002 | Flanders | 1,655 m² | 1 · 505 m² | 17.5 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,957 companies in sector 47120 we hold annual accounts for 2,190. 1,307 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded07-09-2017
Fiscal year end31-12
Activities, NACEBEL 2025
47120Other non-specialised retail sale
74111Design of textile patterns, clothing, jewellery, furniture and decorative items
Contact
E-mail
hendrik.winkelmans@hotmail.com
Phone
0476993972
E-mail
roelof@erstwhile.beMechelen
Scores and ratios are computed by Checked and are not a credit decision.