RYMBU
ActiveThe computed 12-month bankruptcy probability of RYMBU is 2.2% (moderate). The 2025 annual accounts show equity of €87k and a net result of €39k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 20% of 10310 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
42
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability50▼-43
Solvency35▼-1
Growth78=
Track record100
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days only on tighter terms
Liquidity tight (current ratio 1.45 against 1.36 in 2024; short-term debt: 59.4% and cash: 0.7% of total assets), and 90.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
9.7%
Return on assets
4.3%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 10310 sector peers (2025).
NBB · sector comparisonPosition among 10310 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 18-12-2025, 44 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
44 d early
2024
144 d early
2023
on the day
2022
8 d early
2021
12 d early
2020
27 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close19-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€87k▲ 80.7%
2024 · €48k
2020: €8k
2021: €-11k
2022: €-108k
2023: €-137k
2024: €48k
2020 → 2025
Total assets
€898k▲ 101%
2024 · €447k
2020: €38k
2021: €119k
2022: €254k
2023: €437k
2024: €447k
2020 → 2025
Net result
€39k▼ 55.4%
2024 · €87k
2020: €6k
2021: €-19k
2022: €-96k
2023: €-29k
2024: €87k
2020 → 2025
Working capital
€237k▲ 150%
2024 · €95k
2020: €8k
2021: €37k
2022: €48k
2023: €-56k
2024: €95k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-11k-€-108k▼ 841%€-137k▼ 27.4%€48k€87k▲ 80.7%
Operating result€-16k-€-85k▼ 431%€-8k▲ 91.1%€100k€70k▼ 29.5%
Net result€-19k-€-96k▼ 404%€-29k▲ 69.3%€87k€39k▼ 55.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 30% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €898k
Fixed assets
€127k▲ 48.2%
Current assets
€771k▲ 114%
Equity and liabilities €898k
Equity
€87k▲ 80.7%
Debt
€811k▲ 104%
The debt ratio rises from 89.2% to 90.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€98k▼
2024 · €110k
Cash flow
€67k▼
2024 · €97k
Solvency
9.7%▼
2024 · 10.8%
Current ratio
1.45▲
2024 · 1.36
Quick ratio
0.51▲
2024 · 0.27
Debt / equity
9.32▲
2024 · 8.28
ROE
44.7%▼
2024 · 181.1%
ROA
4.3%▼
2024 · 19.5%
Interest coverage
3.16▼
2024 · 8.69
Debt
€811k▲
2024 · €399k
Debt ≤ 1 year
€533k▲
2024 · €266k
Debt > 1 year
€277k▲
2024 · €133k
Income taxes
€459
Staff costs
€107k▲
2024 · €56k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€447k€898k▲
Fixed assets21/28€86k€127k▲
Intangible fixed assets21€4k€3k▼
Tangible fixed assets22/27€82k€125k▲
Plant, machinery and equipment23€1k€16k▲
Furniture and vehicles24€21k€19k▼
Other tangible fixed assets26€59k€89k▲
Current assets29/58€361k€771k▲
Stocks and contracts in progress3€288k€500k▲
Stocks30/36€288k€500k▲
Amounts receivable within one year40/41€48k€227k▲
Trade receivables40€48k€227k▲
Cash at bank and in hand54/58€17k€6k▼
Deferred charges and accrued income490/1€7k€37k▲
Equity and liabilities
Total equity and liabilities10/49€447k€898k▲
Equity10/15€48k€87k▲
Contributions10/11€100k€100k=
Reserves13€6k€6k=
Distributable reserves133€6k€6k=
Profit (loss) carried forward14€-57k€-19k▲
Amounts payable17/49€399k€811k▲
Amounts payable after more than one year17€133k€277k▲
Financial debts170/4€133k€277k▲
Amounts payable within one year42/48€266k€533k▲
Current portion of amounts payable after more than one year42€61k€102k▲
Financial debts43-€198k
Credit institutions430/8-€198k
Trade debts44€90k€48k▼
Suppliers440/4€90k€48k▼
Taxes, remuneration and social security45€92k€167k▲
Taxes450/3€82k€150k▲
Remuneration and social security454/9€10k€17k▲
Other amounts payable47/48€23k€19k▼
Accrued charges and deferred income492/3-€987
Income statement
Code20242025
Remuneration, social security and pensions62€56k€107k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€28k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€929-
Other operating charges640/8€506€12k▲
Gross operating margin9900€168k€218k▲
Operating profit (loss)9901€100k€70k▼
Financial income75/76B€0€151▲
Recurring financial income75€0€151▲
Financial charges65/66B€13k€31k▲
Recurring financial charges65€13k€31k▲
Profit (loss) for the period before taxes9903€87k€39k▼
Income taxes67/77-€459
Profit (loss) for the period9904€87k€39k▼
Profit (loss) for the period to be appropriated9905€87k€39k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-57k€-19k▲
Profit (loss) brought forward from the previous period14P€-145k€-57k▲
Social balance
Average headcount (FTE)90871.03.0▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
18-12
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
09-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
30-06
Financial
Back to profitnet €87k
Net result €87k after 3 loss-making years.
2023
23-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-96k
Net result drops to €-96k, the lowest in the series; recovery starts the following year.
19-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
04-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aartselaar · 2 establishment units since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kontichsesteenweg 412630 AartselaarGround area
3,015 m²
Building footprint
809 m²
Volume, LiDAR
3,102 m³
2 parcels, Flanders · tallest building 5.7 m, ±1 floor. Linked by address, not a title deed.
2 establishment units
Buisstraat 19, 2890 Puurs-Sint-Amands
since 20222.336.556.388
Rymbu Aartselaar
since 20242.366.125.156
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11001B0044/00H000 | Flanders | 1,886 m² | 1 · 597 m² | 4.9 m · 1 fl. |
| 12034A0691/00T002 | Flanders | 1,129 m² | 1 · 213 m² | 5.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 2 entries · 9,000 EUR awarded · 9,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 2,000 EUR | 2,000 EUR |
| 2022 | 1 | 7,000 EUR | 7,000 EUR |
Schemes
Subsidies voor internationaal ondernemen
Hinderpremie bij openbare werken
Recognitions · licences · registrations
Food safety, FASFC
2 sitesAartselaar2.366.125.156
Puurs-Sint-Amands2.336.556.388
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Of 2,610 companies in sector 47551 we hold annual accounts for 1,718. 1,297 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-06-2020
Fiscal year end30-06
Activities, NACEBEL
47120Other non-specialised retail sale
47551Retail sale of household furniture
47591Retail trade
47910Retail trade
46471Wholesale trade
47522Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.