RV Technics
ActiveSummary
The computed 12-month bankruptcy probability of RV Technics is 1.5% (moderate). The 2025 annual accounts show equity of €241k and a net result of €2k. Equity is growing by ~11.7% per year across the filed fiscal years. Its solvency ranks better than 42% of 1316 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
61
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▼-1
Solvency63▲+1
Growth52=
Track record100
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 2.76 against 3.66 in 2024; short-term debt: 15% and cash: 7.3% of total assets), but 61.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 33
Relative position
BE, all sectors
reference
Sector 33
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38.2%
Return on assets
0.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
14 d early
2024
1 d early
2023
on the day
2022
3 d early
2021
3 d early
2020
2 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€241k▲ 0.2%
2024 · €240k
2020: €149k
2021: €154k
2022: €174k
2023: €221k
2024: €240k
2020 → 2025
Total assets
€631k▼ 1.8%
2024 · €642k
2020: €297k
2021: €305k
2022: €836k
2023: €735k
2024: €642k
2020 → 2025
Net result
€2k▼ 89.2%
2024 · €20k
2020: €151k
2021: €6k
2022: €21k
2023: €49k
2024: €20k
2020 → 2025
Working capital
€166k▼ 8.1%
2024 · €181k
2020: €124k
2021: €72k
2022: €142k
2023: €174k
2024: €181k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€154k-€174k▲ 12.5%€221k▲ 27.5%€240k▲ 8.4%€241k▲ 0.2%
Operating result€7k-€14k▲ 117%€69k▲ 382%€39k▼ 43.6%€11k▼ 71.8%
Net result€6k-€21k▲ 226%€49k▲ 136%€20k▼ 59.0%€2k▼ 89.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 72% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €631k
Fixed assets
€370k ▼ 5.9%
Current assets
€261k ▲ 4.8%
Equity and liabilities €631k
Equity
€241k ▲ 0.2%
Debt
€390k ▼ 3.0%
Debt's share of the balance-sheet total falls from 62.6% to 61.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€87k▼
2024 · €98k
Cash flow
€79k▼
2024 · €80k
Current ratio
2.76▼
2024 · 3.66
Quick ratio
1.44▼
2024 · 1.65
Debt to equity
1.62▼
2024 · 1.67
ROE
0.9%▼
2024 · 8.5%
ROA
0.3%▼
2024 · 3.2%
Interest coverage
10.19▲
2024 · 5.71
Debt ≤ 1 year
€95k▲
2024 · €68k
Debt > 1 year
€295k▼
2024 · €327k
Income taxes
€782▼
2024 · €4k
Staff costs
€0▼
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 53 lines
Balance sheet
Code20242025
Assets
Total assets20/58€642k€631k▼
Fixed assets21/28€393k€370k▼
Tangible fixed assets22/27€393k€370k▼
Land and buildings22€236k€220k▼
Plant, machinery and equipment23€15k€18k▲
Furniture and vehicles24€47k€57k▲
Leasing and similar rights25€96k€75k▼
Financial fixed assets28€10€10=
Current assets29/58€249k€261k▲
Stocks and contracts in progress3€137k€125k▼
Stocks30/36€137k€125k▼
Amounts receivable within one year40/41€14k€64k▲
Trade receivables40€5k€56k▲
Other amounts receivable41€9k€8k▼
Cash at bank and in hand54/58€74k€46k▼
Deferred charges and accrued income490/1€24k€26k▲
Equity and liabilities
Total equity and liabilities10/49€642k€631k▼
Equity10/15€240k€241k▲
Contributions10/11€5k€5k=
Reserves13€216k€216k=
Distributable reserves133€216k€216k=
Profit (loss) carried forward14€19k€19k▲
Amounts payable17/49€402k€390k▼
Amounts payable after more than one year17€327k€295k▼
Financial debts170/4€327k€210k▼
Other amounts payable178/9-€85k
Amounts payable within one year42/48€68k€95k▲
Current portion of amounts payable after more than one year42€57k€56k▼
Trade debts44€4k€28k▲
Suppliers440/4€4k€28k▲
Taxes, remuneration and social security45€4k€3k▼
Taxes450/3€3k€3k▼
Remuneration and social security454/9€1k€0▼
Other amounts payable47/48€2k€7k▲
Accrued charges and deferred income492/3€7k€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€20k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€59k€76k▲
Other operating charges640/8€4k€3k▼
Gross operating margin9900€122k€91k▼
Operating profit (loss)9901€39k€11k▼
Financial income75/76B€3k€624▼
Recurring financial income75€3k€624▼
Financial charges65/66B€17k€9k▼
Recurring financial charges65€17k€9k▼
Profit (loss) for the period before taxes9903€24k€3k▼
Income taxes67/77€4k€782▼
Profit (loss) for the period9904€20k€2k▼
Profit (loss) for the period to be appropriated9905€20k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€20k€21k▲
Profit (loss) brought forward from the previous period14P-€19k
Profit to be distributed694/7€2k€2k=
Return on contributions (dividend)694€2k€2k=
Social balance
Average headcount (FTE)90870.8-
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €2k ▼89.2%
Net result drops to €2k, the lowest in the series.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Liquidity doublescurrent ratio 3.66
Current ratio from 1.76 to 3.66; short-term debt falls from €227k to €68k.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €200kEq €221k ▲27.5%
4 profitable years in a row build equity to €221k.
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €150kEq €154k ▲3.8%
2 profitable years in a row build equity to €154k.
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gavere · 1 establishment unit since 2019
Ground area
293 m²
Building footprint
284 m²
Volume, LiDAR
1,274 m³
Parcel 44020A0058/00E002, Flanders · tallest building 11.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
RV Technics
since 20192.296.026.721
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44020A0058/00E002 | Flanders | 293 m² | 1 · 284 m² | 11.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 117 EUR awarded · 117 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 117 EUR | 117 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 887 companies in sector 33110 we hold annual accounts for 441. 323 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-11-2019
Fiscal year end31-12
Activities, NACEBEL 2025
33110Repair and maintenance of fabricated metal products
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
43211General electrical installation work
43221Plumbing work
43350Other building finishing work
43410Roofing work
43421Specialised construction activities
46842Wholesale trade
71111Activities of building architects
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.