RUSTIEKE WOONINRICHTING
ActiveRUSTIEKE WOONINRICHTING has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €52k and a net result of €43k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 55% of 11257 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+41
Solvency74▲+37
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 2.2 against 1.21 in 2024; short-term debt: 36.7% and cash: 61.4% of total assets), but 50.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49.1%
Return on assets
40.9%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €52k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
1 d early
2023
1 d early
2022
5 d early
2021
10 d late
2020
1 d early
2019
7 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€52k▲ 497%
2024 · €9k
2018: €-21k
2019: €-20k
2020: €-10k
2021: €2k
2022: €6k
2023: €8k
2024: €9k
2018 → 2025
Total assets
€106k▲ 50.9%
2024 · €70k
2018: €26k
2019: €14k
2020: €10k
2021: €7k
2022: €8k
2023: €8k
2024: €70k
2018 → 2025
Net result
€43k▲ 3,533%
2024 · €1k
2018: €6k
2019: €2k
2020: €10k
2021: €12k
2022: €4k
2023: €1k
2024: €1k
2018 → 2025
Working capital
€47k▲ 535%
2024 · €7k
2018: €25k
2019: €13k
2020: €9k
2021: €6k
2022: €6k
2023: €8k
2024: €7k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2k-€6k▲ 226%€8k▲ 17.4%€9k▲ 15.8%€52k▲ 497%
Operating result€12k-€4k▼ 61.4%€1k▼ 74.7%€2k▲ 61.4%€52k▲ 2,756%
Net result€12k-€4k▼ 61.5%€1k▼ 74.9%€1k▲ 6.9%€43k▲ 3,533%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 2,756% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €106k
Fixed assets
€20k▼ 26.4%
Current assets
€85k▲ 102%
Equity and liabilities €106k
Equity
€52k▲ 497%
Debt
€54k▼ 12.3%
The debt ratio falls from 87.6% to 50.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€59k▲
2024 · €4k
Cash flow
€51k▲
2024 · €3k
Solvency
49.1%▲
2024 · 12.4%
Current ratio
2.20▲
2024 · 1.21
Quick ratio
2.09▲
2024 · 1.08
Debt / equity
1.04▼
2024 · 7.05
ROE
83.2%▲
2024 · 13.7%
ROA
40.9%▲
2024 · 1.7%
Interest coverage
25.68▲
2024 · 4.62
Debt
€54k▼
2024 · €61k
Debt ≤ 1 year
€39k▲
2024 · €35k
Debt > 1 year
€15k▼
2024 · €25k
Income taxes
€7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€70k€106k▲
Fixed assets21/28€28k€20k▼
Tangible fixed assets22/27€28k€20k▼
Plant, machinery and equipment23€11k€8k▼
Furniture and vehicles24€16k€13k▼
Current assets29/58€42k€85k▲
Stocks and contracts in progress3€4k€4k=
Stocks30/36€4k€4k=
Amounts receivable within one year40/41€17k€13k▼
Trade receivables40€11k€10k▼
Other amounts receivable41€6k€3k▼
Cash at bank and in hand54/58€19k€65k▲
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€70k€106k▲
Equity10/15€9k€52k▲
Contributions10/11€43k€43k=
Reserves13€2k€9k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133-€7k
Profit (loss) carried forward14€-37k-
Amounts payable17/49€61k€54k▼
Amounts payable after more than one year17€25k€15k▼
Financial debts170/4€25k€15k▼
Amounts payable within one year42/48€35k€39k▲
Current portion of amounts payable after more than one year42€10k€11k▲
Trade debts44€973€1k▲
Suppliers440/4€973€1k▲
Advances received on contracts in progress46-€542
Taxes, remuneration and social security45€2k€2k=
Taxes450/3€2k€2k=
Other amounts payable47/48€21k€24k▲
Accrued charges and deferred income492/3€1k€489▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€7k▲
Other operating charges640/8€95€452▲
Gross operating margin9900€4k€60k▲
Operating profit (loss)9901€2k€52k▲
Financial income75/76B€188€208▲
Recurring financial income75€188€208▲
Financial charges65/66B€821€2k▲
Recurring financial charges65€821€2k▲
Profit (loss) for the period before taxes9903€1k€50k▲
Income taxes67/77-€7k
Profit (loss) for the period9904€1k€43k▲
Profit (loss) for the period to be appropriated9905€1k€43k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-37k€7k▲
Profit (loss) brought forward from the previous period14P€-38k€-37k▲
Transfer to equity691/2-€7k
To other reserves6921-€7k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €43k ▲3533%
Operating result €52k, net result €43k, both a record.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €1k ▼74.9%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 17.75
Current ratio from 6.88 to 17.75; short-term debt falls from €1k to €463.
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
10-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 10 days late
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
24-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
23-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
03-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hoogstraten · 1 establishment unit since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Witherenweg 182322 HoogstratenGround area
959 m²
Building footprint
200 m²
Volume, LiDAR
908 m³
Parcel 13024B0225/00A005, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
R.W.
since 19902.050.638.002
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13024B0225/00A005 | Flanders | 959 m² | 1 · 200 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 679 companies in sector 46494 we hold annual accounts for 530. 298 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-11-1990
Fiscal year end31-12
Abbreviation NL
R.W.
Activities, NACEBEL
46494Wholesale of non-electrical household articles
51471
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.