RUMIX
ActiveSummary
RUMIX has been active since 1984 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.27M and a net result of €157k. Equity is growing by ~15.8% per year across the filed fiscal years. Its solvency ranks better than 66% of 8001 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▼-6
Solvency86▼-14
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €100k at 30 days acceptable
Liquidity ample (current ratio 1.92 against 4.5 in 2024; short-term debt: 33.8% and cash: 27.8% of total assets), and 39.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
60.7%
Return on assets
7.5%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
21 d early
2024
48 d early
2023
33 d early
2022
38 d early
2021
81 d early
2020
64 d early
2019
2 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.27M▼ 16.1%
2024 · €1.52M
2018: €622k
2019: €713k
2020: €834k
2021: €943k
2022: €1.12M
2023: €1.30M
2024: €1.52M
2018 → 2025
Total assets
€2.10M▲ 13.2%
2024 · €1.85M
2018: €965k
2019: €1.04M
2020: €1.09M
2021: €1.18M
2022: €1.45M
2023: €1.66M
2024: €1.85M
2018 → 2025
Net result
€157k▼ 30.3%
2024 · €225k
2018: €93k
2019: €105k
2020: €137k
2021: €121k
2022: €182k
2023: €180k
2024: €225k
2018 → 2025
Working capital
€655k▼ 30.9%
2024 · €948k
2018: €308k
2019: €308k
2020: €392k
2021: €511k
2022: €469k
2023: €669k
2024: €948k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€943k-€1.12M▲ 18.8%€1.30M▲ 15.7%€1.52M▲ 17.1%€1.27M▼ 16.1%
Operating result€178k-€245k▲ 37.4%€276k▲ 12.8%€336k▲ 21.7%€226k▼ 32.7%
Net result€121k-€182k▲ 49.8%€180k▼ 0.8%€225k▲ 24.7%€157k▼ 30.3%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 33% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.10M
Fixed assets
€734k ▲ 15.3%
Current assets
€1.37M ▲ 12.1%
Equity and liabilities €2.10M
Equity
€1.27M ▼ 16.1%
Debt
€825k ▲ 145%
Debt's share of the balance-sheet total rises from 18.2% to 39.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€408k▼
2024 · €504k
Cash flow
€339k▼
2024 · €394k
Current ratio
1.92▼
2024 · 4.50
Quick ratio
1.59▼
2024 · 3.56
Debt to equity
0.65▲
2024 · 0.22
ROE
12.3%▼
2024 · 14.8%
ROA
7.5%▼
2024 · 12.1%
Interest coverage
33.64▼
2024 · 42.78
Debt ≤ 1 year
€710k▲
2024 · €271k
Debt > 1 year
€112k▲
2024 · €61k
Income taxes
€58k▼
2024 · €100k
Staff costs
€433k▲
2024 · €265k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 58 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.85M€2.10M▲
Fixed assets21/28€636k€734k▲
Intangible fixed assets21€5k€4k▼
Tangible fixed assets22/27€631k€729k▲
Land and buildings22€276k€237k▼
Plant, machinery and equipment23€4k€3k▼
Furniture and vehicles24€350k€489k▲
Financial fixed assets28€295€295=
Current assets29/58€1.22M€1.37M▲
Stocks and contracts in progress3€256k€235k▼
Stocks30/36€256k€235k▼
Amounts receivable within one year40/41€264k€290k▲
Trade receivables40€264k€261k▼
Other amounts receivable41€231€29k▲
Current investments50/53-€200k
Cash at bank and in hand54/58€654k€583k▼
Deferred charges and accrued income490/1€44k€57k▲
Equity and liabilities
Total equity and liabilities10/49€1.85M€2.10M▲
Equity10/15€1.52M€1.27M▼
Contributions10/11€40k€40k=
Reserves13€1.48M€1.23M▼
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Tax-exempt reserves132€30k€30k=
Distributable reserves133€1.45M€1.20M▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€337k€825k▲
Amounts payable after more than one year17€61k€112k▲
Financial debts170/4€61k€112k▲
Amounts payable within one year42/48€271k€710k▲
Current portion of amounts payable after more than one year42€41k€59k▲
Trade debts44€116k€117k▲
Suppliers440/4€116k€117k▲
Taxes, remuneration and social security45€61k€84k▲
Taxes450/3€31k€35k▲
Remuneration and social security454/9€30k€48k▲
Other amounts payable47/48€53k€451k▲
Accrued charges and deferred income492/3€6k€4k▼
Income statement
Code20242025
Remuneration, social security and pensions62€265k€433k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€169k€182k▲
Other operating charges640/8€104k€194k▲
Gross operating margin9900€873k€1.04M▲
Operating profit (loss)9901€336k€226k▼
Financial income75/76B€808€893▲
Recurring financial income75€808€893▲
Financial charges65/66B€12k€12k▲
Recurring financial charges65€12k€12k▲
Profit (loss) for the period before taxes9903€325k€215k▼
Income taxes67/77€100k€58k▼
Profit (loss) for the period9904€225k€157k▼
Profit (loss) for the period to be appropriated9905€225k€157k▼
Appropriation of the result
Profit (loss) to be appropriated9906€225k€157k▼
Transfer from equity791/2€4k€401k▲
Transfer to equity691/2€225k€157k▼
To other reserves6921€225k€157k▼
Profit to be distributed694/7€4k€401k▲
Return on contributions (dividend)694€4k€401k▲
Social balance
Average headcount (FTE)90874.26.6▲
The notes to these accounts (21 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
13-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €225k ▲24.7%
Operating result €336k, net result €225k, both a record.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
23-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €1MEq €1.12M ▲18.8%
5 profitable years in a row build equity to €1.12M.
11-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
28-05
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
29-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
23-05
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
18-05
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
20-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostkamp · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Torhoutsestraat 1908020 OostkampGround area
1,716 m²
Building footprint
786 m²
Volume, LiDAR
4,471 m³
Parcel 31025B0006/00S000, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Torhoutsestraat 190, 8020 Oostkamp
since 20012.024.355.851
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31025B0006/00S000 | Flanders | 1,716 m² | 1 · 786 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 3 entries · 4,629 EUR awarded · 4,629 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,180 EUR | 1,180 EUR |
| 2024 | 1 | 449 EUR | 449 EUR |
| 2023 | 1 | 3,000 EUR | 3,000 EUR |
Schemes
Subsidies ecologisch en veilig transport (stopgezet)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteOostkamp2.024.355.851
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TAVEIRNE MARNIX
BE 0448.173.058
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BE 0442.423.136
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Of 689 companies in sector 46216 we hold annual accounts for 476. 393 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-03-1984
Fiscal year end31-12
Activities, NACEBEL 2025
46216Wholesale of agricultural produce and animal feed, general range
49410Freight transport by road
52250Logistics services
Sources
Crossroads Bank for EnterprisesNational Bank · 42 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.