RUMEX
ActiveSummary
The computed 12-month bankruptcy probability of RUMEX is 2.2% (moderate). The 2025 annual accounts show negative equity (€-15k) and a net result of €-21k. Equity is shrinking by ~12.7% per year across the filed fiscal years. Its solvency ranks better than 5% of 4486 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
23
/ 100
Critical
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-10
Solvency0▼-41
Growth32=
Track record100
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.28 against 1.15 in 2024; short-term debt: 175.4% and cash: 15.7% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-75.4%
Return on assets
-107.6%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €-15k
neutral · A punctual record breaks
This company filed 6 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-08-2026, 11 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 7 filingsDeviation from the deadline
2025
11 d late
2024
16 d early
2023
43 d early
2022
3 d early
2021
44 d early
2020
16 d early
2019
85 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-15k
2024 · €6k
2019: €11k
2020: €12k
2021: €12k
2022: €12k
2023: €9k
2024: €6k
2019 → 2025
Total assets
€19k▼ 51.0%
2024 · €40k
2019: €11k
2020: €12k
2021: €12k
2022: €12k
2023: €11k
2024: €40k
2019 → 2025
Net result
€-21k▼ 671%
2024 · €-3k
2019: €-1k
2020: €878
2021: €-35
2022: €-245
2023: €-3k
2024: €-3k
2019 → 2025
Working capital
€-25k
2024 · €5k
2021: €12k
2022: €12k
2023: €9k
2024: €5k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€12k-€12k▼ 2.1%€9k▼ 23.4%€6k▼ 30.2%€-15k
Operating result€-673-€-545▲ 18.9%€-3k▼ 380%€-3k▲ 0.9%€-21k▼ 698%
Net result€-35-€-245▼ 590%€-3k▼ 1,014%€-3k▲ 0.9%€-21k▼ 671%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €21k in 2025 against €3k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €19k
Fixed assets
€10k ▲ 787%
Current assets
€9k ▼ 75.5%
Key figures and ratios
EBITDA
€-20k▼
2024 · €-3k
Cash flow
€-20k▼
2024 · €-3k
Solvency
-75.4%▼
2024 · 15.8%
Current ratio
0.28▼
2024 · 1.15
Debt to equity
-2.33▼
2024 · 5.34
ROA
-107.6%▼
2024 · -6.8%
Interest coverage
-191.17▼
2024 · -24.54
Debt
€34k▲
2024 · €33k
Debt ≤ 1 year
€34k▲
2024 · €33k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 32 lines
Balance sheet
Code20242025
Assets
Total assets20/58€40k€19k▼
Fixed assets21/28€1k€10k▲
Intangible fixed assets21€1k€2k▲
Tangible fixed assets22/27-€4k
Plant, machinery and equipment23-€3k
Other tangible fixed assets26-€1k
Financial fixed assets28-€4k
Current assets29/58€38k€9k▼
Amounts receivable within one year40/41€0€6k▲
Other amounts receivable41€0€6k▲
Cash at bank and in hand54/58€38k€3k▼
Equity and liabilities
Total equity and liabilities10/49€40k€19k▼
Equity10/15€6k€-15k▼
Contributions10/11€12k€12k=
Profit (loss) carried forward14€-6k€-27k▼
Amounts payable17/49€33k€34k▲
Amounts payable within one year42/48€33k€34k▲
Trade debts44€0€648▲
Suppliers440/4€0€648▲
Other amounts payable47/48€33k€33k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28€752▲
Other operating charges640/8€2k€1k▼
Non-recurring operating charges66A€500€0▼
Gross operating margin9900€-75€-19k▼
Operating profit (loss)9901€-3k€-21k▼
Financial charges65/66B€105€104▼
Recurring financial charges65€105€104▼
Profit (loss) for the period before taxes9903€-3k€-21k▼
Profit (loss) for the period9904€-3k€-21k▼
Profit (loss) for the period to be appropriated9905€-3k€-21k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-6k€-27k▼
Profit (loss) brought forward from the previous period14P€-3k€-6k▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 11 days late
2025
31-12
Financial
Weakest financial yearnet €-21k
Net result drops to €-21k, the lowest in the series.
15-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
18-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
17-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
15-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €878
Net result €878 after one loss-making year.
07-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Antwerpsesteenweg 1969040 GentGround area
1,739 m²
Building footprint
1,098 m²
Volume, LiDAR
14,654 m³
2 parcels, Flanders · tallest building 21.1 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
RUMEX
since 20182.276.644.735
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44432C0895/00G000 | Flanders | 1,626 m² | 1 · 990 m² | 21.1 m · 5 fl. |
| 44816K0495/00M008 | Flanders | 114 m² | 1 · 109 m² | 13.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Roepor
BE 0765.298.722
Maldegem · Eq €6,218
JM CLEAN
BE 0736.349.566
Elsene · Eq €6,262
OHCS
BE 0846.527.710
Mont-de-l'Enclus · Eq €6,269
Cristal Cleaning Services
BE 0462.879.941
Zwijndrecht · Eq €6,323
FORVINEX
BE 0432.459.058
Visé · Eq €6,357
Of 7,013 companies in sector 81220 we hold annual accounts for 2,416. 1,127 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-04-2018
Fiscal year end31-12
Activities, NACEBEL 2025
10130Manufacture of food products
81220Other building cleaning and industrial cleaning
43350Other building finishing work
82920Office administrative, office support and other business support activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.