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Complete company report
Generated 13-08-2026
Active BE 0444.525.660Private limited company

RUMAN

Place Emile-de-Lalieux 40 ·1400 Nivelles, Belgium· 35 yrs active
Sector: Activiteiten van medisch specialisten (86220)
Conclusion Checked

The computed 12-month bankruptcy probability of RUMAN is 0.1% (very low). The company has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 35 yrs
Board 2
Locations 1
Publications 1
Bankruptcy probability (12 mo) Checked model v1 · free
0.1% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Long track record −Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 1991, 35 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 micro 30-07-2025 2025-00333560
31-12-2023 micro 23-09-2024 2024-00468169
31-12-2022 micro 24-05-2023 2023-00092710
31-12-2021 micro 25-06-2022 2022-20091968
31-12-2020 micro 03-07-2021 2021-32000206
31-12-2019 micro 01-07-2020 2020-26100150
31-12-2018 volledig 15-06-2019 2019-19300131
31-12-2017 volledig 16-05-2018 2018-12700572
31-12-2016 volledig 23-08-2017 2017-48900325
31-12-2015 volledig 17-07-2016 2016-33500378
Directors & mandates 3 directors
Current directors & mandates
  • John Mahieu
    Managing director
    State Gazette act 22093881 (04-08-2022)
    Current
    25-07-2022 → present
  • Yves MAHIEU
    Director
    State Gazette act 22093881 (04-08-2022)
    Current
    25-07-2022 → present
Former directors (1)
  • Carine Delhaye de Meaulde
    Managing director
    State Gazette act 22093881 (04-08-2022)
    Former
    - → 16-07-2022
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary Activiteiten van medisch specialisten(86220)
Legal form Private limited company(610)
Incorporation24-06-1991
StatusActive
Postal code1400
Establishment units 1 location
RUMAN SA
Place Emile-de-Lalieux 40, 1400 NivellesVerhuur van woningen, exclusief sociale woningen
since 19912.053.703.004
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
30-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
23-09-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
24-05-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
04-08-2022
State Gazette act Director changes
25-06-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
03-07-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
01-07-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
15-06-2019
NBB filing Annual accounts filed
fiscal year 2018 · volledig
2018
16-05-2018
NBB filing Annual accounts filed
fiscal year 2017 · volledig
2017
23-08-2017
NBB filing Annual accounts filed
fiscal year 2016 · volledig
2016
17-07-2016
NBB filing Annual accounts filed
fiscal year 2015 · volledig
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 4 years ago
2022
04-08-2022 2 directors appointed, 1 resigning Director changes
  • John Mahieu, Gedelegeerd bestuurder
  • Yves MAHIEU, Bestuurder
  • Carine Delhaye de Meaulde, Gedelegeerd bestuurder
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "administrateur d\u00E9l\u00E9gu\u00E9",
      "person": {
        "rrn": null,
        "name": "Carine Delhaye de Meaulde",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": "de_plein_droit_dissolution",
      "subkind": null,
      "via_org": null,
      "statutory": "statutair",
      "compensated": null,
      "effective_date": "2022-07-16",
      "evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale extraordinaire prend acte de la demande de d\u00E9mission de Madame Carine Delhaye de Meaulde, adress\u00E9e par courrier en date du 16/07/2022 au Pr\u00E9sidet du CA, de ses fonctions d\u0027administrateur et d\u0027administrateur d\u00E9l\u00E9gu\u00E9 de la soci\u00E9t\u00E9, avec effets au 16/07/2022.",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "director_in",
      "role": "administrateur d\u00E9l\u00E9gu\u00E9",
      "person": {
        "rrn": null,
        "name": "John Mahieu",
        "address": "All\u00E9e de la Ferme Detry, 10 1401 BAULERS",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "successor_conditional",
      "via_org": null,
      "statutory": "statutair",
      "compensated": null,
      "effective_date": "2022-07-25",
      "evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale extraordinaire d\u00E9signe Monsieur John Mahieu, domicili\u00E9 All\u00E9e de la Ferme Detry, 10 1401 BAULERS, afin de la remplacer et de reprendre sa fonction d\u0027administrateur d\u00E9l\u00E9gu\u00E9 de la soci\u00E9t\u00E9, \u00E0 dater de ce jour.",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "until_agm_year",
        "value": "2025"
      },
      "rep_rotation_new_rep": "John Mahieu",
      "rep_rotation_old_rep": "Carine Delhaye de Meaulde",
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "director_in",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Yves MAHIEU",
        "address": "Rue Hattain 58 D \u00E0 1470 Baisy-Thy",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "confirmation",
      "via_org": null,
      "statutory": "statutair",
      "compensated": null,
      "effective_date": "2022-07-25",
      "evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale approuve la nomination en qualit\u00E9 d\u0027administrateur, avec efftet imm\u00E9diat, de Monsieur Yves MAHIEU, domicili\u00E9 Rue Hattain 58 D \u00E0 1470 Baisy-Thy.",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "until_agm_year",
        "value": "2025"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "fr",
    "pub_date": null,
    "filing_date": null,
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decisions": [
    {
      "body": "buitengewone_algemene_vergadering",
      "date": "2022-07-18",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0444.525.660",
    "name_full": "RUMAN",
    "legal_form": "SA"
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Huisartspraktijken86210Activiteiten van huisartspraktijken86210Praktijken van specialisten86220Activiteiten van medisch specialisten86220
Primary activity highlighted.
Names & trade names
Legal nameFR RUMAN
Registered office
Place Emile-de-Lalieux 40
1400 Nivelles, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative