Rujan
ActiveSummary
Rujan has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €542k and a net result of €80k. Equity is growing by ~5.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2026
93
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2025
Profitability87▼-1
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 26.71 against 29.88 in 2025; short-term debt: 3.7% and cash: 30.2% of total assets), and 3.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
96.3%
Return on assets
14.3%
Age of the figures
6 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 22-09-2026, 39 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
39 d early
2025
51 d early
2024
58 d early
2023
48 d early
2022
33 d early
2021
45 d early
2020
52 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-03-2027 close31-10-2027 deadline
Financials · fiscal year 2026, micro schema
Equity
€542k▲ 17.5%
2025 · €461k
2019: €320k
2020: €372k
2021: €429k
2022: €405k
2023: €423k
2024: €461k
2025: €461k
2019 → 2026
Total assets
€563k▲ 17.8%
2025 · €478k
2019: €336k
2020: €374k
2021: €442k
2022: €414k
2023: €430k
2024: €469k
2025: €478k
2019 → 2026
Net result
€80k▲ 11.1%
2025 · €72k
2019: €73k
2020: €52k
2021: €77k
2022: €75k
2023: €69k
2024: €95k
2025: €72k
2019 → 2026
Working capital
€531k▲ 17.7%
2025 · €451k
2019: €260k
2020: €326k
2021: €390k
2022: €374k
2023: €402k
2024: €451k
2025: €451k
2019 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420252026Trend
Equity€405k-€423k▲ 4.4%€461k▲ 9.1%€461k=€542k▲ 17.5%
Operating result€106k-€95k▼ 9.9%€122k▲ 28.2%€98k▼ 19.5%€112k▲ 13.7%
Net result€75k-€69k▼ 8.5%€95k▲ 38.3%€72k▼ 24.0%€80k▲ 11.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2026; 2026 is 14% above 2025.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €563k
Fixed assets
€11k ▼ 0.2%
Current assets
€552k ▲ 18.2%
Equity and liabilities €563k
Equity
€542k ▲ 17.5%
Debt
€21k ▲ 26.7%
Debt's share of the balance-sheet total rises from 3.4% to 3.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€112k▲
2025 · €99k
Cash flow
€81k▲
2025 · €73k
Current ratio
26.71▼
2025 · 29.88
Debt to equity
0.04▲
2025 · 0.04
ROE
14.9%▼
2025 · 15.7%
ROA
14.3%▼
2025 · 15.2%
Interest coverage
465.08▲
2025 · 145.15
Debt ≤ 1 year
€21k▲
2025 · €16k
Income taxes
€35k▲
2025 · €32k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2026 against 2025 · 44 lines
Balance sheet
Code20252026
Assets
Total assets20/58€478k€563k▲
Fixed assets21/28€11k€11k▼
Tangible fixed assets22/27€11k€11k▼
Furniture and vehicles24€24€0▼
Other tangible fixed assets26€11k€11k=
Current assets29/58€467k€552k▲
Amounts receivable within one year40/41€81k€79k▼
Trade receivables40€78k€79k▲
Other amounts receivable41€3k€10▼
Current investments50/53€275k€300k▲
Cash at bank and in hand54/58€106k€170k▲
Deferred charges and accrued income490/1€4k€2k▼
Equity and liabilities
Total equity and liabilities10/49€478k€563k▲
Equity10/15€461k€542k▲
Contributions10/11€6k€6k=
Reserves13€455k€536k▲
Distributable reserves133€455k€536k▲
Profit (loss) carried forward14-€0
Amounts payable17/49€16k€21k▲
Amounts payable within one year42/48€16k€21k▲
Trade debts44€3k€2k▼
Suppliers440/4€3k€2k▼
Taxes, remuneration and social security45€4k€10k▲
Taxes450/3€4k€10k▲
Other amounts payable47/48€9k€9k▼
Accrued charges and deferred income492/3€811€168▼
Income statement
Code20252026
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€255€24▼
Other operating charges640/8€491€476▼
Gross operating margin9900€99k€112k▲
Operating profit (loss)9901€98k€112k▲
Financial income75/76B€6k€4k▼
Recurring financial income75€6k€4k▼
Financial charges65/66B€679€240▼
Recurring financial charges65€679€240▼
Profit (loss) for the period before taxes9903€104k€115k▲
Income taxes67/77€32k€35k▲
Profit (loss) for the period9904€72k€80k▲
Profit (loss) for the period to be appropriated9905€72k€80k▲
Appropriation of the result
Profit (loss) to be appropriated9906€72k€80k▲
Transfer from equity791/2€73k€0▼
Transfer to equity691/2€72k€80k▲
To other reserves6921€72k€80k▲
Profit to be distributed694/7€73k€0▼
Return on contributions (dividend)694€73k€0▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
22-09
NBB filing
Annual accounts filed
fiscal year 2026 · micro schema
31-03
Financial
Equity above €500kEq €542k ▲17.5%
8 profitable years in a row build equity to €542k.
2025
10-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
03-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Highest result since 2019net €95k ▲38.3%
Operating result €122k, net result €95k, both a record.
2023
13-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
28-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
16-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
09-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
31-03
Financial
Weakest financial yearnet €52k ▼28.2%
Net result drops to €52k, the lowest in the series; recovery starts the following year.
31-03
Financial
Liquidity times 9current ratio 157.26
Current ratio from 18.05 to 157.26; short-term debt falls from €15k to €2k.
2019
04-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
25-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
17-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wingene · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oude Tieltstraat 958755 WingeneGround area
2,338 m²
Building footprint
346 m²
Volume, LiDAR
2,291 m³
Parcel 37012E0528/00H000, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
RUJAN
since 20062.152.078.127
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37012E0528/00H000 | Flanders | 2,338 m² | 1 · 346 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
875500C1DLPG9M6K3N76
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TRIGINTA MANAGER
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BITWIZE
BE 0465.696.109
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SOULWORX
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DOKTER LUC BELMANS
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 35,284 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-02-2006
Fiscal year end31-03
Activities, NACEBEL 2025
70200Business and other management consultancy
82100Office administrative and support services
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
3 entriesE-mail:katleen.snauwaert@telenet.be
Phone:051689093
Fax:051689012