RPB CONCEPT
ActiveSummary
RPB CONCEPT has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €106k and a net result of €32k. Equity is growing by ~9.2% per year across the filed fiscal years. Its solvency ranks better than 80% of 7453 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability96▲+48
Solvency97▲+30
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 3.67 against 5.5 in 2024; short-term debt: 22% and cash: 51.1% of total assets), and 27.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
72.5%
Return on assets
22%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
32 d early
2024
31 d early
2023
26 d early
2022
11 d late
2021
24 d late
2020
22 d early
2019
9 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€106k▲ 6.5%
2024 · €100k
2018: €56k
2019: €59k
2020: €71k
2021: €79k
2022: €86k
2023: €97k
2024: €100k
2018 → 2025
Total assets
€147k▼ 38.7%
2024 · €239k
2018: €87k
2019: €92k
2020: €157k
2021: €268k
2022: €118k
2023: €111k
2024: €239k
2018 → 2025
Net result
€32k▲ 889%
2024 · €3k
2018: €14k
2019: €4k
2020: €12k
2021: €8k
2022: €7k
2023: €10k
2024: €3k
2018 → 2025
Working capital
€86k▼ 52.8%
2024 · €183k
2018: €54k
2019: €69k
2020: €80k
2021: €87k
2022: €95k
2023: €93k
2024: €183k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€79k-€86k▲ 9.3%€97k▲ 11.7%€100k▲ 3.4%€106k▲ 6.5%
Operating result€12k-€13k▲ 13.8%€13k▼ 1.1%€6k▼ 52.5%€50k▲ 697%
Net result€8k-€7k▼ 4.5%€10k▲ 36.8%€3k▼ 67.7%€32k▲ 889%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 697% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €147k
Fixed assets
€28k ▲ 76.8%
Current assets
€118k ▼ 46.9%
Equity and liabilities €147k
Equity
€106k ▲ 6.5%
Debt
€40k ▼ 71.1%
Debt's share of the balance-sheet total falls from 58.3% to 27.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€53k▲
2024 · €8k
Cash flow
€35k▲
2024 · €5k
Current ratio
3.67▼
2024 · 5.50
Debt to equity
0.38▼
2024 · 1.40
ROE
30.3%▲
2024 · 3.3%
ROA
22.0%▲
2024 · 1.4%
Interest coverage
7.83▲
2024 · 3.36
Debt ≤ 1 year
€32k▼
2024 · €41k
Debt > 1 year
€3k▼
2024 · €96k
Income taxes
€11k▲
2024 · €590
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 53 lines
Balance sheet
Code20242025
Assets
Total assets20/58€239k€147k▼
Fixed assets21/28€16k€28k▲
Tangible fixed assets22/27€15k€27k▲
Plant, machinery and equipment23€13k€18k▲
Furniture and vehicles24€2k€9k▲
Financial fixed assets28€1k€1k=
Current assets29/58€223k€118k▼
Stocks and contracts in progress3€175k-
Stocks30/36€175k-
Amounts receivable within one year40/41€36k€43k▲
Trade receivables40€30k€43k▲
Other amounts receivable41€6k€228▼
Cash at bank and in hand54/58€10k€75k▲
Deferred charges and accrued income490/1€3k€735▼
Equity and liabilities
Total equity and liabilities10/49€239k€147k▼
Equity10/15€100k€106k▲
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€92k€98k▲
Amounts payable17/49€139k€40k▼
Amounts payable after more than one year17€96k€3k▼
Financial debts170/4€96k€3k▼
Amounts payable within one year42/48€41k€32k▼
Current portion of amounts payable after more than one year42€4k€4k▲
Financial debts43€10k-
Credit institutions430/8€10k-
Trade debts44€6k€3k▼
Suppliers440/4€6k€3k▼
Advances received on contracts in progress46-€6k
Taxes, remuneration and social security45€12k€15k▲
Taxes450/3€3k€15k▲
Remuneration and social security454/9€8k-
Other amounts payable47/48€8k€4k▼
Accrued charges and deferred income492/3€2k€5k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€1k€1k▼
Non-recurring operating charges66A-€13k
Gross operating margin9900€10k€67k▲
Operating profit (loss)9901€6k€50k▲
Financial income75/76B€1€0▼
Recurring financial income75€1€0▼
Financial charges65/66B€2k€7k▲
Recurring financial charges65€2k€7k▲
Profit (loss) for the period before taxes9903€4k€43k▲
Income taxes67/77€590€11k▲
Profit (loss) for the period9904€3k€32k▲
Profit (loss) for the period to be appropriated9905€3k€32k▲
Appropriation of the result
Profit (loss) to be appropriated9906€92k€124k▲
Profit (loss) brought forward from the previous period14P€88k€92k▲
Profit to be distributed694/7-€26k
Return on contributions (dividend)694-€26k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €32k ▲889%
Operating result €50k, net result €32k, both a record.
31-12
Financial
Equity above €100kEq €106k ▲6.5%
8 profitable years in a row build equity to €106k.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €3k ▼67.7%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
11-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 11 days late
2022
31-12
Financial
Liquidity quadruplescurrent ratio 5.61
Current ratio from 1.49 to 5.61; short-term debt falls from €178k to €21k.
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
2021
09-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
22-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
18-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 49 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aiseau-Presles · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Grande(PR) 1016250 Aiseau-PreslesGround area
845 m²
Building footprint
141 m²
Volume, LiDAR
976 m³
Parcel 52057C0231/00L000, Wallonia · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
R-Wash
since 20162.256.197.135
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52057C0231/00L000 | Wallonia | 845 m² | 1 · 141 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BenSo-TEC
BE 0757.553.766
Bertem · Eq €106,225
MEDICAL RENOV
BE 0768.929.490
Grimbergen · Eq €106,223
Bô
BE 0887.716.284
Hoeilaart · Eq €106,200
GF CONSTRUCTIONS
BE 0843.134.688
Oupeye · Eq €106,197
Epsilon BS
BE 1003.246.056
Lier · Eq €106,196
Of 29,797 companies in sector 41001 we hold annual accounts for 16,049. 13,081 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-03-2011
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43110Demolition
43120Site preparation
43240Other construction installation
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.