RPB
ActiveFor RPB, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €485k and a net result of €90k. Equity is growing by ~28.8% per year across the filed fiscal years. Its solvency ranks better than 84% of 9432 sector peers (fiscal year 2023). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2023 · tick = 2022
Profitability85▲+7
Solvency97=
Growth78=
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
71.6%
Return on assets
13.3%
Age of the figures
33 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 8 filingsPosition against the passed deadline
31-12-2024 close31-07-2025 deadline22-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 31-08-2024, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
31 d late
2022
32 d late
2021
31 d late
2020
31 d late
2019
229 d late
← before the deadline
after the deadline →
Financials · fiscal year 2023, abbreviated schema
Equity
€485k▲ 22.8%
2022 · €395k
2018: €39k
2019: €88k
2020: €231k
2021: €469k
2022: €395k
2018 → 2023
Total assets
€677k▲ 23.9%
2022 · €547k
2018: €209k
2019: €201k
2020: €362k
2021: €587k
2022: €547k
2018 → 2023
Net result
€90k▲ 115%
2022 · €42k
2018: €22k
2019: €34k
2020: €143k
2021: €238k
2022: €42k
2018 → 2023
Working capital
€541k▲ 30.9%
2022 · €413k
2018: €86k
2019: €101k
2020: €250k
2021: €486k
2022: €413k
2018 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192020202120222023Trend
Equity€88k-€231k▲ 161%€469k▲ 103%€395k▼ 15.8%€485k▲ 22.8%
Operating result€55k-€196k▲ 255%€251k▲ 27.5%€72k▼ 71.3%€143k▲ 99.7%
Net result€34k-€143k▲ 315%€238k▲ 66.6%€42k▼ 82.4%€90k▲ 115%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2023; 2023 is 100% above 2022.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €677k
Fixed assets
€86k▲ 105%
Current assets
€591k▲ 17.1%
Equity and liabilities €677k
Equity
€485k▲ 22.8%
Debt
€192k▲ 26.7%
The debt ratio rises from 27.7% to 28.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€165k▲
2022 · €82k
Cash flow
€112k▲
2022 · €52k
Solvency
71.6%▼
2022 · 72.3%
Current ratio
11.76▲
2022 · 5.51
Quick ratio
8.48▲
2022 · 3.71
Debt / equity
0.40▲
2022 · 0.38
ROE
18.6%▲
2022 · 10.6%
ROA
13.3%▲
2022 · 7.7%
Interest coverage
12.90▼
2022 · 22.79
Debt
€192k▲
2022 · €152k
Debt ≤ 1 year
€50k▼
2022 · €92k
Debt > 1 year
€142k▲
2022 · €60k
Income taxes
€41k▲
2022 · €30k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2023 against 2022
Balance sheet
Code20222023
Assets
Total assets20/58€547k€677k▲
Fixed assets21/28€42k€86k▲
Tangible fixed assets22/27€42k€86k▲
Plant, machinery and equipment23€27k€20k▼
Furniture and vehicles24€15k€66k▲
Other tangible fixed assets26€181-
Current assets29/58€505k€591k▲
Stocks and contracts in progress3€165k€165k=
Stocks30/36€165k€165k=
Amounts receivable within one year40/41€163k€160k▼
Trade receivables40€10k€7k▼
Other amounts receivable41€153k€153k▼
Cash at bank and in hand54/58€173k€263k▲
Deferred charges and accrued income490/1€4k€4k=
Equity and liabilities
Total equity and liabilities10/49€547k€677k▲
Equity10/15€395k€485k▲
Contributions10/11€19k€19k=
Reserves13€376k€376k=
Distributable reserves133€376k€376k=
Profit (loss) carried forward14€498€91k▲
Amounts payable17/49€152k€192k▲
Amounts payable after more than one year17€60k€142k▲
Financial debts170/4€60k€142k▲
Amounts payable within one year42/48€92k€50k▼
Current portion of amounts payable after more than one year42€4k-
Trade debts44€31k€24k▼
Suppliers440/4€31k€24k▼
Taxes, remuneration and social security45€56k€18k▼
Taxes450/3€49k€11k▼
Remuneration and social security454/9€7k€6k▼
Other amounts payable47/48-€8k
Income statement
Code20222023
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€22k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€83k€166k▲
Operating profit (loss)9901€72k€143k▲
Financial income75/76B€4k€259▼
Recurring financial income75€4k€259▼
Financial charges65/66B€4k€13k▲
Recurring financial charges65€4k€13k▲
Profit (loss) for the period before taxes9903€72k€131k▲
Income taxes67/77€30k€41k▲
Profit (loss) for the period9904€42k€90k▲
Profit (loss) for the period to be appropriated9905€42k€90k▲
Appropriation of the result
Profit (loss) to be appropriated9906€42k€91k▲
Profit (loss) brought forward from the previous period14P€586€498▼
Transfer to equity691/2€42k-
To other reserves6921€42k-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 31 days late
2023
31-12
Financial
Liquidity doublescurrent ratio 11.76
Current ratio from 5.51 to 11.76; short-term debt falls from €92k to €50k.
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 32 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Highest result since 2018net €238k ▲66.6%
Operating result €251k, net result €238k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 11.14
Current ratio from 4.09 to 11.14; short-term debt falls from €81k to €48k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
17-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 229 days late
2020
31-12
Financial
Equity above €200kEq €231k ▲161%
3 profitable years in a row build equity to €231k.
2019
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herent · 2 establishment units since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mechelsesteenweg 4553020 HerentGround area
535 m²
Building footprint
436 m²
Volume, LiDAR
2,382 m³
2 parcels, Flanders · tallest building 10.9 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
RIA
since 20122.206.048.630
Mini Market
since 20162.251.932.105
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24423I0196/00B002 | Flanders | 280 m² | 1 · 236 m² | 10.9 m · 1 fl. |
| 24423H0251/00P000 | Flanders | 255 m² | 1 · 200 m² | 7.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Recognitions · licences · registrations
Food safety, FASFC
2 sitesHerent2.206.048.630
Herent2.251.932.105
Similar companies · same sector, comparable size
ANT2012
BE 0502.511.270
Anthisnes · Eq €486k
GOETZE - LIER DRINKS
BE 0456.409.645
Lier · Eq €486k
MATIBEL
BE 1000.542.924
Blankenberge · Eq €483k
COLBI
BE 0642.915.208
Wemmel · Eq €483k
BIERHANDEL VAN ROY
BE 0432.116.192
Lille · Eq €483k
Of 10,525 companies in sector 47110 we hold annual accounts for 5,860. 3,186 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-01-2012
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47113Retail trade
92000Gambling and betting activities
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.