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RP CREATIF

Active
Private limited company·Algemene bouw van residentiële gebouwen· 2 yrs active
Brusselstraat 325 ·1702 Dilbeek, Belgium
KBO/BCE: BE 1005.688.278
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Age2 yrs
Real estate1 parcel · 204 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of RP CREATIF is 2.1% (moderate). The 2025 annual accounts show equity of €27k and a net result of €25k. Its solvency ranks better than 54% of 1087 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Filing behaviour

From the deposit records, complete market-wide
Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
There is a single filed set of accounts, closing on 30-06. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-06-2025, that is 31-01-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
30-06-2025 31-01-2026 02-02-2026 2 d late 2026-00030656

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
2.1% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€25k
Working capital€24k

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 02-02-2026 with the NBB · fiscal year 2025 · micro
Sector comparison
Fiscal year 2025 · NACE 41, Construction of buildings · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 45.1% 42.1%
better than 54% of 1087 sector peers
Net result €25k €11k
better than 71% of 1087 sector peers
Equity €27k €35k
better than 42% of 1089 sector peers
Gross operating margin €38k €30k
better than 58% of 1086 sector peers
Total assets €61k €96k
better than 31% of 1087 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2025
Depositmicro
Revenue-
EBITDA€37k
Net profit€25k
Cash flow€27k
Staff costs-
Income taxes€7k
Dividends-
Total assets€61k
Equity€27k
Debt€33k
of which ≤ 1y€33k
of which > 1y-
Working capital€24k
Employees (FTE)-
Ratios (computed)
2025
Current ratio1.71
Quick ratio1.71
Working capital ratio39.0%
Solvency45.1%
Debt / equity1.22
Long-term debt ratio-
Interest coverage10.54
Gross margin-
Net margin-
ROA41.8%
ROE92.7%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts (20 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€61k
Fixed assets 21/28€4k
Tangible fixed assets 22/27€4k
Current assets 29/58€57k
Amounts receivable within one year 40/41€37k
Cash & bank 54/58€9k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€61k
Equity 10/15€27k
Contributions / capital 10/11€2k
Accumulated profits (losses) 14€25k
Amounts payable 17/49€33k
Amounts payable within one year 42/48€33k
Trade debts payable within one year 44€16k
Income statement
Gross operating margin 9900€38k
Operating result 9901€35k
Financial charges 65€3k
Result before taxes 9903€32k
Income taxes 67/77€7k
Net result for the period 9904€25k
Result to be appropriated 9905€25k
Ratios computed by Checked.

Health barometer

FY 2025 · computed
86 / 100 Excellent
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Brusselstraat 3251702 Dilbeek

Establishment units

1 location
RP CREATIF
Brusselstraat 325, 1702 DilbeekVervaardiging van metalen constructiewerken en delen daarvan
since 20242.355.430.115
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area204 m²
Buildings1
Building footprint127 m²
Volume (LiDAR)1,002 m³
Tallest building12.5 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23026B0012/00V004 Flanders 204 m² 1 · 127 m² 12.5 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Financial profile

4 of 5 axes measured
Health86Profitability100Solvency83Growth-Stability67
84 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 86
Profitability 100
Solvency 83
Growth -
Stability 67

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 5,403 of the 29,594 companies in this sector. 4,815 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Algemene bouw van residentiële gebouwen41001Algemene bouw van residentiële gebouwen41201Algemene bouw van kantoorgebouwen41002Algemene bouw van kantoorgebouwen41202Bouw van autowegen en andere wegen42110Bouw van autowegen en andere wegen42110Slopen43110Slopen43110Loodgieterswerk43221Sanitaire werkzaamheden43221
Primary activity highlighted.
Names & trade names
Legal nameNL RP CREATIF
Registered office
Brusselstraat 325 bus 101
1702 Dilbeek, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.