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Rowat

Active
Private limited company·Activiteiten van hoofdkantoren· 1 yrs active
Reepstraat(SGW) 161 ·9170 Sint-Gillis-Waas, Belgium
KBO/BCE: BE 1025.931.188
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Age1 yr
Real estate1 parcel · 2,699 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of Rowat is 0.3% (very low). The 2025 annual accounts show equity of €31k and a net result of €27k. Its solvency ranks better than 63% of 4723 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-03-2026, 141 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
There is a single filed set of accounts, closing on 31-12. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 12-03-2026 141 d early 2026-00053093

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Young company
Founded in 2025, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.3% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Young company +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€27k
Working capital€27k

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 12-03-2026 with the NBB · fiscal year 2025 · micro
Sector comparison
Fiscal year 2025 · NACE 70, Head offices & management consulting · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 70.1% 55.5%
better than 63% of 4723 sector peers
Net result €27k €38k
better than 41% of 4722 sector peers
Equity €31k €64k
better than 34% of 4723 sector peers
Gross operating margin €38k €61k
better than 35% of 4715 sector peers
Total assets €44k €146k
better than 14% of 4723 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2025
Depositmicro
Revenue-
EBITDA€38k
Net profit€27k
Cash flow€27k
Staff costs-
Income taxes€10k
Dividends€833
Total assets€44k
Equity€31k
Debt€13k
of which ≤ 1y€13k
of which > 1y-
Working capital€27k
Employees (FTE)-
Ratios (computed)
2025
Current ratio3.05
Quick ratio3.05
Working capital ratio61.3%
Solvency70.1%
Debt / equity0.43
Long-term debt ratio-
Interest coverage31.51
Gross margin-
Net margin-
ROA60.6%
ROE86.4%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€44k
Fixed assets 21/28€4k
Tangible fixed assets 22/27€4k
Financial fixed assets 28€1
Current assets 29/58€40k
Amounts receivable within one year 40/41€2k
Cash & bank 54/58€38k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€44k
Equity 10/15€31k
Contributions / capital 10/11€5k
Reserves 13€26k
Accumulated profits (losses) 14€0
Amounts payable 17/49€13k
Amounts payable within one year 42/48€13k
Trade debts payable within one year 44€279
Income statement
Gross operating margin 9900€38k
Operating result 9901€37k
Financial charges 65€1k
Result before taxes 9903€36k
Income taxes 67/77€10k
Net result for the period 9904€27k
Result to be appropriated 9905€27k
Ratios computed by Checked.

Health barometer

FY 2025 · computed
93 / 100 Excellent
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

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Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Reepstraat(SGW) 1619170 Sint-Gillis-Waas

Establishment units

1 location
Rowat
Reepstraat(SGW) 161, 9170 Sint-Gillis-WaasManagementsactiviteiten van holdings : tussenkomen in het dagelijks bestuur, vertegenwoordigen van bedrijven op grond van bezit van of controle over het maatschappelijk kapitaal, enz
since 20252.376.550.874
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area2,699 m²
Buildings1
Building footprint200 m²
Volume (LiDAR)1,231 m³
Tallest building10.8 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
46020C1748/00X002 Flanders 2,699 m² 1 · 200 m² 10.8 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes
Health93Profitability100Solvency100Growth-Stability67
90 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 93
Profitability 100
Solvency 100
Growth -
Stability 67

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 1,091 of the 5,589 companies in this sector. 773 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Activiteiten van hoofdkantoren70100Activiteiten van holdings64210Handel in eigen onroerend goed68110Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen68201Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen68203Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200
Primary activity highlighted.
Names & trade names
Legal nameNL Rowat
Registered office
Reepstraat(SGW) 161 bus A
9170 Sint-Gillis-Waas, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.