Skip to content

ROVI

Active
Private limited companyfounded 199333 yrs activeDrogenboomstraat 5, 9870 Zulte, BelgiumKBO/BCE: BE 0450.897.372

ROVI has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €147k and a net result of €2k. Equity is growing by ~3.6% per year across the filed fiscal years. Its solvency ranks better than 72% of 27451 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

Score 2025
76 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▼-1
Solvency93▲+11
Growth52=
Track record100
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 2.9 against 2.31 in 2024; short-term debt: 22.5% and cash: 16.8% of total assets), and 32% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 33 years 0 40 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
68%
Return on assets
0.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-06-2026, 45 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
45 d early
2024
69 d early
2023
40 d early
2022
72 d early
2021
51 d early
2020
70 d early
2019
66 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€147k▲ 1.3%
2024 · €145k
2018: €115k 2019: €118k 2020: €127k 2021: €137k 2022: €138k 2023: €144k 2024: €145k
2018 → 2025
Total assets
€216k▼ 14.8%
2024 · €253k
2018: €219k 2019: €255k 2020: €235k 2021: €273k 2022: €251k 2023: €263k 2024: €253k
2018 → 2025
Net result
€2k▼ 58.9%
2024 · €5k
2018: €35k 2019: €20k 2020: €24k 2021: €23k 2022: €227 2023: €17k 2024: €5k
2018 → 2025
Working capital
€93k▲ 16.8%
2024 · €79k
2018: €105k 2019: €118k 2020: €120k 2021: €91k 2022: €84k 2023: €75k 2024: €79k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€137k-€138k▲ 0.2%€144k▲ 4.8%€145k▲ 0.5%€147k▲ 1.3%
Operating result€24k-€-4k€21k€6k▼ 73.1%€3k▼ 44.1%
Net result€23k-€227▼ 99.0%€17k▲ 7,203%€5k▼ 72.4%€2k▼ 58.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-10k€0€10k€20kOperating result 2021: €24k€24kNet result 2021: €23k€23kOperating result 2022: €-4k€-4kNet result 2022: €227€227Operating result 2023: €21k€21kNet result 2023: €17k€17kOperating result 2024: €6k€6kNet result 2024: €5k€5kOperating result 2025: €3k€3kNet result 2025: €2k€2k20212022202320242025
The operating result has fallen two years in a row; 2025 is 44% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €216k
Fixed assets €75k▼ 34.2%
Current assets €141k▲ 1.0%
Equity and liabilities €216k
Equity €147k▲ 1.3%
Debt €69k▼ 36.3%
The debt ratio falls from 42.8% to 32.0%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€49k
2024 · €49k
Cash flow
€47k
2024 · €48k
Solvency
68.0%
2024 · 57.2%
Current ratio
2.90
2024 · 2.31
Quick ratio
2.86
2024 · 2.28
Debt / equity
0.47
2024 · 0.75
ROE
1.3%
2024 · 3.2%
ROA
0.9%
2024 · 1.8%
Interest coverage
16.87
2024 · 17.84
Debt
€69k
2024 · €108k
Debt ≤ 1 year
€49k
2024 · €60k
Debt > 1 year
€20k
2024 · €48k
Income taxes
€3k
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€253k€216k
Fixed assets21/28€114k€75k
Tangible fixed assets22/27€114k€75k
Plant, machinery and equipment23€19k€19k
Furniture and vehicles24€95k€56k
Other tangible fixed assets26€424€364
Current assets29/58€140k€141k
Amounts receivable after more than one year29€4k-
Other amounts receivable291€4k-
Stocks and contracts in progress3€2k€2k=
Stocks30/36€2k€2k=
Amounts receivable within one year40/41€113k€101k
Trade receivables40€24k€11k
Other amounts receivable41€90k€89k
Cash at bank and in hand54/58€20k€36k
Deferred charges and accrued income490/1€725€2k
Equity and liabilities
Total equity and liabilities10/49€253k€216k
Equity10/15€145k€147k
Contributions10/11€19k€19k=
Reserves13€76k€78k
Distributable reserves133€76k€78k
Profit (loss) carried forward14€50k€50k=
Amounts payable17/49€108k€69k
Amounts payable after more than one year17€48k€20k
Financial debts170/4€48k€20k
Amounts payable within one year42/48€60k€49k
Current portion of amounts payable after more than one year42€33k€28k
Trade debts44€24k€14k
Suppliers440/4€24k€14k
Taxes, remuneration and social security45-€7k
Taxes450/3-€7k
Other amounts payable47/48€4k-
Accrued charges and deferred income492/3€14€32
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€44k€45k
Other operating charges640/8€3k€2k
Gross operating margin9900€52k€51k
Operating profit (loss)9901€6k€3k
Financial income75/76B€5k€4k
Recurring financial income75€5k€4k
Financial charges65/66B€3k€3k
Recurring financial charges65€3k€3k
Profit (loss) for the period before taxes9903€8k€5k
Income taxes67/77€3k€3k
Profit (loss) for the period9904€5k€2k
Profit (loss) for the period to be appropriated9905€5k€2k
Appropriation of the result
Profit (loss) to be appropriated9906€55k€52k
Profit (loss) brought forward from the previous period14P€50k€50k=
Transfer from equity791/2€4k-
Transfer to equity691/2€5k€2k
To other reserves6921€5k€2k
Profit to be distributed694/7€4k-
Return on contributions (dividend)694€4k-

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
16-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
23-05
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
21-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
20-05
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Weakest financial yearnet €227 ▼99%
Net result drops to €227, the lowest in the series; recovery starts the following year.
10-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
22-05
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
26-05
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
28-05
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
16-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
12-06
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zulte · 1 establishment unit since 1993
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Drogenboomstraat 59870 Zulte
Ground area
260 m²
Building footprint
130 m²
Volume, LiDAR
656 m³
Parcel 44081B0491/00T002, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ROVI BVBA
Drogenboomstraat 5, 9870 ZulteReal estate development
since 19932.063.819.906
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44081B0491/00T002 Flanders 260 m² 1 · 130 m² 7.5 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 15,542 companies in sector 43990 we hold annual accounts for 7,421. 6,075 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded14-09-1993
Fiscal year end31-12
Activities, NACEBEL
43990Other specialised construction activities
43999Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers

Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.