Active BE 0894.560.328Private limited company

ROVERTA 2

Blauwhuisstraat 114 ·8531 Harelbeke, Belgium· 18 yrs active

Sector: Retail sale of footwear (47721)

Conclusion Checked

ROVERTA 2 has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €616k and a net result of €44k. Equity is growing by ~6.5% per year across the filed fiscal years. Its solvency ranks better than 95% of 17366 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Based on the State Gazette, CBE and 4 annual accounts.

Key figures

Equity	€616k
Net result	€44k
Better than sector	95%
Active	18 yrs

Financial profile 5 of 5 axes measured · computed by Checked

80 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 86

Profitability 35

Solvency 100

Growth 78

Stability 100

Bankruptcy probability (12 mo) Checked model v1 · free

0.5% Low

0%0,5%1,5%4%10%≥25%

How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Established

Founded in 2007, 18 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Checked score FY 2025 · computed

86 / 100 Excellent

050100

Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Indicative credit limit

€55k

estimate, not credit advice

Score history

86 2022

86 2023

78 2024

86 2025

purely financial, excl. current insolvency signals

Score components

Liquidity Current ratio 17.35 (≥ 1.5) +10

Quick ratio Quick ratio 17.35 (≥ 1.0) +5

Leverage Debt/equity 0.06 (< 1.0) +10

Profitability ROE 7% +3

Profit trend Net profit up YoY +5

Equity growth Equity growing YoY +3

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Financial overview18 NBB filings

Annual accounts filed on 27-08-2026 with the NBB · fiscal year 2025 · micro schema

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

growing Equity: growth of ~6.5%/year over 4 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2025 · NACE 47, Retail trade · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	94.3%	34.6%	better than 95% of 17366 sector peers
Net result	€44k	€5k	better than 86% of 17348 sector peers
Equity	€616k	€44k	better than 95% of 17394 sector peers
Gross operating margin	€69k	€34k	better than 67% of 17313 sector peers
Total assets	€653k	€154k	better than 91% of 17371 sector peers

EBITDA

€60k

- 22-25

Net profit

€44k

+51.8% 22-25

Cash flow

€38k

- 22-25

Total assets

€653k

+6.6% 22-25

Equity

€616k

+7.6% 22-25

Working capital

€608k

+6.9% 22-25

Employees (FTE)

2

- 22-25

Staff costs

€63

-92.6% 22-25

Income taxes

€21k

+7.2% 22-25

Debt

€37k

-8.2% 22-25

Debt ≤ 1y

€37k

+2.7% 22-25

Debt > 1y

€4k

-49.5% 22-25

Current ratio

17.35

+3.9% 22-25

Quick ratio

17.35

+3.9% 22-25

Solvency

94.3%

+1.0% 22-25

Debt / equity

0.06

-14.7% 22-25

ROE

7.1%

+41.0% 22-25

ROA

6.7%

+42.4% 22-25

Interest coverage

22.64

- 22-25

Figures by fiscal year and ratios

Highlight YoY changes (±10%)

Fiscal year	2025	2024	2023	2022
Deposit	micro schema	micro schema	micro schema	abbreviated schema
Revenue	-	-	-	-
EBITDA	-	-	-	€60k
Net profit	€44k	€29k	€38k	€34k
Cash flow	-	-	-	€38k
Staff costs	-	€63	€853	€62k
Income taxes	€21k	€20k	€20k	€20k
Dividends	-	-	-	-
Total assets	€653k	€613k	€768k	€759k
Equity	€616k	€573k	€544k	€506k
Debt	€37k	€41k	€224k	€253k
of which ≤ 1y	€37k	€36k	€216k	€241k
of which > 1y	-	€4k	€8k	€13k
Working capital	€608k	€569k	€354k	€315k
Employees (FTE)	-	-	-	1.7

Note: these years are not on the same basis. The filed schemas differ (micro schema, abbreviated schema), so the columns are not directly comparable.

Ratios (computed)

	2025	2024	2023	2022
Current ratio	17.35	16.70	2.64	2.31
Quick ratio	17.35	16.70	2.64	2.31
Working capital ratio	93.1%	92.8%	46.2%	41.5%
Solvency	94.3%	93.4%	70.8%	66.6%
Debt / equity	0.06	0.07	0.41	0.50
Long-term debt ratio	-	0.01	0.02	0.02
Interest coverage	-	-	-	22.64
Gross margin	-	-	-	-
Net margin	-	-	-	-
ROA	6.7%	4.7%	4.9%	4.5%
ROE	7.1%	5.0%	6.9%	6.8%
EBITDA margin	-	-	-	-
Days sales outstanding	-	-	-	-
Days payable outstanding	-	-	-	-
Inventory turnover	-	-	-	-
Days inventory (DSI)	-	-	-	-

Balance-sheet composition 2025

Assets

Fixed assets €8k · 1.2% Current assets €645k · 98.8%

Equity & liabilities

Equity €616k · 94.3% Debt €37k · 5.7%

Full annual accounts (22 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025	2024	2023	2022
Balance sheet, Assets
TOTAL ASSETS	20/58	€653k	€613k	€768k	€759k
Fixed assets	21/28	€8k	€8k	€198k	€204k
Financial fixed assets	28	€8k	€8k	€198k	€204k
Current assets	29/58	€645k	€605k	€570k	€556k
Amounts receivable within one year	40/41	€639k	€605k	€570k	€555k
Cash & bank	54/58	€7k	€16	€56	€9
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€653k	€613k	€768k	€759k
Equity	10/15	€616k	€573k	€544k	€506k
Contributions / capital	10/11	€19k	€19k	€19k	€19k
Reserves	13	€598k	€554k	€525k	€488k
Amounts payable	17/49	€37k	€41k	€224k	€253k
Amounts payable after one year	17	-	€4k	€8k	€13k
Amounts payable within one year	42/48	€37k	€36k	€216k	€241k
Trade debts payable within one year	44	€157	€940	€506	€8k
Income statement
Gross operating margin	9900	€69k	€64k	€61k	€124k
Operating result	9901	€67k	€62k	€60k	€57k
Financial income	75	€0	€177k	€0	€0
Financial charges	65	€2k	€3k	€2k	€3k
Result before taxes	9903	€65k	€49k	€57k	€54k
Income taxes	67/77	€21k	€20k	€20k	€20k
Net result for the period	9904	€44k	€29k	€38k	€34k
Result to be appropriated	9905	€44k	€29k	€38k	€34k

Directors & mandates 2 directors

Former directors (2)

TALBOOM Rudiger Willy Jeanne
Director
State Gazette act 23317124 (24-02-2023)

Former
- → 24-02-2023
VERMANT Yvette Jeanine
Director
State Gazette act 23317124 (24-02-2023)

Former
- → 24-02-2023

Legal Structure

NACE primary	Retail sale of footwear(47721)
Legal form	Private limited company(610)
Incorporation	28-12-2007
Status	Active
Postal code	8531

Establishment units 1 location

ROVERTA 2

Oosterzelesteenweg 5, 9230 WetterenRetail sale of footwear

since 20082.169.750.636

Real-estate footprint Source: CBE × cadastre

Flanders 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
42025G1035/00Y003	Flanders	635 m²	1 · 635 m²	7.5 m · 2 fl.
34017B0650/00A000	Flanders	398 m²	1 · 175 m²	6.0 m · 1 fl.

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 11 events

All 14Financial 3Gazette 1Filings 10

Next filing, fiscal year 2026, expected by 31-07-2027

2026

27-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 27 days late

2025

31-12

Financial Highest result since 2022net €44k ▲51.8%

Operating result €67k, net result €44k, both a record.

29-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 29 days late

2024

31-12

Financial Weakest financial yearnet €29k ▼23.7%

Net result drops to €29k, the lowest in the series; recovery starts the following year.

31-12

Financial Liquidity times 6current ratio 16.70

Current ratio from 2.64 to 16.70; short-term debt falls from €216k to €36k.

17-08

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 17 days late

2023

08-08

NBB filing Annual accounts filed

fiscal year 2022 · abbreviated schema · 8 days late

24-02

State Gazette act Director changes

Joel VANGRONSVELD

2022

16-08

NBB filing Annual accounts filed

fiscal year 2021 · abbreviated schema · 16 days late

2021

27-08

NBB filing Annual accounts filed

fiscal year 2020 · abbreviated schema · 27 days late

2020

24-08

NBB filing Annual accounts filed

fiscal year 2019 · micro schema · 24 days late

2019

16-08

NBB filing Annual accounts filed

fiscal year 2018 · micro schema · 16 days late

2018

05-07

NBB filing Annual accounts filed

fiscal year 2017 · micro schema

2017

22-08

NBB filing Annual accounts filed

fiscal year 2016 · micro schema · 22 days late

Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Belgian State Gazette reading coverage 0 of 3 acts read

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts

All acts · 1 updated 3 years ago

2023

24-02-2023 2 resigning Director changes·Joel VANGRONSVELD

TALBOOM Rudiger Willy Jeanne, Bestuurder
VERMANT Yvette Jeanine, Bestuurder

Notary: Joel VANGRONSVELD · Bilzen

Original publication ↗

Technical details

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Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Retail sale of footwear47721

Names & trade names

Legal nameNL

ROVERTA 2

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