ROVANHE
ActiveSummary
ROVANHE has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.12M and a net result of €260k. Equity is growing by ~41.8% per year across the filed fiscal years. Its solvency ranks better than 39% of 12707 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▼-1
Solvency70▲+9
Growth78=
Track record94
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €85k at 30 days acceptable
Liquidity ample (current ratio 6.39 against 3.94 in 2024; short-term debt: 8.5% and cash: 12.1% of total assets), but 55.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
44.7%
Return on assets
10.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-05-2026, 65 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
65 d early
2024
56 d early
2023
44 d early
2022
60 d early
2021
30 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.12M▲ 30.3%
2024 · €859k
2021: €150k
2022: €352k
2023: €592k
2024: €859k
2021 → 2025
Total assets
€2.51M▲ 5.7%
2024 · €2.37M
2021: €1.66M
2022: €1.92M
2023: €2.21M
2024: €2.37M
2021 → 2025
Net result
€260k▼ 2.6%
2024 · €267k
2021: €93k
2022: €202k
2023: €240k
2024: €267k
2021 → 2025
Working capital
€1.15M▲ 31.3%
2024 · €874k
2021: €164k
2022: €344k
2023: €597k
2024: €874k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€150k-€352k▲ 134%€592k▲ 68.2%€859k▲ 45.1%€1.12M▲ 30.3%
Operating result€137k-€311k▲ 127%€361k▲ 16.1%€386k▲ 7.0%€377k▼ 2.3%
Net result€93k-€202k▲ 116%€240k▲ 19.1%€267k▲ 11.2%€260k▼ 2.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 2% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.51M
Fixed assets
€1.15M ▼ 4.5%
Current assets
€1.36M ▲ 16.2%
Equity and liabilities €2.51M
Equity
€1.12M ▲ 30.3%
Debt
€1.39M ▼ 8.3%
Debt's share of the balance-sheet total falls from 63.7% to 55.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€432k▼
2024 · €441k
Cash flow
€314k▼
2024 · €321k
Current ratio
6.39▲
2024 · 3.94
Debt to equity
1.24▼
2024 · 1.76
ROE
23.2%▼
2024 · 31.1%
ROA
10.4%▼
2024 · 11.3%
Interest coverage
23.22=
2024 · 23.23
Debt ≤ 1 year
€213k▼
2024 · €297k
Debt > 1 year
€1.17M▼
2024 · €1.21M
Income taxes
€118k▼
2024 · €120k
Staff costs
€250k▲
2024 · €248k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€2.37M€2.51M▲
Fixed assets21/28€1.20M€1.15M▼
Tangible fixed assets22/27€1.20M€1.15M▼
Land and buildings22€1.20M€1.14M▼
Plant, machinery and equipment23€3k€2k▼
Current assets29/58€1.17M€1.36M▲
Amounts receivable within one year40/41€101k€147k▲
Trade receivables40€64k€83k▲
Other amounts receivable41€37k€63k▲
Current investments50/53€900k€900k=
Cash at bank and in hand54/58€162k€303k▲
Deferred charges and accrued income490/1€7k€11k▲
Equity and liabilities
Total equity and liabilities10/49€2.37M€2.51M▲
Equity10/15€859k€1.12M▲
Contributions10/11€57k€57k=
Reserves13€802k€1.06M▲
Distributable reserves133€802k€1.06M▲
Amounts payable17/49€1.51M€1.39M▼
Amounts payable after more than one year17€1.21M€1.17M▼
Financial debts170/4€1.21M€1.17M▼
Amounts payable within one year42/48€297k€213k▼
Current portion of amounts payable after more than one year42€42k€42k=
Trade debts44€36k€24k▼
Suppliers440/4€36k€24k▼
Taxes, remuneration and social security45€175k€87k▼
Taxes450/3€147k€59k▼
Remuneration and social security454/9€28k€28k▲
Other amounts payable47/48€44k€60k▲
Accrued charges and deferred income492/3€296€1k▲
Income statement
Code20242025
Remuneration, social security and pensions62€248k€250k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€54k€54k=
Other operating charges640/8€17k€18k▲
Gross operating margin9900€706k€700k▼
Operating profit (loss)9901€386k€377k▼
Financial income75/76B€20k€19k▼
Recurring financial income75€20k€19k▼
Financial charges65/66B€19k€19k▼
Recurring financial charges65€19k€19k▼
Profit (loss) for the period before taxes9903€387k€378k▼
Income taxes67/77€120k€118k▼
Profit (loss) for the period9904€267k€260k▼
Profit (loss) for the period to be appropriated9905€267k€260k▼
Appropriation of the result
Profit (loss) to be appropriated9906€267k€260k▼
Transfer to equity691/2€267k€260k▼
To other reserves6921€267k€260k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €1MEq €1.12M ▲30.3%
5 profitable years in a row build equity to €1.12M.
05-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2021net €267k ▲11.2%
Operating result €386k, net result €267k, both a record.
17-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €500kEq €592k ▲68.2%
3 profitable years in a row build equity to €592k.
01-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200kEq €352k ▲134%
2 profitable years in a row build equity to €352k.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Izegem · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zuidkaai 68870 IzegemGround area
8,202 m²
Building footprint
1,264 m²
Volume, LiDAR
12,237 m³
2 parcels, Flanders · tallest building 19.4 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
ROVANHE
since 20212.319.047.888
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36008A0204/00W000 | Flanders | 4,424 m² | 1 · 469 m² | 19.4 m · 6 fl. |
| 34041C0530/00G006 | Flanders | 3,778 m² | 1 · 796 m² | 7.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 33 EUR awarded · 33 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 33 EUR | 33 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 2,762 companies in sector 69109 we hold annual accounts for 1,208. 533 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-04-2021
Fiscal year end31-12
Activities, NACEBEL 2025
69109Other legal services
70200Business and other management consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.rovanhe.be
E-mail:info@rovanhe.be