Active BE 0712.541.412Private limited company

ROSIM

Binnenweg (WAN) 1 ·9772 Kruisem, Belgium· 7 yrs active

Sector: Activities of holding companies (64210)

Conclusion Checked

ROSIM is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €62k and a net result of €21. Equity is growing by ~4.9% per year across the filed fiscal years. Its solvency ranks better than 42% of 7837 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.

Key figures

Equity	€62k
Net result	€21
Better than sector	42%
Active	7 yrs

Financial profile 4 of 5 axes measured · computed by Checked

51 / 100

Mixed profile: strong on stability, weaker on profitability.

Computed on 4 of 5 axes. Not measured: health. An unmeasured axis is not a zero: no data was read for it.

Health -

Profitability 0

Solvency 52

Growth 52

Stability 100

Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

More than 3 years active

Founded in 2018, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Checked score

Model not applicable to financial institutions

The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here.

Financial overview5 NBB filings

Annual accounts filed on 09-10-2025 with the NBB · fiscal year 2025 · micro schema

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

growing Equity: growth of ~4.9%/year over 3 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2025 · NACE 64, Financial service activities, except insurance and pension funding · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	41.6%	51.3%	better than 42% of 7837 sector peers
Net result	€21	€33k	better than 19% of 7841 sector peers
Equity	€62k	€132k	better than 33% of 7843 sector peers
Gross operating margin	€5k	€63k	better than 16% of 7830 sector peers
Staff costs	€0	€12k	higher than 8% of 800 sector peers

Net profit

€21

-99.6% 23-25

Total assets

€148k

+1.7% 23-25

Equity

€62k

0.0% 23-25

Employees (FTE)

2

0.0% 23-25

Staff costs

€0

-100.0% 23-25

Income taxes

€2k

-52.9% 23-25

Debt

€87k

+3.0% 23-25

Debt ≤ 1y

€55k

+45.6% 23-25

Debt > 1y

€30k

-34.4% 23-25

Solvency

41.6%

-1.7% 23-25

ROE

0.0%

-99.6% 23-25

ROA

0.0%

-99.7% 23-25

Figures by fiscal year and ratios

Highlight YoY changes (±10%)

Fiscal year	2025	2024	2023
Deposit	micro schema	micro schema	micro schema
Revenue	n/a	n/a	n/a
EBITDA	n/a	n/a	n/a
Net profit	€21	€6k	€11k
Cash flow	n/a	n/a	n/a
Staff costs	€0	€26k	€40k
Income taxes	€2k	€4k	€4k
Dividends	-	-	-
Total assets	€148k	€146k	€194k
Equity	€62k	€62k	€55k
Debt	€87k	€84k	€139k
of which ≤ 1y	€55k	€38k	€78k
of which > 1y	€30k	€46k	€61k
Working capital	n/a	n/a	n/a
Employees (FTE)	-	1.6	1.6

Ratios (computed)

	2025	2024	2023
Current ratio	n/a	n/a	n/a
Quick ratio	n/a	n/a	n/a
Working capital ratio	n/a	n/a	n/a
Solvency	41.6%	42.3%	28.6%
Debt / equity	n/a	n/a	n/a
Long-term debt ratio	n/a	n/a	n/a
Interest coverage	n/a	n/a	n/a
Gross margin	n/a	n/a	n/a
Net margin	n/a	n/a	n/a
ROA	0.0%	4.1%	5.8%
ROE	0.0%	9.8%	20.2%
EBITDA margin	n/a	n/a	n/a
Days sales outstanding	n/a	n/a	n/a
Days payable outstanding	n/a	n/a	n/a
Inventory turnover	n/a	n/a	n/a
Days inventory (DSI)	n/a	n/a	n/a

Balance-sheet composition 2025

Assets

Fixed assets €130k · 87.7% Current assets €18k · 12.3%

Equity & liabilities

Equity €62k · 41.6% Debt €87k · 58.5%

Full annual accounts (24 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025	2024	2023
Balance sheet, Assets
TOTAL ASSETS	20/58	€148k	€146k	€194k
Fixed assets	21/28	€130k	€130k	€147k
Tangible fixed assets	22/27	-	€0	€20k
Financial fixed assets	28	€130k	€130k	€127k
Current assets	29/58	€18k	€16k	€47k
Stocks & contracts in progress	3	-	€0	€3k
Amounts receivable within one year	40/41	€10k	€13k	€39k
Cash & bank	54/58	€8k	€2k	€4k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€148k	€146k	€194k
Equity	10/15	€62k	€62k	€55k
Contributions / capital	10/11	€19k	€19k	€19k
Reserves	13	€43k	€43k	€37k
Amounts payable	17/49	€87k	€84k	€139k
Amounts payable after one year	17	€30k	€46k	€61k
Amounts payable within one year	42/48	€55k	€38k	€78k
Trade debts payable within one year	44	€352	€3k	€5k
Income statement
Gross operating margin	9900	€5k	€43k	€69k
Operating result	9901	€4k	€13k	€18k
Financial income	75	€28	€1	€17
Financial charges	65	€3k	€4k	€3k
Result before taxes	9903	€2k	€10k	€15k
Income taxes	67/77	€2k	€4k	€4k
Net result for the period	9904	€21	€6k	€11k
Result to be appropriated	9905	€21	€6k	€11k

Legal Structure

NACE primary	Activities of holding companies(64210)
Legal form	Private limited company(610)
Incorporation	24-10-2018
Status	Active
Postal code	9772

Establishment units 1 location

ROSIM

Binnenweg (WAN) 1, 9772 KruisemReal estate activities

since 20182.281.213.336

Real-estate footprint Source: CBE × cadastre

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
45053B0305/00E000	Flanders	847 m²	1 · 135 m²	6.8 m · 2 fl.

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 5 events

All 6Financial 1Filings 5

Next filing, fiscal year 2026, expected by 31-10-2026

2025

09-10

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

31-03

Financial Weakest financial yearnet €21 ▼99.6%

Net result drops to €21, the lowest in the series.

2024

28-10

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2023

05-10

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2022

15-03

NBB filing Annual accounts filed

fiscal year 2021 · micro schema

2021

29-03

NBB filing Annual accounts filed

fiscal year 2020 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Belgian State Gazette reading coverage 0 of 3 acts read

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Holdings64200Activities of holding companies64210Activities of head offices70100Business and other management consultancy70200Office administrative and support services82100Other business support services82990

Names & trade names

Legal nameNL	ROSIM
Trade nameNL	ROSIM

Similar companies Comparable size · 19,462 of 24,645 companies in this sector with filed accounts

FORGAR BE 1005.576.234 · Waasmunster

Jupiter Consulting BE 1002.710.675 · Houthalen-Helchteren

UPITER BE 0794.923.413 · Wervik

VABUCO GROUP BE 0436.546.322 · Grimbergen

NUMARTEX BE 0473.229.148 · Wortegem-Petegem