ROPO INVEST
ActiveSummary
ROPO INVEST has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €132k and a net result of €22k. Equity is growing by ~46.5% per year across the filed fiscal years. Its solvency ranks better than 49% of 9194 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▼-25
Solvency55▼-45
Growth78=
Track record94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity short (current ratio 0.3 against 3.26 in 2024; short-term debt: 32.5% and cash: 1.4% of total assets), and 69.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
30.1%
Return on assets
5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-06-2026, 58 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
58 d early
2024
17 d early
2023
on the day
2022
14 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€132k=
2024 · €132k
2022: €7k
2023: €49k
2024: €132k
2022 → 2025
Total assets
€439k▲ 183%
2024 · €155k
2022: €58k
2023: €106k
2024: €155k
2022 → 2025
Net result
€22k▼ 73.8%
2024 · €84k
2022: €2k
2023: €42k
2024: €84k
2022 → 2025
Working capital
€-100k
2024 · €52k
2022: €-33k
2023: €-21k
2024: €52k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€7k-€49k▲ 644%€132k▲ 171%€132k=
Operating result€3k-€60k▲ 1,947%€67k▲ 12.8%€31k▼ 53.4%
Net result€2k-€42k▲ 2,609%€84k▲ 98.0%€22k▼ 73.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 53% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €439k
Fixed assets
€397k ▲ 397%
Current assets
€43k ▼ 43.7%
Equity and liabilities €439k
Equity
€132k =
Debt
€307k ▲ 1,225%
Debt's share of the balance-sheet total rises from 14.9% to 69.9%. Debt is higher.
Key figures and ratios
EBITDA
€40k▼
2024 · €72k
Cash flow
€31k▼
2024 · €88k
Current ratio
0.30▼
2024 · 3.26
Debt to equity
2.32▲
2024 · 0.18
ROE
16.5%▼
2024 · 63.1%
ROA
5.0%▼
2024 · 53.7%
Interest coverage
13.78▼
2024 · 34.30
Debt ≤ 1 year
€143k▲
2024 · €23k
Debt > 1 year
€164k
Income taxes
€7k▼
2024 · €22k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€155k€439k▲
Fixed assets21/28€80k€397k▲
Tangible fixed assets22/27€40k€357k▲
Land and buildings22-€303k
Furniture and vehicles24€2k€18k▲
Other tangible fixed assets26€38k€36k▼
Financial fixed assets28€40k€40k=
Current assets29/58€76k€43k▼
Amounts receivable within one year40/41€62k€33k▼
Trade receivables40€17k-
Other amounts receivable41€45k€33k▼
Cash at bank and in hand54/58€11k€6k▼
Deferred charges and accrued income490/1€2k€4k▲
Equity and liabilities
Total equity and liabilities10/49€155k€439k▲
Equity10/15€132k€132k=
Contributions10/11€5k€5k=
Reserves13€127k€127k=
Distributable reserves133€127k€127k=
Amounts payable17/49€23k€307k▲
Amounts payable after more than one year17-€164k
Financial debts170/4-€164k
Amounts payable within one year42/48€23k€143k▲
Current portion of amounts payable after more than one year42-€31k
Trade debts44€3k€7k▲
Suppliers440/4€3k€7k▲
Taxes, remuneration and social security45€21k€3k▼
Taxes450/3€21k€3k▼
Other amounts payable47/48-€102k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€9k▲
Other operating charges640/8€685€594▼
Gross operating margin9900€72k€41k▼
Operating profit (loss)9901€67k€31k▼
Financial income75/76B€40k€285▼
Recurring financial income75€40k€285▼
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€106k€29k▼
Income taxes67/77€22k€7k▼
Profit (loss) for the period9904€84k€22k▼
Profit (loss) for the period to be appropriated9905€84k€22k▼
Appropriation of the result
Profit (loss) to be appropriated9906€84k€22k▼
Transfer to equity691/2€84k-
To other reserves6921€84k-
Profit to be distributed694/7-€22k
Return on contributions (dividend)694-€22k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2022net €84k ▲98%
Operating result €67k, net result €84k, both a record.
31-12
Financial
Liquidity times 5current ratio 3.26
Current ratio from 0.63 to 3.26; short-term debt falls from €57k to €23k.
31-12
Financial
Equity above €100kEq €132k ▲171%
3 profitable years in a row build equity to €132k.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
14-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 14 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bornem · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nachtegalenlaan(BRA) 42880 BornemGround area
816 m²
Building footprint
128 m²
Volume, LiDAR
595 m³
Parcel 12362G0708/00R002, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ROPO INVEST
since 20222.330.555.850
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12362G0708/00R002 | Flanders | 816 m² | 1 · 128 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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PANORAMA
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PP Executive Rides & Properties
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BERIMMO
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LJX IMMO
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Moorslede · Eq €132,204
Of 9,140 companies in sector 68201 we hold annual accounts for 6,769. 4,443 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-04-2022
Fiscal year end31-12
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
33200Installation of industrial machinery and equipment
70200Business and other management consultancy
74112Other professional, scientific and technical activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.