ROOVERMAN
ActiveSummary
ROOVERMAN has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €7k and a net result of €-2k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 76% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 6.61 against 5.4 in 2024; short-term debt: 13.6% and cash: 85.7% of total assets), and 20.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.9%
Return on assets
-22.7%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-2k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
31 d late
2024
61 d late
2023
26 d late
2022
30 d late
2021
31 d late
2020
30 d late
2019
93 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€7k▼ 22.2%
2024 · €9k
2018: €7k
2019: €9k▲ +37.9% vs 2018
2020: €-4k▼ -144% vs 2019lowest in 8 years
2021: €2k▲ +150% vs 2020
2022: €13k▲ +555% vs 2021highest in 8 years
2023: €13k▼ -2.9% vs 2022
2024: €9k▼ -26.2% vs 2023
2025: €7k▼ -22.2% vs 2024
2018 → 2025
Total assets
€9k▼ 22.8%
2024 · €12k
2018: €17k
2019: €17k▼ -1.6% vs 2018
2020: €9k▼ -46.6% vs 2019lowest in 8 years
2021: €12k▲ +35.1% vs 2020
2022: €29k▲ +138% vs 2021highest in 8 years
2023: €15k▼ -47.8% vs 2022
2024: €12k▼ -20.3% vs 2023
2025: €9k▼ -22.8% vs 2024
2018 → 2025
Net result
€-2k▲ 37.7%
2024 · €-3k
2018: €421
2019: €3k▲ +495% vs 2018
2020: €-13k▼ -624% vs 2019lowest in 8 years
2021: €6k▲ +146% vs 2020
2022: €11k▲ +85.3% vs 2021highest in 8 years
2023: €-375▼ -103% vs 2022
2024: €-3k▼ -792% vs 2023
2025: €-2k▲ +37.7% vs 2024
2018 → 2025
Working capital
€7k▼ 14.6%
2024 · €8k
2018: €5k
2019: €8k▲ +69.7% vs 2018
2020: €-4k▼ -154% vs 2019lowest in 8 years
2021: €2k▲ +148% vs 2020
2022: €10k▲ +374% vs 2021
2023: €11k▲ +11.9% vs 2022highest in 8 years
2024: €8k▼ -22.9% vs 2023
2025: €7k▼ -14.6% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2k-€13k▲ 555%€13k▼ 2.9%€9k▼ 26.2%€7k▼ 22.2%
2021: €2klowest in 5 years
2022: €13k▲ +555% vs 2021highest in 5 years
2023: €13k▼ -2.9% vs 2022
2024: €9k▼ -26.2% vs 2023
2025: €7k▼ -22.2% vs 2024
Operating result€8k-€15k▲ 94.9%€5▼ 100.0%€-3k€-2k▲ 35.8%
2021: €8k
2022: €15k▲ +94.9% vs 2021highest in 5 years
2023: €5▼ -100.0% vs 2022
2024: €-3k▼ -61096% vs 2023lowest in 5 years
2025: €-2k▲ +35.8% vs 2024
Net result€6k-€11k▲ 85.3%€-375€-3k▼ 792%€-2k▲ 37.7%
2021: €6k
2022: €11k▲ +85.3% vs 2021highest in 5 years
2023: €-375▼ -103% vs 2022
2024: €-3k▼ -792% vs 2023lowest in 5 years
2025: €-2k▲ +37.7% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2k in 2025 against €3k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €9k
Fixed assets
€921 ▼ 49.0%
Current assets
€8k ▼ 18.0%
Equity and liabilities €9k
Equity
€7k ▼ 22.2%
Debt
€2k ▼ 25.0%
Debt's share of the balance-sheet total falls from 20.8% to 20.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-1k▲
2024 · €-2k
Cash flow
€-1k▲
2024 · €-2k
Current ratio
6.61▲
2024 · 5.40
Debt to equity
0.25▼
2024 · 0.26
ROE
-28.5%▲
2024 · -35.6%
ROA
-22.7%▲
2024 · -28.2%
Debt ≤ 1 year
€1k▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 35 lines
Balance sheet
Code20242025
Assets
Total assets20/58€12k€9k▼
Fixed assets21/28€2k€921▼
Tangible fixed assets22/27€2k€921▼
Plant, machinery and equipment23€1k€629▼
Furniture and vehicles24€534€292▼
Current assets29/58€10k€8k▼
Amounts receivable within one year40/41-€390
Other amounts receivable41-€390
Cash at bank and in hand54/58€10k€8k▼
Equity and liabilities
Total equity and liabilities10/49€12k€9k▼
Equity10/15€9k€7k▼
Contributions10/11€6k€6k=
Reserves13€421€421=
Non-distributable reserves130/1€421€421=
Reserves not available under the articles1311€421€421=
Profit (loss) carried forward14€3k€705▼
Amounts payable17/49€2k€2k▼
Amounts payable within one year42/48€2k€1k▼
Trade debts44€1k€729▼
Suppliers440/4€1k€729▼
Taxes, remuneration and social security45€58€196▲
Taxes450/3€58€196▲
Other amounts payable47/48€323€323=
Accrued charges and deferred income492/3€600€600=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€904€886▼
Other operating charges640/8€118-
Gross operating margin9900€-2k€-1k▲
Operating profit (loss)9901€-3k€-2k▲
Financial charges65/66B€95-
Recurring financial charges65€95-
Profit (loss) for the period before taxes9903€-3k€-2k▲
Profit (loss) for the period9904€-3k€-2k▲
Profit (loss) for the period to be appropriated9905€-3k€-2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€3k€705▼
Profit (loss) brought forward from the previous period14P€6k€3k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €199 | €547 | €904 | €904 | €886 | ▼ 2.0% |
| Other operating charges640/8 | €468 | €892 | €607 | €118 | - | - |
| Gross operating margin9900 | €8k | €17k | €2k | €-2k | €-1k | ▲ 46.2% |
| Operating profit (loss)9901 | €8k | €15k | €5 | €-3k | €-2k | ▲ 35.8% |
| Financial income75/76B | €1 | €0 | - | - | - | - |
| Recurring financial income75 | €1 | €0 | - | - | - | - |
| Financial charges65/66B | €1k | €495 | €253 | €95 | - | - |
| Recurring financial charges65 | €1k | €495 | €253 | €95 | - | - |
| Profit (loss) for the period before taxes9903 | €7k | €15k | €-247 | €-3k | €-2k | ▲ 37.7% |
| Income taxes67/77 | €564 | €4k | €128 | - | - | - |
| Profit (loss) for the period9904 | €6k | €11k | €-375 | €-3k | €-2k | ▲ 37.7% |
| Profit (loss) for the period to be appropriated9905 | €6k | €11k | €-375 | €-3k | €-2k | ▲ 37.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €12k | €29k | €15k | €12k | €9k | ▼ 22.8% |
| Fixed assets21/28 | - | €4k | €3k | €2k | €921 | ▼ 49.0% |
| Tangible fixed assets22/27 | - | €4k | €3k | €2k | €921 | ▼ 49.0% |
| Plant, machinery and equipment23 | - | €3k | €2k | €1k | €629 | ▼ 50.6% |
| Furniture and vehicles24 | - | €1k | €777 | €534 | €292 | ▼ 45.4% |
| Current assets29/58 | €12k | €25k | €12k | €10k | €8k | ▼ 18.0% |
| Amounts receivable within one year40/41 | €11k | €10k | - | - | €390 | - |
| Trade receivables40 | €11k | €10k | - | - | - | - |
| Other amounts receivable41 | - | - | - | - | €390 | - |
| Cash at bank and in hand54/58 | €774 | €15k | €12k | €10k | €8k | ▼ 21.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €12k | €29k | €15k | €12k | €9k | ▼ 22.8% |
| Equity10/15 | €2k | €13k | €13k | €9k | €7k | ▼ 22.2% |
| Contributions10/11 | €6k | €6k | €6k | €6k | €6k | = |
| Reserves13 | €421 | €421 | €421 | €421 | €421 | = |
| Non-distributable reserves130/1 | €421 | €421 | €421 | €421 | €421 | = |
| Reserves not available under the articles1311 | €421 | €421 | €421 | €421 | €421 | = |
| Profit (loss) carried forward14 | €-5k | €7k | €6k | €3k | €705 | ▼ 74.7% |
| Amounts payable17/49 | €10k | €15k | €2k | €2k | €2k | ▼ 25.0% |
| Amounts payable within one year42/48 | €10k | €15k | €2k | €2k | €1k | ▼ 33.1% |
| Trade debts44 | €4k | €6k | €986 | €1k | €729 | ▼ 50.9% |
| Suppliers440/4 | €4k | €6k | €986 | €1k | €729 | ▼ 50.9% |
| Taxes, remuneration and social security45 | €6k | €9k | €189 | €58 | €196 | ▲ 241% |
| Taxes450/3 | €3k | €9k | €189 | €58 | €196 | ▲ 241% |
| Remuneration and social security454/9 | €3k | - | - | - | - | - |
| Other amounts payable47/48 | €78 | €541 | €373 | €323 | €323 | = |
| Accrued charges and deferred income492/3 | - | - | €600 | €600 | €600 | = |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €6k | €11k | €-375 | €-3k | €-2k | ▲ 37.7% |
| + Depreciation and write-downs630 | €199 | €547 | €904 | €904 | €886 | ▼ 2.0% |
| Operating cash flow (approximation) | €6k | €12k | €529 | €-2k | €-1k | ▲ 50.9% |
| Investment in fixed assets (approximation) | - | - | €0 | €0 | €0 | - |
| Change in cash | - | €15k | €-3k | €-2k | €-2k | ▼ 3.8% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
31-12
Financial
Liquidity times 5current ratio 7.88
Current ratio from 1.62 to 7.88; short-term debt falls from €15k to €2k.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Highest result since 2018net €11k ▲85.3%
Operating result €15k, net result €11k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Weakest financial yearnet €-13k
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
01-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 93 days late
2019
24-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2017
Ground area
648 m²
Building footprint
157 m²
Volume, LiDAR
643 m³
Parcel 11056A0586/00H007, Flanders · tallest building 9.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
ROOVERMAN
since 20172.271.775.335
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11056A0586/00H007 | Flanders | 647 m² | 1 · 157 m² | 9.5 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 19,533 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded29-12-2017
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.