ROOTS
ActiveSummary
ROOTS has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €241k and a net result of €14k. Equity is growing by ~11.8% per year across the filed fiscal years. Its solvency ranks better than 32% of 315 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability55▼-17
Solvency50▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity tight (current ratio 1.5 against 2.01 in 2024; short-term debt: 5% and cash: 1.8% of total assets), and 75.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 02
Relative position
BE, all sectors
reference
Sector 02
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
24.5%
Return on assets
1.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-08-2026, 13 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
13 d late
2024
8 d late
2023
5 d early
2022
7 d early
2021
3 d early
2020
60 d early
2019
24 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€241k▲ 6.1%
2024 · €228k
2018: €107k
2019: €89k
2020: €118k
2021: €170k
2022: €194k
2023: €199k
2024: €228k
2018 → 2025
Total assets
€984k▼ 1.9%
2024 · €1.00M
2018: €339k
2019: €267k
2020: €320k
2021: €323k
2022: €1.11M
2023: €1.10M
2024: €1.00M
2018 → 2025
Net result
€14k▼ 51.4%
2024 · €28k
2018: €-44k
2019: €-18k
2020: €29k
2021: €52k
2022: €24k
2023: €5k
2024: €28k
2018 → 2025
Working capital
€25k▼ 49.1%
2024 · €48k
2018: €-26k
2019: €-26k
2020: €-1k
2021: €10k
2022: €124k
2023: €105k
2024: €48k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€170k-€194k▲ 14.4%€199k▲ 2.5%€228k▲ 14.2%€241k▲ 6.1%
Operating result€56k-€39k▼ 31.3%€21k▼ 46.8%€41k▲ 97.5%€27k▼ 34.7%
Net result€52k-€24k▼ 52.8%€5k▼ 80.1%€28k▲ 483%€14k▼ 51.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 35% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €984k
Fixed assets
€910k ▲ 0.3%
Current assets
€74k ▼ 23.0%
Equity and liabilities €984k
Equity
€241k ▲ 6.1%
Debt
€743k ▼ 4.2%
Debt's share of the balance-sheet total falls from 77.3% to 75.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€53k▼
2024 · €75k
Cash flow
€40k▼
2024 · €63k
Current ratio
1.50▼
2024 · 2.01
Debt to equity
3.08▼
2024 · 3.41
ROE
5.7%▼
2024 · 12.4%
ROA
1.4%▼
2024 · 2.8%
Interest coverage
4.09▼
2024 · 6.01
Debt ≤ 1 year
€49k▲
2024 · €48k
Debt > 1 year
€693k▼
2024 · €728k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.00M€984k▼
Fixed assets21/28€907k€910k▲
Tangible fixed assets22/27€907k€910k▲
Land and buildings22€858k€842k▼
Furniture and vehicles24€49k€68k▲
Current assets29/58€96k€74k▼
Amounts receivable within one year40/41€88k€56k▼
Trade receivables40€43k€55k▲
Other amounts receivable41€45k€931▼
Cash at bank and in hand54/58€8k€17k▲
Deferred charges and accrued income490/1€588€517▼
Equity and liabilities
Total equity and liabilities10/49€1.00M€984k▼
Equity10/15€228k€241k▲
Contributions10/11€269k€269k=
Profit (loss) carried forward14€-41k€-27k▲
Amounts payable17/49€775k€743k▼
Amounts payable after more than one year17€728k€693k▼
Financial debts170/4€468k€470k▲
Other amounts payable178/9€260k€223k▼
Amounts payable within one year42/48€48k€49k▲
Current portion of amounts payable after more than one year42€43k€39k▼
Trade debts44€906€6k▲
Suppliers440/4€906€6k▲
Taxes, remuneration and social security45€2k€5k▲
Taxes450/3€1k€2k▲
Remuneration and social security454/9€891€3k▲
Other amounts payable47/48€1k€243▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€35k€26k▼
Other operating charges640/8€13k€8k▼
Non-recurring operating charges66A€3k€0▼
Gross operating margin9900€91k€60k▼
Operating profit (loss)9901€41k€27k▼
Financial income75/76B€148€0▼
Recurring financial income75€148€0▼
Financial charges65/66B€13k€13k▲
Recurring financial charges65€13k€13k▲
Profit (loss) for the period before taxes9903€28k€14k▼
Profit (loss) for the period9904€28k€14k▼
Profit (loss) for the period to be appropriated9905€28k€14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-41k€-27k▲
Profit (loss) brought forward from the previous period14P€-69k€-41k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 13 days late
2025
08-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 8 days late
2024
31-12
Financial
Equity above €200kEq €228k ▲14.2%
5 profitable years in a row build equity to €228k.
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity triplescurrent ratio 3.17
Current ratio from 1.07 to 3.17; short-term debt falls from €142k to €57k.
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €52k ▲79.6%
Operating result €56k, net result €52k, both a record.
31-12
Financial
Equity above €150kEq €170k ▲43.9%
2 profitable years in a row build equity to €170k.
01-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €29k
Net result €29k after 2 loss-making years.
31-12
Financial
Equity above €100kEq €118k ▲32.3%
Equity rises from €89k to €118k.
Show earlier events
07-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
09-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
24-04
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herentals · 1 establishment unit since 2012
Ground area
3,341 m²
Building footprint
616 m²
Volume, LiDAR
3,476 m³
Parcel 13302D0165/00F000, Flanders · tallest building 6.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ROOTS
since 20122.212.493.784
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13302D0165/00F000 | Flanders | 3,341 m² | 1 · 616 m² | 6.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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PEPINIERES LABBE RUDY
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Of 607 companies in sector 02100 we hold annual accounts for 210. 155 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-09-2012
Fiscal year end31-12
Activities, NACEBEL 2025
02100Forestry and logging
43120Site preparation
68110Buying and selling of own real estate
77330Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.