Roofside
ActiveSummary
Roofside has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.05M and a net result of €586k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 49% of 4867 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency70▲+10
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €80k at 30 days acceptable
Liquidity ample (current ratio 3.17 against 1.32 in 2024; short-term debt: 26.5% and cash: 15% of total assets), but 55.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
44.9%
Return on assets
24.9%
Age of the figures
12 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 24-04-2026, 6 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
6 d early
2024
2 d early
2023
58 d late
2022
30 d late
2021
3 d early
2020
4 d early
2019
1 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€586k▲ 27.7%
2024 · €459k
2018: €48k
2019: €82k
2020: €255k
2021: €614k
2022: €476k
2023: €408k
2024: €459k
2018 → 2025
Working capital
€1.35M▲ 254%
2024 · €382k
2018: €76k
2019: €162k
2020: €298k
2021: €606k
2022: €1.04M
2023: €1.35M
2024: €382k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€804k-€1.28M▲ 59.3%€1.69M▲ 31.9%€646k▼ 61.7%€1.05M▲ 63.1%
Operating result€789k-€603k▼ 23.6%€500k▼ 17.0%€641k▲ 28.2%€751k▲ 17.1%
Net result€614k-€476k▼ 22.4%€408k▼ 14.4%€459k▲ 12.4%€586k▲ 27.7%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 17% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.35M
Fixed assets
€373k ▲ 38.1%
Current assets
€1.98M ▲ 26.8%
Equity and liabilities €2.35M
Equity
€1.05M ▲ 63.1%
Debt
€1.29M ▲ 9.5%
Debt's share of the balance-sheet total falls from 64.7% to 55.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€843k▲
2024 · €735k
Cash flow
€678k▲
2024 · €552k
Current ratio
3.17▲
2024 · 1.32
Quick ratio
2.88▲
2024 · 1.24
Debt to equity
1.23▼
2024 · 1.83
ROE
55.6%▼
2024 · 71.0%
ROA
24.9%▼
2024 · 25.1%
Interest coverage
38.04▼
2024 · 57.16
Debt ≤ 1 year
€622k▼
2024 · €1.18M
Debt > 1 year
€650k
Income taxes
€191k▼
2024 · €214k
Staff costs
€130k▲
2024 · €61k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 57 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.83M€2.35M▲
Fixed assets21/28€270k€373k▲
Tangible fixed assets22/27€269k€373k▲
Plant, machinery and equipment23€32k€79k▲
Furniture and vehicles24€77k€156k▲
Other tangible fixed assets26€160k€138k▼
Financial fixed assets28€860€0▼
Current assets29/58€1.56M€1.98M▲
Stocks and contracts in progress3€102k€182k▲
Stocks30/36€102k€182k▲
Amounts receivable within one year40/41€593k€477k▼
Trade receivables40€586k€356k▼
Other amounts receivable41€7k€121k▲
Current investments50/53€250k€900k▲
Cash at bank and in hand54/58€605k€353k▼
Deferred charges and accrued income490/1€8k€64k▲
Equity and liabilities
Total equity and liabilities10/49€1.83M€2.35M▲
Equity10/15€646k€1.05M▲
Contributions10/11€19k€19k=
Reserves13€532k€661k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Tax-exempt reserves132-€211k
Distributable reserves133€532k€450k▼
Profit (loss) carried forward14€96k€375k▲
Amounts payable17/49€1.18M€1.29M▲
Amounts payable after more than one year17-€650k
Financial debts170/4-€650k
Amounts payable within one year42/48€1.18M€622k▼
Trade debts44€5k€24k▲
Suppliers440/4€5k€24k▲
Taxes, remuneration and social security45€114k€41k▼
Taxes450/3€101k€19k▼
Remuneration and social security454/9€13k€22k▲
Other amounts payable47/48€1.06M€557k▼
Accrued charges and deferred income492/3€6k€22k▲
Income statement
Code20242025
Remuneration, social security and pensions62€61k€130k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€93k€92k▼
Other operating charges640/8€1k€1k▲
Gross operating margin9900€797k€975k▲
Operating profit (loss)9901€641k€751k▲
Financial income75/76B€44k€48k▲
Recurring financial income75€44k€48k▲
Financial charges65/66B€13k€22k▲
Recurring financial charges65€13k€22k▲
Profit (loss) for the period before taxes9903€672k€777k▲
Income taxes67/77€214k€191k▼
Profit (loss) for the period9904€459k€586k▲
Transfer to tax-exempt reserves689-€211k
Profit (loss) for the period to be appropriated9905€459k€375k▼
Appropriation of the result
Profit (loss) to be appropriated9906€1.96M€471k▼
Profit (loss) brought forward from the previous period14P€1.50M€96k▼
Transfer from equity791/2€89k€82k▼
Transfer to equity691/2€450k-
To other reserves6921€450k-
Profit to be distributed694/7€1.50M€178k▼
Return on contributions (dividend)694€1.50M€178k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-04
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
30-09
Financial
Liquidity doublescurrent ratio 3.17
Current ratio from 1.32 to 3.17; short-term debt falls from €1.18M to €622k.
30-09
Financial
Equity above €1MEq €1.05M ▲63.1%
8 profitable years in a row build equity to €1.05M.
28-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 58 days late
2023
30-09
Financial
Liquidity triplescurrent ratio 6.89
Current ratio from 2.68 to 6.89; short-term debt falls from €618k to €229k.
30-05
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 30 days late
2022
30-09
Financial
Equity above €1MEq €1.28M ▲59.3%
5 profitable years in a row build equity to €1.28M.
27-04
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
30-09
Financial
Highest result since 2018net €614k ▲141%
Operating result €789k, net result €614k, both a record.
30-09
Financial
Equity above €500kEq €804k ▲79.4%
4 profitable years in a row build equity to €804k.
26-04
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
Show earlier events
2020
30-09
Financial
Equity above €200kEq €448k ▲132%
3 profitable years in a row build equity to €448k.
29-04
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
30-09
Financial
Equity above €150kEq €193k ▲74.4%
2 profitable years in a row build equity to €193k.
30-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
02-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Verlaine · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Voie de Meuniers(VER) 314537 Verlaine1 establishment unit
Roofside
since 20162.254.421.540
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Of 1,803 companies in sector 46831 we hold annual accounts for 1,397. 1,000 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-07-2016
Fiscal year end30-09
Activities, NACEBEL 2025
43211General electrical installation work
46831Wholesale of construction materials, general range
01500Mixed farming
02200Logging
68110Buying and selling of own real estate
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filings
Scores and ratios are computed by Checked and are not a credit decision.