Ronald Jennen
ActiveRonald Jennen has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €132k and a net result of €30k. Equity is growing by ~14.4% per year across the filed fiscal years. Its solvency ranks better than 71% of 27172 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
100
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+25
Solvency100▲+4
Growth78=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 2.13 against 1.86 in 2024), and 33.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
66.2%
Return on assets
15.1%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
21 d early
2024
13 d early
2023
12 d early
2022
6 d early
2021
11 d early
2020
1 d early
2019
11 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
10-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€132k▲ 23.0%
2024 · €108k
2018: €64k
2019: €54k
2020: €54k
2021: €56k
2022: €99k
2023: €92k
2024: €108k
2018 → 2025
Total assets
€200k▲ 13.9%
2024 · €176k
2018: €92k
2019: €92k
2020: €126k
2021: €136k
2022: €160k
2023: €199k
2024: €176k
2018 → 2025
Net result
€30k▲ 88.0%
2024 · €16k
2018: €123
2019: €5k
2020: €-25
2021: €30k
2022: €43k
2023: €7k
2024: €16k
2018 → 2025
Working capital
€48k▲ 27.8%
2024 · €38k
2018: €48k
2019: €25k
2020: €8k
2021: €8k
2022: €46k
2023: €17k
2024: €38k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€56k-€99k▲ 75.5%€92k▼ 6.7%€108k▲ 16.5%€132k▲ 23.0%
Operating result€41k-€64k▲ 55.7%€12k▼ 81.4%€26k▲ 114%€44k▲ 71.9%
Net result€30k-€43k▲ 45.5%€7k▼ 82.9%€16k▲ 117%€30k▲ 88.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 72% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €200k
Fixed assets
€109k▲ 15.9%
Current assets
€91k▲ 11.6%
Equity and liabilities €200k
Equity
€132k▲ 23.0%
Debt
€68k▼ 0.5%
The debt ratio falls from 38.8% to 33.8%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€83k▲
2024 · €60k
Cash flow
€69k▲
2024 · €50k
Solvency
66.2%▲
2024 · 61.2%
Current ratio
2.13▲
2024 · 1.86
Quick ratio
2.05▲
2024 · 1.77
Debt / equity
0.51▼
2024 · 0.63
ROE
22.8%▲
2024 · 14.9%
ROA
15.1%▲
2024 · 9.2%
Interest coverage
44.43▲
2024 · 30.03
Debt
€68k▼
2024 · €68k
Debt ≤ 1 year
€43k▼
2024 · €44k
Debt > 1 year
€25k▲
2024 · €24k
Income taxes
€12k▲
2024 · €7k
Staff costs
€58k▲
2024 · €55k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€176k€200k▲
Fixed assets21/28€94k€109k▲
Tangible fixed assets22/27€94k€109k▲
Plant, machinery and equipment23€27k€30k▲
Furniture and vehicles24€66k€79k▲
Current assets29/58€82k€91k▲
Stocks and contracts in progress3€4k€3k▼
Stocks30/36€4k€3k▼
Amounts receivable within one year40/41€19k€25k▲
Trade receivables40€19k€25k▲
Other amounts receivable41€57-
Cash at bank and in hand54/58€51k€60k▲
Deferred charges and accrued income490/1€8k€3k▼
Equity and liabilities
Total equity and liabilities10/49€176k€200k▲
Equity10/15€108k€132k▲
Contributions10/11€6k€6k=
Reserves13€101k€126k▲
Distributable reserves133€101k€126k▲
Profit (loss) carried forward14€14€418▲
Amounts payable17/49€68k€68k▼
Amounts payable after more than one year17€24k€25k▲
Financial debts170/4€24k€25k▲
Amounts payable within one year42/48€44k€43k▼
Current portion of amounts payable after more than one year42€14k€18k▲
Trade debts44€5k€7k▲
Suppliers440/4€5k€7k▲
Advances received on contracts in progress46€7k-
Taxes, remuneration and social security45€13k€14k▲
Taxes450/3€6k€10k▲
Remuneration and social security454/9€7k€4k▼
Other amounts payable47/48€4k€4k▼
Income statement
Code20242025
Non-recurring operating income76A€5k€826▼
Remuneration, social security and pensions62€55k€58k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€34k€39k▲
Other operating charges640/8€912€2k▲
Non-recurring operating charges66A€250-
Gross operating margin9900€116k€143k▲
Operating profit (loss)9901€26k€44k▲
Financial income75/76B€0€144▲
Recurring financial income75€0€144▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€24k€42k▲
Income taxes67/77€7k€12k▲
Profit (loss) for the period9904€16k€30k▲
Profit (loss) for the period to be appropriated9905€16k€30k▲
Appropriation of the result
Profit (loss) to be appropriated9906€17k€30k▲
Profit (loss) brought forward from the previous period14P€432€14▼
Transfer from equity791/2-€5k
Transfer to equity691/2€16k€29k▲
To other reserves6921€16k€29k▲
Profit to be distributed694/7€800€5k▲
Return on contributions (dividend)694€800€5k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €100kEq €108k ▲16.5%
4 profitable years in a row build equity to €108k.
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €43k ▲45.5%
Operating result €64k, net result €43k, both a record.
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €30k
Net result €30k after one loss-making year.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-25 ▼101%
Net result drops to €-25, the lowest in the series; recovery starts the following year.
20-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
15-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
03-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
19-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heist-op-den-Berg · 1 establishment unit since 2007
Ground area
1,715 m²
Building footprint
180 m²
Volume, LiDAR
967 m³
Parcel 12322I1029/00G000, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Ronald Jennen
since 20072.159.695.003
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12322I1029/00G000 | Flanders | 1,715 m² | 1 · 180 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,529 companies in sector 41001 we hold annual accounts for 15,848. 12,700 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-01-2007
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43310Plastering work
43990Other specialised construction activities
43999Specialised construction activities
45250
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 09-09-2026. Scores and ratios are computed by Checked and are not a credit decision.