ROLUS TOITURES
ActiveSummary
ROLUS TOITURES has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €15k and a net result of €-3k. Equity is shrinking by ~4.9% per year across the filed fiscal years. Its solvency ranks better than 19% of 27786 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability62▲+33
Solvency42▼-13
Growth32=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.07 against 1.53 in 2024; short-term debt: 44.9% and cash: 23.6% of total assets), and 83.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
16.8%
Return on assets
-3.1%
Age of the figures
15 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year €-3k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 27786 sector peers (2025).
NBB · sector comparisonPosition among 27786 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 05-01-2026, 26 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
26 d early
2024
on the day
2023
40 d early
2022
40 d early
2021
40 d early
2020
24 d early
2019
39 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€15k▼ 15.5%
2024 · €18k
2019: €23k
2020: €23k
2021: €21k
2022: €21k
2023: €28k
2024: €18k
2019 → 2025
Total assets
€91k▲ 50.0%
2024 · €61k
2019: €94k
2020: €73k
2021: €66k
2022: €88k
2023: €81k
2024: €61k
2019 → 2025
Net result
€-3k▲ 73.0%
2024 · €-10k
2019: €-1k
2020: €-400
2021: €4k
2022: €-35
2023: €8k
2024: €-10k
2019 → 2025
Working capital
€3k▼ 79.7%
2024 · €15k
2019: €18k
2020: €18k
2021: €14k
2022: €13k
2023: €32k
2024: €15k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€21k-€21k▼ 0.2%€28k▲ 36.6%€18k▼ 36.4%€15k▼ 15.5%
Operating result€7k-€659▼ 90.7%€12k▲ 1,746%€-8k€-852▲ 90.0%
Net result€4k-€-35€8k€-10k€-3k▲ 73.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €852 in 2025 against €8k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €91k
Fixed assets
€47k ▲ 158%
Current assets
€44k ▲ 3.5%
Equity and liabilities €91k
Equity
€15k ▼ 15.5%
Debt
€76k ▲ 77.9%
Debt's share of the balance-sheet total rises from 70.1% to 83.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€10k▲
2024 · €6k
Cash flow
€9k▲
2024 · €4k
Current ratio
1.07▼
2024 · 1.53
Quick ratio
1.03▼
2024 · 1.21
Debt to equity
4.93▲
2024 · 2.34
ROE
-18.3%▲
2024 · -57.3%
ROA
-3.1%▲
2024 · -17.1%
Interest coverage
5.61▲
2024 · 3.45
Debt ≤ 1 year
€41k▲
2024 · €28k
Debt > 1 year
€35k▲
2024 · €15k
Income taxes
€154▼
2024 · €173
Staff costs
€100k▲
2024 · €64k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€61k€91k▲
Fixed assets21/28€18k€47k▲
Tangible fixed assets22/27€18k€47k▲
Plant, machinery and equipment23€2k€646▼
Furniture and vehicles24€16k€46k▲
Financial fixed assets28€335€335=
Current assets29/58€42k€44k▲
Stocks and contracts in progress3€9k€2k▼
Stocks30/36€9k€2k▼
Amounts receivable within one year40/41€19k€17k▼
Trade receivables40€10k€9k▼
Other amounts receivable41€9k€7k▼
Cash at bank and in hand54/58€12k€21k▲
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€61k€91k▲
Equity10/15€18k€15k▼
Contributions10/11€20k€20k=
Profit (loss) carried forward14€-2k€-5k▼
Amounts payable17/49€42k€76k▲
Amounts payable after more than one year17€15k€35k▲
Financial debts170/4€15k€35k▲
Amounts payable within one year42/48€28k€41k▲
Current portion of amounts payable after more than one year42€9k€14k▲
Trade debts44€5k€20k▲
Suppliers440/4€5k€20k▲
Taxes, remuneration and social security45€12k€5k▼
Taxes450/3€1k€540▼
Remuneration and social security454/9€11k€5k▼
Other amounts payable47/48€2k€2k▲
Income statement
Code20242025
Remuneration, social security and pensions62€64k€100k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€11k▼
Other operating charges640/8€2k€1k▼
Gross operating margin9900€71k€112k▲
Operating profit (loss)9901€-8k€-852▲
Financial income75/76B-€67
Recurring financial income75-€67
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€-10k€-3k▲
Income taxes67/77€173€154▼
Profit (loss) for the period9904€-10k€-3k▲
Profit (loss) for the period to be appropriated9905€-10k€-3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-2k€-5k▼
Profit (loss) brought forward from the previous period14P€8k€-2k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Weakest financial yearnet €-10k ▼236%
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
2023
22-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
2022
22-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
22-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Back to profitnet €4k
Net result €4k after 2 loss-making years.
07-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
23-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
21-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
26-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 26 days late
2017
28-02
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mettet · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Montigny, St-Gérard 305640 MettetGround area
1,430 m²
Building footprint
146 m²
Volume, LiDAR
659 m³
Parcel 92104C0718/00T000, Wallonia · tallest building 6.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ROLUS TOITURES
since 20062.155.705.927
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92104C0718/00T000 | Wallonia | 1,429 m² | 1 · 146 m² | 6.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
NAMECHE & FILS
BE 0769.742.807
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ROOF CONCEPT LECOMTE
BE 0757.538.821
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Dakwerken Den Hondt
BE 0830.541.021
Laakdal · Eq €15,328
D.M.H TOIT
BE 0693.985.906
Ganshoren · Eq €15,344
RÉNOVATION DESIGN & CONCEPT
BE 0508.969.589
Sint-Pieters-Woluwe · Eq €15,371
Of 8,561 companies in sector 43410 we hold annual accounts for 4,357. 2,744 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-06-2006
Fiscal year end30-06
Activities, NACEBEL 2025
43410Roofing work
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0485/481331