ROLAM
ActiveROLAM has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €144k and a net result of €58k. Equity is growing by ~40.6% per year across the filed fiscal years. Its solvency ranks better than 91% of 37968 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
95
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency100▲+13
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 13.61 against 2.56 in 2023; short-term debt: 7.2% and cash: 79.7% of total assets), and 7.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
92.8%
Return on assets
37.6%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-06-2025, 36 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
36 d early
2023
31 d early
2022
4 d early
2021
5 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€144k▲ 68.0%
2023 · €85k
2021: €44k
2022: €76k
2023: €85k
2021 → 2024
Total assets
€155k▲ 12.4%
2023 · €138k
2021: €70k
2022: €96k
2023: €138k
2021 → 2024
Net result
€58k▲ 22.6%
2023 · €47k
2021: €39k
2022: €32k
2023: €47k
2021 → 2024
Working capital
€140k▲ 73.6%
2023 · €81k
2021: €41k
2022: €68k
2023: €81k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€44k-€76k▲ 73.4%€85k▲ 13.1%€144k▲ 68.0%
Operating result€49k-€41k▼ 16.0%€61k▲ 49.1%€74k▲ 20.1%
Net result€39k-€32k▼ 17.1%€47k▲ 48.3%€58k▲ 22.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 20% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €155k
Fixed assets
€4k▼ 32.0%
Current assets
€151k▲ 14.1%
Equity and liabilities €155k
Equity
€144k▲ 68.0%
Debt
€11k▼ 78.7%
The debt ratio falls from 37.9% to 7.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€75k▲
2023 · €66k
Cash flow
€59k▲
2023 · €52k
Solvency
92.8%▲
2023 · 62.1%
Current ratio
13.61▲
2023 · 2.56
Quick ratio
13.61▲
2023 · 2.56
Debt / equity
0.08▼
2023 · 0.61
ROE
40.5%▼
2023 · 55.5%
ROA
37.6%▲
2023 · 34.4%
Interest coverage
210.76▼
2023 · 215.13
Debt
€11k▼
2023 · €52k
Debt ≤ 1 year
€11k▼
2023 · €52k
Income taxes
€15k▲
2023 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€138k€155k▲
Fixed assets21/28€5k€4k▼
Tangible fixed assets22/27€5k€4k▼
Furniture and vehicles24€5k€4k▼
Current assets29/58€132k€151k▲
Amounts receivable within one year40/41€18k€27k▲
Trade receivables40€15k€23k▲
Other amounts receivable41€4k€5k▲
Cash at bank and in hand54/58€113k€123k▲
Deferred charges and accrued income490/1€685€611▼
Equity and liabilities
Total equity and liabilities10/49€138k€155k▲
Equity10/15€85k€144k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€80k€139k▲
Amounts payable17/49€52k€11k▼
Amounts payable after more than one year17€413-
Financial debts170/4€413-
Amounts payable within one year42/48€52k€11k▼
Current portion of amounts payable after more than one year42€2k€413▼
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Taxes, remuneration and social security45€16k€7k▼
Taxes450/3€16k€7k▼
Other amounts payable47/48€32k€3k▼
Income statement
Code20232024
Non-recurring operating income76A-€6k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€1k▼
Other operating charges640/8€738€636▼
Gross operating margin9900€67k€76k▲
Operating profit (loss)9901€61k€74k▲
Financial charges65/66B€307€356▲
Recurring financial charges65€307€356▲
Profit (loss) for the period before taxes9903€61k€73k▲
Income taxes67/77€14k€15k▲
Profit (loss) for the period9904€47k€58k▲
Profit (loss) for the period to be appropriated9905€47k€58k▲
Appropriation of the result
Profit (loss) to be appropriated9906€118k€139k▲
Profit (loss) brought forward from the previous period14P€71k€80k▲
Profit to be distributed694/7€38k-
Return on contributions (dividend)694€38k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2021net €58k ▲22.6%
Operating result €74k, net result €58k, both a record.
31-12
Financial
Liquidity times 5current ratio 13.61
Current ratio from 2.56 to 13.61; short-term debt falls from €52k to €11k.
31-12
Financial
Equity above €100kEq €144k ▲68%
4 profitable years in a row build equity to €144k.
30-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €32k ▼17.1%
Net result drops to €32k, the lowest in the series; recovery starts the following year.
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Keerbergen · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bamberg 63140 KeerbergenGround area
2,256 m²
Building footprint
156 m²
Volume, LiDAR
863 m³
Parcel 24472G0444/00T000, Flanders · tallest building 17.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
ROLAM
since 20202.308.162.807
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24472G0444/00T000 | Flanders | 2,256 m² | 1 · 156 m² | 17.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 40,857 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-10-2020
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.