ROELANDT & PARTNERS
ActiveROELANDT & PARTNERS has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €90k and a net result of €-8k. Equity remains stable across the filed fiscal years (±1.5% per year). Its solvency ranks better than 62% of 13977 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
57
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability14▼-43
Solvency71▼-7
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.26 against 2.72 in 2024; short-term debt: 42.7% and cash: 6.8% of total assets), but 54.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
45.8%
Return on assets
-4.1%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-8k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
26 d late
2024
28 d late
2023
30 d late
2022
31 d late
2021
6 d early
2020
31 d late
2019
115 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€90k▼ 8.1%
2024 · €98k
2018: €57k
2019: €56k
2020: €105k
2021: €111k
2022: €112k
2023: €102k
2024: €98k
2018 → 2025
Total assets
€196k▲ 6.6%
2024 · €184k
2018: €84k
2019: €104k
2020: €217k
2021: €195k
2022: €177k
2023: €162k
2024: €184k
2018 → 2025
Net result
€-8k▼ 103%
2024 · €-4k
2018: €-9k
2019: €589
2020: €61k
2021: €30k
2022: €2k
2023: €-10k
2024: €-4k
2018 → 2025
Working capital
€105k▼ 3.5%
2024 · €109k
2018: €75k
2019: €77k
2020: €118k
2021: €121k
2022: €119k
2023: €113k
2024: €109k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€111k-€112k=€102k▼ 8.8%€98k▼ 3.9%€90k▼ 8.1%
Operating result€43k-€4k▼ 91.3%€-9k€-2k▲ 75.1%€-7k▼ 191%
Net result€30k-€2k▼ 94.6%€-10k€-4k▲ 60.1%€-8k▼ 103%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €7k in 2025 against €2k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €196k
Fixed assets
€7k▼ 36.7%
Current assets
€189k▲ 9.4%
Equity and liabilities €196k
Equity
€90k▼ 8.1%
Provisions
€23k=
Debt
€84k▲ 31.7%
The debt ratio rises from 34.5% to 42.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-3k▼
2024 · €2k
Cash flow
€-4k▼
2024 · €-32
Solvency
45.8%▼
2024 · 53.2%
Current ratio
2.26▼
2024 · 2.72
Quick ratio
2.26▼
2024 · 2.72
Debt / equity
0.93▲
2024 · 0.65
ROE
-8.9%▼
2024 · -4.0%
ROA
-4.1%▼
2024 · -2.1%
Interest coverage
-5.14▼
2024 · 4.86
Debt
€84k▲
2024 · €63k
Debt ≤ 1 year
€84k▲
2024 · €63k
Income taxes
€2k▼
2024 · €3k
Staff costs
€34k▲
2024 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€184k€196k▲
Fixed assets21/28€11k€7k▼
Tangible fixed assets22/27€9k€5k▼
Plant, machinery and equipment23€437€247▼
Furniture and vehicles24€8k€4k▼
Financial fixed assets28€3k€3k=
Current assets29/58€172k€189k▲
Amounts receivable after more than one year29€80k€80k=
Other amounts receivable291€80k€80k=
Amounts receivable within one year40/41€77k€94k▲
Trade receivables40€64k€92k▲
Other amounts receivable41€13k€2k▼
Cash at bank and in hand54/58€14k€13k▼
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€184k€196k▲
Equity10/15€98k€90k▼
Contributions10/11€6k€6k=
Reserves13€96k€96k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€933€933=
Distributable reserves133€93k€93k=
Profit (loss) carried forward14€-5k€-13k▼
Provisions and deferred taxes16€23k€23k=
Provisions for liabilities and charges160/5€23k€23k=
Other liabilities and charges164/5€23k€23k=
Amounts payable17/49€63k€84k▲
Amounts payable within one year42/48€63k€84k▲
Trade debts44€20k€10k▼
Suppliers440/4€20k€10k▼
Taxes, remuneration and social security45€18k€8k▼
Taxes450/3€2k€6k▲
Remuneration and social security454/9€16k€2k▼
Other amounts payable47/48€26k€66k▲
Income statement
Code20242025
Remuneration, social security and pensions62€23k€34k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€21k
Other operating charges640/8€2k€3k▲
Non-recurring operating charges66A-€95
Gross operating margin9900€26k€56k▲
Operating profit (loss)9901€-2k€-7k▼
Financial income75/76B€2k€2k▲
Recurring financial income75€2k€2k▲
Financial charges65/66B€324€526▲
Recurring financial charges65€324€526▲
Profit (loss) for the period before taxes9903€-1k€-6k▼
Income taxes67/77€3k€2k▼
Profit (loss) for the period9904€-4k€-8k▼
Profit (loss) for the period to be appropriated9905€-4k€-8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-5k€-13k▼
Profit (loss) brought forward from the previous period14P€-829€-5k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Weakest financial yearnet €-10k ▼701%
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
25-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Highest result since 2018net €61k ▲10254%
Operating result €84k, net result €61k, both a record.
31-12
Financial
Equity above €100kEq €105k ▲87%
2 profitable years in a row build equity to €105k.
23-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 115 days late
2019
31-12
Financial
Back to profitnet €589
Net result €589 after one loss-making year.
06-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 6 days late
2018
22-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
14-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geraardsbergen · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Boekevijverstraat(Zan) 209506 GeraardsbergenGround area
1,468 m²
Building footprint
151 m²
Volume, LiDAR
865 m³
Parcel 41078B0612/00S000, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ROELANDT & PARTNERS
since 20092.182.060.332
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41078B0612/00S000 | Flanders | 1,468 m² | 1 · 151 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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TUH PropCo Brussels
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CÉZON
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BE 0598.877.802
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Of 11,748 companies in sector 68310 we hold annual accounts for 6,906. 5,166 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded27-10-2009
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesPhone:054/32 08 50
Fax:054/32 08 50