ROE-KOE

Active

Private limited companyfounded 20197 yrs activeBurgemeester Voetslaan 6, 3990 Peer, BelgiumKBO/BCE: BE 0732.784.025

The computed 12-month bankruptcy probability of ROE-KOE is 4.7% (elevated). The 2024 annual accounts show equity of €28k and a net result of €-5k. Equity is shrinking by ~9.9% per year across the filed fiscal years. Its solvency ranks better than 62% of 18936 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2024

71 / 100

Healthy▲ +26 vs 2023

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability0=

Solvency86▲+5

Growth32=

Stability100

Bankruptcy probability, 12 months

4.7% Elevated

0%0.5%1.5%4%10%≥ 25%

Credit up to €2k at 30 days acceptable

Liquidity ample (current ratio 1.96 against 1.96 in 2023), but 57% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 56

Relative position

BE, all sectors

reference

Sector 56

higher

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

43%

Return on assets

-8%

Age of the figures

20 mo

Persistent losses

Two consecutive loss-making years (2023 and 2024); equity fell accordingly. May indicate structural pressure on profitability.

NBB · annual accounts 2024

Net result per financial year

2021222324

2020 to 2024 · latest year -€5k

Latest accounts filed on time

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 01-07-2025, 30 days ahead of the deadline.

NBB · 5 filings

Deviation from the deadline

2025

not confirmed

2024

30 d early

2023

41 d late

2022

3 d late

2021

41 d early

2020

40 d early

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€28k▼ 15.8%

2023 · €34k

2020: €35k 2021: €54k 2022: €56k 2023: €34k

2020 → 2024

Total assets

€66k▼ 24.4%

2023 · €88k

2020: €127k 2021: €138k 2022: €140k 2023: €88k

2020 → 2024

Net result

€-5k▲ 76.1%

2023 · €-22k

2020: €20k 2021: €19k 2022: €2k 2023: €-22k

2020 → 2024

Working capital

€19k▼ 19.7%

2023 · €24k

2020: €28k 2021: €53k 2022: €56k 2023: €24k

2020 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20202021202220232024Trend

Equity€35k-€54k▲ 54.4%€56k▲ 4.3%€34k▼ 39.7%€28k▼ 15.8%

Operating result€25k-€24k▼ 7.0%€5k▼ 79.4%€-21k€-4k▲ 79.5%

Net result€20k-€19k▼ 4.6%€2k▼ 87.9%€-22k€-5k▲ 76.1%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result stays negative: a loss of €4k in 2024 against €21k in 2023; the loss shrinks.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €66k

41.4%

58.6%

Fixed assets €27k▼ 30.0%

Current assets €39k▼ 19.8%

Equity and liabilities €66k

43.0%

57.0%

Equity €28k▼ 15.8%

Debt €38k▼ 29.8%

The debt ratio falls from 61.4% to 57.0%: debt falls faster than equity shrinks.

Key figures and ratios

2024 value · change against 2023

EBITDA

€12k▲

2023 · €-4k

Cash flow

€11k▲

2023 · €-6k

Solvency

43.0%▲

2023 · 38.6%

Current ratio

1.96▲

2023 · 1.96

Quick ratio

1.22▼

2023 · 1.55

Debt / equity

1.33▼

2023 · 1.59

ROE

-18.7%▲

2023 · -65.9%

ROA

-8.0%▲

2023 · -25.4%

Interest coverage

9.74▲

2023 · -3.04

Debt

€38k▼

2023 · €54k

Debt ≤ 1 year

€20k▼

2023 · €25k

Debt > 1 year

€18k▼

2023 · €29k

Staff costs

€37k▲

2023 · €20k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€88k€66k▼

Fixed assets21/28€39k€27k▼

Intangible fixed assets21€25k€21k▼

Tangible fixed assets22/27€14k€7k▼

Plant, machinery and equipment23€8k€5k▼

Furniture and vehicles24€6k€2k▼

Current assets29/58€48k€39k▼

Stocks and contracts in progress3€10k€15k▲

Stocks30/36€10k€15k▲

Amounts receivable within one year40/41€9k€6k▼

Trade receivables40€4k€345▼

Other amounts receivable41€5k€6k▲

Cash at bank and in hand54/58€27k€17k▼

Deferred charges and accrued income490/1€2k€734▼

Equity and liabilities

Total equity and liabilities10/49€88k€66k▼

Equity10/15€34k€28k▼

Contributions10/11€15k€15k=

Reserves13€19k€13k▼

Distributable reserves133€19k€13k▼

Amounts payable17/49€54k€38k▼

Amounts payable after more than one year17€29k€18k▼

Financial debts170/4€29k€18k▼

Other amounts payable178/9€125-

Amounts payable within one year42/48€25k€20k▼

Current portion of amounts payable after more than one year42€11k€11k▲

Trade debts44€4k€493▼

Suppliers440/4€4k€493▼

Taxes, remuneration and social security45€10k€7k▼

Taxes450/3€6k€2k▼

Remuneration and social security454/9€4k€6k▲

Other amounts payable47/48-€993

Accrued charges and deferred income492/3€67€78▲

Income statement Code20232024

Remuneration, social security and pensions62€20k€37k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€16k▼

Other operating charges640/8€2k€3k▲

Gross operating margin9900€18k€52k▲

Operating profit (loss)9901€-21k€-4k▲

Financial income75/76B€2€194▲

Recurring financial income75€2€194▲

Financial charges65/66B€1k€1k▼

Recurring financial charges65€1k€1k▼

Profit (loss) for the period before taxes9903€-22k€-5k▲

Income taxes67/77€0-

Profit (loss) for the period9904€-22k€-5k▲

Profit (loss) for the period to be appropriated9905€-22k€-5k▲

Appropriation of the result

Profit (loss) to be appropriated9906€-22k€-5k▲

Transfer from equity791/2€22k€5k▼

Transfer to equity691/2€0-

To other reserves6921€0-

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 6Financial 1Filings 5

2025

01-07

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

10-09

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 41 days late

2023

31-12

Financial Weakest financial yearnet €-22k ▼1069%

Net result drops to €-22k, the lowest in the series; recovery starts the following year.

03-08

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 3 days late

2022

20-06

NBB filing Annual accounts filed

fiscal year 2021 · micro schema

2021

21-06

NBB filing Annual accounts filed

fiscal year 2020 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Peer · 1 establishment unit since 2019

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Burgemeester Voetslaan 63990 Peer

Ground area

2,147 m²

Building footprint

847 m²

Volume, LiDAR

3,946 m³

Parcel 72019A0331/00E000, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

ROE-KOE

Burgemeester Voetslaan 6, 3990 PeerLimited-service restaurants

since 20192.293.208.375

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
72019A0331/00E000 ProtectedMonument · Townscape or village viewParochiekerk Sint-Ursula met kerkhofmuurSource ↗	Flanders	2,147 m²	1 · 847 m²	8.3 m · 2 fl.