Summary
RoCa Invest I is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €110.36M and a net result of €-69k. Equity remains stable across the filed fiscal years (±0.6% per year). Its solvency ranks better than 95% of 2394 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-06-2026, 36 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
36 d early
2024
21 d early
2023
26 d early
2022
28 d early
2021
30 d early
2020
33 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema, statutory accounts
Equity
€110.36M▲ 1.0%
2024 · €109.25M
2020: €107.05M
2021: €106.98M
2022: €109.28M
2023: €109.30M
2024: €109.25M
2020 → 2025
Net result
€-69k▼ 40.0%
2024 · €-50k
2020: €-26k
2021: €-64k
2022: €-56k
2023: €22k
2024: €-50k
2020 → 2025
Total assets
€110.38M▲ 0.8%
2024 · €109.54M
2020: €107.13M
2021: €107.19M
2022: €109.47M
2023: €109.54M
2024: €109.54M
2020 → 2025
Solvency
100.0%▲ 0.2pp
2024 · 99.7%
2020: 99.9%
2021: 99.8%
2022: 99.8%
2023: 99.8%
2024: 99.7%
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€65k-€65k=€148k▲ 128%€90k▼ 39.3%
Equity€106.98M-€109.28M▲ 2.1%€109.30M=€109.25M=€110.36M▲ 1.0%
Operating result€-64k-€-55k▲ 14.4%€28k€-33k€-71k▼ 114%
Net result€-64k-€-56k▲ 12.8%€22k€-50k€-69k▼ 40.0%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €71k in 2025 against €33k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €110.38M
Fixed assets
€109.95M ▲ 0.5%
Current assets
€432k ▲ 227%
Equity and liabilities €110.38M
Equity
€110.36M ▲ 1.0%
Debt
€20k ▼ 93.2%
Debt's share of the balance-sheet total falls from 0.3% to 0.0%. Equity is higher and debt is lower.
Key figures and ratios
ROE
-0.1%▼
2024 · 0.0%
ROA
-0.1%▼
2024 · 0.0%
Debt ≤ 1 year
€20k▼
2024 · €290k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€109.54M€110.38M▲
Fixed assets21/28€109.41M€109.95M▲
Financial fixed assets28€109.41M€109.95M▲
Affiliated companies280/1€109.41M€109.95M▲
Participating interests280€109.41M€109.95M▲
Current assets29/58€132k€432k▲
Amounts receivable within one year40/41€127k€399k▲
Trade receivables40€16k-
Other amounts receivable41€110k€399k▲
Deferred charges and accrued income490/1€5k€34k▲
Equity and liabilities
Total equity and liabilities10/49€109.54M€110.38M▲
Equity10/15€109.25M€110.36M▲
Contributions10/11€109.42M€110.60M▲
Profit (loss) carried forward14€-173k€-242k▼
Amounts payable17/49€290k€20k▼
Amounts payable within one year42/48€290k€20k▼
Trade debts44€44k€20k▼
Suppliers440/4€44k€20k▼
Other amounts payable47/48€245k-
Income statement
Code20242025
Operating income70/76A€90k-
Turnover70€90k-
Operating charges60/66A€123k€71k▼
Services and other goods61€119k€42k▼
Other operating charges640/8€1k€144▼
Non-recurring operating charges66A€3k€29k▲
Operating profit (loss)9901€-33k€-71k▼
Financial income75/76B€332€2k▲
Recurring financial income75€332€2k▲
Income from current assets751€332€2k▲
Other financial income752/9-€0
Financial charges65/66B€7k€572▼
Recurring financial charges65€7k€572▼
Debt charges650€6k€572▼
Other financial charges652/9€540-
Profit (loss) for the period before taxes9903€-40k€-69k▼
Income taxes67/77€10k-
Taxes670/3€10k-
Profit (loss) for the period9904€-50k€-69k▼
Profit (loss) for the period to be appropriated9905€-50k€-69k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-173k€-242k▼
Profit (loss) brought forward from the previous period14P€-123k€-173k▼
The notes to these accounts (25 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
29-01
State Gazette act
Capital & shares · Statutes amendmentCapital increase · Capital · Statutes amendment4 facts ▸
State Gazette act
Capital & shares · Statutes amendment
Capital increase · Capital · Statutes amendment4 facts ▸
- General meeting, 13-01-2026
- Capital increase, €5.189.321,92
- Capital
- Statutes amendment
28-01
State Gazette act
Capital & shares · Statutes amendmentCapital increase · Share issue · Capital9 facts ▸
State Gazette act
Capital & shares · Statutes amendment
Capital increase · Share issue · Capital9 facts ▸
- General meeting, 13-01-2026
- Capital increase, €12.199.979,47
- Share issue, 1433527
- Share issue, 1746302
- Share issue, 1352556
- Capital
- Statutes amendment
- Power of attorney
- Board authorisation, Machten aan het bestuursorgaan
26-01
State Gazette act
Capital & shares · Statutes amendmentCapital increase · Statutes amendment · Capital6 facts ▸
State Gazette act
Capital & shares · Statutes amendment
Capital increase · Statutes amendment · Capital6 facts ▸
- General meeting, 13-01-2026
- Capital increase, €126.264.574,86
- Statutes amendment
- Capital
- Power of attorney, Allen Overy Shearman Sterling (Belgium) LLP
- Power of attorney, Allen Overy Shearman Sterling (Belgium) LLP
2025
31-12
Financial
Weakest financial yearnet €-69k
Net result drops to €-69k, the lowest in the series.
31-12
Financial
Liquidity times 48current ratio 21.97
Current ratio from 0.46 to 21.97; short-term debt falls from €290k to €20k.
10-10
State Gazette act
Permanent representative: Franck FrayerPower of attorney3 facts ▸
State Gazette act
Permanent representative: Franck Frayer
Power of attorney3 facts ▸
- Permanent representative, Franck Frayer
- Board composition, Hazel Bidco (director)
- Power of attorney, De Groote - De Man BV
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · consolidated
02-04
State Gazette act
Resignation: Mash BV (director)2 facts ▸
State Gazette act
Resignation: Mash BV (director)
2 facts ▸
- General meeting, 11-02-2025
- Director resignation, Mash BV (director)
10-02
State Gazette act
Resignations: ESSENSYS NV, NL Consult BV and 2 othersAppointments: HAZEL BIDCO (non-statutory director) and MASH (non-statutory director) · Permanent representatives: VAN LERBERGHE Dirk Paul Christian and VERHOEVEN Hildegard Julia Adelson · Statutes amendment21 facts ▸
State Gazette act
Resignations: ESSENSYS NV, NL Consult BV and 2 others
Appointments: HAZEL BIDCO (non-statutory director) and MASH (non-statutory director) · Permanent representatives: VAN LERBERGHE Dirk Paul Christian and VERHOEVEN Hildegard Julia Adelson · Statutes amendment21 facts ▸
- General meeting, 22-01-2025
- Statutes amendment
- Capital increase, €639.533,08
- Capital increase, €540.000
- Capital
- Director resignation, ESSENSYS NV (director)
- Director resignation, NL Consult BV (director)
- Director resignation, ManDor BV (director)
- Director resignation, PIELIE BV (director)
- Director discharge, ESSENSYS NV
- Director discharge, NL Consult BV
- Director discharge, ManDor BV
- +9 further facts in this act
2024
31-12
State Gazette act
Resignation: AP Advisory BV (director)Permanent representative: Arnaud Persyn2 facts ▸
State Gazette act
Resignation: AP Advisory BV (director)
Permanent representative: Arnaud Persyn2 facts ▸
- Director resignation, AP Advisory BV (director)
- Permanent representative, Arnaud Persyn
Show earlier events
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · consolidated
26-03
State Gazette act
Reappointment: KPMG Bedrijfsrevisoren BV/SRL (statutory auditor)Permanent representative: H. Van Donink4 facts ▸
State Gazette act
Reappointment: KPMG Bedrijfsrevisoren BV/SRL (statutory auditor)
Permanent representative: H. Van Donink4 facts ▸
- General meeting, 07-03-2024
- General meeting, 15-06-2023
- Auditor reappointment, KPMG Bedrijfsrevisoren BV/SRL
- Permanent representative, H. Van Donink
2023
31-12
Financial
Back to profitnet €22k
Net result €22k after 3 loss-making years.
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · consolidated
2022
17-11
State Gazette act
Capital & shares · Statutes amendmentCapital increase · Capital · Statutes amendment6 facts ▸
State Gazette act
Capital & shares · Statutes amendment
Capital increase · Capital · Statutes amendment6 facts ▸
- General meeting, 09-11-2022
- Capital increase, €2.350.000
- Capital
- Statutes amendment
- Share terms, D Preferente Aandelen, artikel 5, derde lid van de statuten
- Share terms, Preferente Aandelen, betaaldatum vastgesteld door de Raad van Bestuur, bij Exit, of bij goedkeuring van een dividend of andere uitkering
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · consolidated
2021
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
12-03
State Gazette act
Resignation: Bernard Dierinck BV (director)Appointment: AP Advisory BV (investeerder bestuurder) · Permanent representatives: Arnaud Persyn and Bernard Dierinck · Director discharge6 facts ▸
State Gazette act
Resignation: Bernard Dierinck BV (director)
Appointment: AP Advisory BV (investeerder bestuurder) · Permanent representatives: Arnaud Persyn and Bernard Dierinck · Director discharge6 facts ▸
- General meeting, 16-02-2021
- Director resignation, Bernard Dierinck BV (director)
- Director discharge, Bernard Dierinck BV
- Director appointment, AP Advisory BV (investeerder bestuurder)
- Permanent representative, Arnaud Persyn
- Permanent representative, Bernard Dierinck
2020
27-10
State Gazette act
Capital & sharesStatutes amendment · Capital3 facts ▸
State Gazette act
Capital & shares
Statutes amendment · Capital3 facts ▸
- General meeting, 15-10-2020
- Statutes amendment
- Capital
02-10
State Gazette act
Appointment: PIELIE BV (independent director)Permanent representative: Pieterjan Bouten · Power of attorney4 facts ▸
State Gazette act
Appointment: PIELIE BV (independent director)
Permanent representative: Pieterjan Bouten · Power of attorney4 facts ▸
- General meeting, 11-09-2020
- Director appointment, PIELIE BV (independent director)
- Permanent representative, Pieterjan Bouten
- Power of attorney, Freshfields Bruckhaus Deringer LLP
22-09
State Gazette act
Resignation: NL Consult BV (director)Appointments: NL Consult BV, Bernard Dierinck BV and 2 others · Director discharge7 facts ▸
State Gazette act
Resignation: NL Consult BV (director)
Appointments: NL Consult BV, Bernard Dierinck BV and 2 others · Director discharge7 facts ▸
- General meeting, 02-07-2020
- Director resignation, NL Consult BV (director)
- Director discharge, NL Consult BV
- Director appointment, NL Consult BV (investeerder bestuurder)
- Director appointment, Bernard Dierinck BV (investeerder bestuurder)
- Director appointment, ManDor BV (investeerder bestuurder)
- Director appointment, Essensys NV (managers' bestuurder)
11-09
State Gazette act
Appointment: Essensys NV (day-to-day manager)Permanent representative: Dirk Van Lerberghe3 facts ▸
State Gazette act
Appointment: Essensys NV (day-to-day manager)
Permanent representative: Dirk Van Lerberghe3 facts ▸
- Board meeting, 02-07-2020
- Director appointment, Essensys NV (day-to-day manager)
- Permanent representative, Dirk Van Lerberghe
09-07
State Gazette act
Statutes amendmentCapital increase · Bank account · Share issue10 facts ▸
State Gazette act
Statutes amendment
Capital increase · Bank account · Share issue10 facts ▸
- General meeting, 29-06-2020
- Capital increase, €107.072.937
- Bank account, BE18 0689 3765 4365
- Share issue, 107072937
- Statutes amendment
- Statutes amendment
- Statutes amendment
- Statutes amendment
- Statutes amendment
- Capital, €107.072.939
16-06
State Gazette act
IncorporationAppointments: NL Consult (director) and KPMG Bedrijfsrevisoren CVBA (statutory auditor) · Permanent representatives: LINKENS Nicolas and H. Van Donink · Founding capital8 facts ▸
State Gazette act
Incorporation
Appointments: NL Consult (director) and KPMG Bedrijfsrevisoren CVBA (statutory auditor) · Permanent representatives: LINKENS Nicolas and H. Van Donink · Founding capital8 facts ▸
- Incorporation, 12-06-2020
- Founding capital, €2
- Bank account, Belfius Bank NV, BE18 0689 3765 4365
- Director appointment, NL Consult (director)
- Permanent representative, LINKENS Nicolas
- Mandate compensation, NL Consult
- Auditor appointment, KPMG Bedrijfsrevisoren CVBA
- Permanent representative, H. Van Donink
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 directors, no change since 2025
Hazel Bidco
CurrentNon-statutory director · since 22-01-2025 · Private limited company · perm. rep.: VAN LERBERGHE Dirk Paul Christian
AP Advisory
CurrentInvesteerder bestuurder · since 26-01-2021 · Private limited company · perm. rep.: Arnaud Persyn
ESSENSYS
Not recently confirmedDay-to-day manager · since 02-07-2020 · Public limited company · perm. rep.: Dirk Van Lerberghe
NL Consult
Not recently confirmedDirector · since 12-06-2020 · Legal entity · perm. rep.: LINKENS Nicolas
11-02-2025
MASH: Resigned as Director
22-01-2025
Hazel Bidco: Appointed as Non-statutory director
22-01-2025
MASH: Appointed as Non-statutory director
22-01-2025
Essensys NV: Resigned as Director
22-01-2025
ManDor BV: Resigned as Director
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gaston Crommenlaan 49050 GentGround area
1.9 ha
Building footprint
8,006 m²
Parcel 44032A0472/00R003, Flanders. Linked by address, not a title deed.
1 establishment unit
RoCa Invest I
since 20202.303.513.834
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44032A0472/00R003 | Flanders | 1.9 ha | 1 · 8,006 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Statutory auditor
1 auditor| KPMG Réviseurs d'EntreprisesCurrent Auditor · represented by H. Van Donink | 07-03-2024 → present |
Show 1 earlier auditors
| KPMG Bedrijfsrevisoren CVBA Auditor · represented by H. Van Donink succeeded by KPMG Réviseurs d'Entreprises in 2024 | 12-06-2020 → 07-03-2024 |
Articles of association
Purpose
Het aanleggen, het oordeelkundig uitbouwen en beheren van een onroerend vermogen; alle verrichtingen... met betrekking tot onroerende goederen...; het aanleggen... van een roerend…
Full purpose
Het aanleggen, het oordeelkundig uitbouwen en beheren van een onroerend vermogen; alle verrichtingen... met betrekking tot onroerende goederen...; het aanleggen... van een roerend vermogen...; het aangaan en verstrekken van leningen...; het beheer van de investeringen...; administratie, consultancy en managementactiviteiten...
Structure & network
Connections & network
3 connected companiesLinked via shared directors
Shared corporate director
→
Shared corporate director
→
Shared corporate director
→
Capital and shareholders
Shareholders according to the acts
After the capital increase
act of 29-01-2026 ↗
- OTEE SAS 1,433,527 shares
- REFAC SAS 1,746,302 shares
- Hazel Bidco BV 1,352,556 shares
The Belgian State Gazette names shareholders only when an act mentions them; the share register itself is not published.
Capital over the years
- 29-01-2026 Capital increase of 5,189,321.92 EUR · 1,352,556 new shares
- 28-01-2026 Capital increase of 12,199,979.47 EUR · 3,179,829 new shares · in kind
- 26-01-2026 Capital increase of 126,264,574.86 EUR · 32,909,885 new shares
- 10-02-2025 Capital increase of 639,533.08 EUR · 634,504 new shares
- 10-02-2025 Capital increase of 540,000 EUR · 535,754 new shares
- 17-11-2022 Capital increase of 2,350,000 EUR
- 27-10-2020 Capital stated in the act · 107,072,939 shares
- 09-07-2020 Capital increase of 107,072,937 EUR · 107,072,937 new shares
Show 1 older capital entries
- 16-06-2020 Incorporation · 2 EUR · 2 shares
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Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 1,698 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-06-2020
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.