Summary
Roblico is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.58M and a net result of €-42k. Its solvency ranks better than 77% of 2444 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2024, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
on the day
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€1.58M
Net result
€-42k
Total assets
€2.01M
Solvency
78.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €2.00M
Fixed assets
€1.98M
Current assets
€21k
Equity and liabilities €2.01M
Equity
€1.58M
Debt
€431k
Debt finances 21.5% of the balance-sheet total.
Key figures and ratios
ROE
-2.7%
ROA
-2.1%
Debt ≤ 1 year
€21k
Debt > 1 year
€410k
Filed annual accounts As filed with the NBB · 2025 · 31 lines
Balance sheet
Code2025
Assets
Total assets20/58€2.01M
Formation expenses20€8k
Fixed assets21/28€1.98M
Tangible fixed assets22/27€1.98M
Land and buildings22€1.98M
Plant, machinery and equipment23€2k
Current assets29/58€21k
Amounts receivable within one year40/41€2k
Trade receivables40€2k
Cash at bank and in hand54/58€19k
Equity and liabilities
Total equity and liabilities10/49€2.01M
Equity10/15€1.58M
Contributions10/11€1.62M
Profit (loss) carried forward14€-42k
Amounts payable17/49€431k
Amounts payable after more than one year17€410k
Financial debts170/4€410k
Amounts payable within one year42/48€21k
Taxes, remuneration and social security45€6k
Taxes450/3€6k
Other amounts payable47/48€14k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€87k
Other operating charges640/8€4k
Gross operating margin9900€70k
Operating profit (loss)9901€-21k
Financial charges65/66B€21k
Recurring financial charges65€21k
Profit (loss) for the period before taxes9903€-42k
Profit (loss) for the period9904€-42k
Profit (loss) for the period to be appropriated9905€-42k
Appropriation of the result
Profit (loss) to be appropriated9906€-42k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €87k |
| Other operating charges640/8 | €4k |
| Gross operating margin9900 | €70k |
| Operating profit (loss)9901 | €-21k |
| Financial charges65/66B | €21k |
| Recurring financial charges65 | €21k |
| Profit (loss) for the period before taxes9903 | €-42k |
| Profit (loss) for the period9904 | €-42k |
| Profit (loss) for the period to be appropriated9905 | €-42k |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €2.01M | |
| Formation expenses20 | €8k | |
| Fixed assets21/28 | €1.98M | |
| Tangible fixed assets22/27 | €1.98M | |
| Land and buildings22 | €1.98M | |
| Plant, machinery and equipment23 | €2k | |
| Current assets29/58 | €21k | |
| Amounts receivable within one year40/41 | €2k | |
| Trade receivables40 | €2k | |
| Cash at bank and in hand54/58 | €19k | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €2.01M | |
| Equity10/15 | €1.58M | |
| Contributions10/11 | €1.62M | |
| Profit (loss) carried forward14 | €-42k | |
| Amounts payable17/49 | €431k | |
| Amounts payable after more than one year17 | €410k | |
| Financial debts170/4 | €410k | |
| Amounts payable within one year42/48 | €21k | |
| Taxes, remuneration and social security45 | €6k | |
| Taxes450/3 | €6k | |
| Other amounts payable47/48 | €14k | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €-42k |
| + Depreciation and write-downs630 | €87k |
| Operating cash flow (approximation) | €45k |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bertem · 1 establishment unit since 2024
Ground area
2,285 m²
Building footprint
1,014 m²
Volume, LiDAR
5,211 m³
Parcel 24061A0353/00W000, Flanders · tallest building 9.7 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Roblico
since 20242.356.102.185
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24061A0353/00W000 | Flanders | 2,285 m² | 1 · 1,014 m² | 9.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
EPS MONIZZE
BE 0891.721.691
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ONESTO WOONPUNT
BE 0450.367.337
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PERUGIA
BE 0897.050.951
Antwerpen · Eq €1,608,146
EUROGOLD
BE 0426.259.669
Brussel · Eq €1,547,445
WELLDOM
BE 0546.757.425
Anderlues · Eq €1,545,452
Of 1,507 companies in sector 66199 we hold annual accounts for 917. 467 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-02-2024
Fiscal year end31-12
Activities, NACEBEL 2025
66199Other activities auxiliary to financial services, excluding insurance and pension funding
Scores and ratios are computed by Checked and are not a credit decision.