ROBERT SIMILON
ActiveSummary
ROBERT SIMILON has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €515k and a net result of €198k. Equity is shrinking by ~9.1% per year across the filed fiscal years. Its solvency ranks better than 58% of 11389 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability94▲+5
Solvency77▼-16
Growth32=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 2.09 against 3.02 in 2024; short-term debt: 41.7% and cash: 63.4% of total assets), and 47.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52.3%
Return on assets
20.1%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
on the day
2022
3 d late
2021
2 d late
2020
1 d early
2019
31 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close25-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€515k▼ 20.6%
2024 · €649k
2019: €1.19Mhighest in 7 years
2020: €737k▼ -37.8% vs 2019
2021: €836k▲ +13.4% vs 2020
2022: €686k▼ -17.9% vs 2021
2023: €705k▲ +2.7% vs 2022
2024: €649k▼ -7.9% vs 2023
2025: €515k▼ -20.6% vs 2024lowest in 7 years
2019 → 2025
Total assets
€985k▲ 2.7%
2024 · €958k
2019: €1.37Mhighest in 7 years
2020: €1.10M▼ -19.7% vs 2019
2021: €1.06M▼ -3.7% vs 2020
2022: €945k▼ -10.7% vs 2021
2023: €845k▼ -10.6% vs 2022lowest in 7 years
2024: €958k▲ +13.4% vs 2023
2025: €985k▲ +2.7% vs 2024
2019 → 2025
Net result
€198k▲ 27.3%
2024 · €155k
2019: €211khighest in 7 years
2020: €115k▼ -45.7% vs 2019
2021: €98k▼ -14.1% vs 2020lowest in 7 years
2022: €118k▲ +20.0% vs 2021
2023: €121k▲ +2.0% vs 2022
2024: €155k▲ +28.9% vs 2023
2025: €198k▲ +27.3% vs 2024
2019 → 2025
Working capital
€449k▼ 25.9%
2024 · €606k
2019: €1.31Mhighest in 7 years
2020: €810k▼ -38.0% vs 2019
2021: €913k▲ +12.7% vs 2020
2022: €760k▼ -16.8% vs 2021
2023: €685k▼ -9.8% vs 2022
2024: €606k▼ -11.6% vs 2023
2025: €449k▼ -25.9% vs 2024lowest in 7 years
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€836k-€686k▼ 17.9%€705k▲ 2.7%€649k▼ 7.9%€515k▼ 20.6%
2021: €836khighest in 5 years
2022: €686k▼ -17.9% vs 2021
2023: €705k▲ +2.7% vs 2022
2024: €649k▼ -7.9% vs 2023
2025: €515k▼ -20.6% vs 2024lowest in 5 years
Operating result€144k-€170k▲ 17.9%€178k▲ 4.5%€219k▲ 23.2%€277k▲ 26.4%
2021: €144klowest in 5 years
2022: €170k▲ +17.9% vs 2021
2023: €178k▲ +4.5% vs 2022
2024: €219k▲ +23.2% vs 2023
2025: €277k▲ +26.4% vs 2024highest in 5 years
Net result€98k-€118k▲ 20.0%€121k▲ 2.0%€155k▲ 28.9%€198k▲ 27.3%
2021: €98klowest in 5 years
2022: €118k▲ +20.0% vs 2021
2023: €121k▲ +2.0% vs 2022
2024: €155k▲ +28.9% vs 2023
2025: €198k▲ +27.3% vs 2024highest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 26% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €985k
Fixed assets
€125k ▲ 139%
Current assets
€860k ▼ 5.1%
Equity and liabilities €985k
Equity
€515k ▼ 20.6%
Debt
€469k ▲ 51.6%
Debt's share of the balance-sheet total rises from 32.3% to 47.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€304k▲
2024 · €237k
Cash flow
€225k▲
2024 · €173k
Current ratio
2.09▼
2024 · 3.02
Debt to equity
0.91▲
2024 · 0.48
ROE
38.4%▲
2024 · 24.0%
ROA
20.1%▲
2024 · 16.2%
Interest coverage
91.75▼
2024 · 225.26
Debt ≤ 1 year
€411k▲
2024 · €300k
Debt > 1 year
€58k▲
2024 · €9k
Income taxes
€89k▲
2024 · €69k
Staff costs
€34k▲
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines
Balance sheet
Code20242025
Assets
Total assets20/58€958k€985k▲
Fixed assets21/28€52k€125k▲
Intangible fixed assets21€654€0▼
Tangible fixed assets22/27€51k€125k▲
Plant, machinery and equipment23€14k€13k▼
Furniture and vehicles24€38k€111k▲
Current assets29/58€906k€860k▼
Amounts receivable within one year40/41€256k€196k▼
Trade receivables40€244k€155k▼
Other amounts receivable41€12k€41k▲
Current investments50/53€400k€0▼
Cash at bank and in hand54/58€197k€625k▲
Deferred charges and accrued income490/1€53k€40k▼
Equity and liabilities
Total equity and liabilities10/49€958k€985k▲
Equity10/15€649k€515k▼
Contributions10/11€30k€30k=
Reserves13€619k€485k▼
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€619k€485k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€309k€469k▲
Amounts payable after more than one year17€9k€58k▲
Financial debts170/4€9k€58k▲
Amounts payable within one year42/48€300k€411k▲
Current portion of amounts payable after more than one year42€3k€24k▲
Trade debts44€49k€25k▼
Suppliers440/4€49k€25k▼
Taxes, remuneration and social security45€48k€31k▼
Taxes450/3€43k€24k▼
Remuneration and social security454/9€5k€7k▲
Other amounts payable47/48€201k€331k▲
Income statement
Code20242025
Remuneration, social security and pensions62€20k€34k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€27k▲
Provisions for liabilities and charges: additions (uses and reversals)635/8€0-
Other operating charges640/8€2k€6k▲
Gross operating margin9900€259k€345k▲
Operating profit (loss)9901€219k€277k▲
Financial income75/76B€7k€14k▲
Recurring financial income75€7k€14k▲
Financial charges65/66B€1k€3k▲
Recurring financial charges65€1k€3k▲
Profit (loss) for the period before taxes9903€224k€287k▲
Income taxes67/77€69k€89k▲
Profit (loss) for the period9904€155k€198k▲
Profit (loss) for the period to be appropriated9905€155k€198k▲
Appropriation of the result
Profit (loss) to be appropriated9906€155k€198k▲
Transfer from equity791/2€211k€331k▲
Transfer to equity691/2€155k€198k▲
To other reserves6921€155k€198k▲
Profit to be distributed694/7€211k€331k▲
Return on contributions (dividend)694€211k€331k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | €20k | €34k | ▲ 69.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €19k | €17k | €14k | €18k | €27k | ▲ 50.9% |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | - | - | €-22k | €0 | - | - |
| Other operating charges640/8 | - | €2k | €2k | €2k | €6k | ▲ 235% |
| Gross operating margin9900 | €165k | €189k | €172k | €259k | €345k | ▲ 33.0% |
| Operating profit (loss)9901 | €144k | €170k | €178k | €219k | €277k | ▲ 26.4% |
| Financial income75/76B | - | €4k | €2k | €7k | €14k | ▲ 108% |
| Recurring financial income75 | €3k | €4k | €2k | €7k | €14k | ▲ 108% |
| Financial charges65/66B | - | €5k | €7k | €1k | €3k | ▲ 215% |
| Recurring financial charges65 | €7k | €5k | €7k | €1k | €3k | ▲ 215% |
| Profit (loss) for the period before taxes9903 | €140k | €169k | €172k | €224k | €287k | ▲ 27.9% |
| Income taxes67/77 | €42k | €51k | €52k | €69k | €89k | ▲ 29.3% |
| Profit (loss) for the period9904 | €98k | €118k | €121k | €155k | €198k | ▲ 27.3% |
| Profit (loss) for the period to be appropriated9905 | €98k | €118k | €121k | €155k | €198k | ▲ 27.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.06M | €945k | €845k | €958k | €985k | ▲ 2.7% |
| Fixed assets21/28 | €37k | €29k | €19k | €52k | €125k | ▲ 139% |
| Intangible fixed assets21 | - | €5k | €3k | €654 | €0 | ▼ 100% |
| Tangible fixed assets22/27 | €37k | €23k | €16k | €51k | €125k | ▲ 142% |
| Plant, machinery and equipment23 | - | €613 | €5k | €14k | €13k | ▼ 3.3% |
| Furniture and vehicles24 | - | €23k | €11k | €38k | €111k | ▲ 195% |
| Current assets29/58 | €1.02M | €916k | €826k | €906k | €860k | ▼ 5.1% |
| Amounts receivable within one year40/41 | €122k | €187k | €147k | €256k | €196k | ▼ 23.6% |
| Trade receivables40 | - | €164k | €141k | €244k | €155k | ▼ 36.5% |
| Other amounts receivable41 | - | €23k | €6k | €12k | €41k | ▲ 235% |
| Current investments50/53 | - | - | - | €400k | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €812k | €655k | €617k | €197k | €625k | ▲ 217% |
| Deferred charges and accrued income490/1 | - | €74k | €62k | €53k | €40k | ▼ 25.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.06M | €945k | €845k | €958k | €985k | ▲ 2.7% |
| Equity10/15 | €836k | €686k | €705k | €649k | €515k | ▼ 20.6% |
| Contributions10/11 | - | €30k | €30k | €30k | €30k | = |
| Reserves13 | €806k | €656k | €675k | €619k | €485k | ▼ 21.6% |
| Non-distributable reserves130/1 | - | €13k | €13k | €0 | - | - |
| Reserves not available under the articles1311 | - | €13k | €13k | €0 | - | - |
| Distributable reserves133 | - | €643k | €662k | €619k | €485k | ▼ 21.6% |
| Profit (loss) carried forward14 | - | €0 | €0 | €0 | €0 | - |
| Provisions and deferred taxes16 | €22k | €22k | €0 | - | - | - |
| Provisions for liabilities and charges160/5 | - | €22k | €0 | - | - | - |
| Pensions and similar obligations160 | - | €22k | €0 | - | - | - |
| Amounts payable17/49 | €200k | €237k | €140k | €309k | €469k | ▲ 51.6% |
| Amounts payable after more than one year17 | €93k | €80k | €0 | €9k | €58k | ▲ 543% |
| Financial debts170/4 | - | €80k | €0 | €9k | €58k | ▲ 543% |
| Amounts payable within one year42/48 | €107k | €157k | €140k | €300k | €411k | ▲ 36.8% |
| Current portion of amounts payable after more than one year42 | - | €13k | €0 | €3k | €24k | ▲ 738% |
| Trade debts44 | €14k | €36k | €19k | €49k | €25k | ▼ 50.1% |
| Suppliers440/4 | - | €36k | €19k | €49k | €25k | ▼ 50.1% |
| Taxes, remuneration and social security45 | - | €14k | €24k | €48k | €31k | ▼ 34.5% |
| Taxes450/3 | - | €14k | €24k | €43k | €24k | ▼ 43.6% |
| Remuneration and social security454/9 | - | - | - | €5k | €7k | ▲ 46.8% |
| Other amounts payable47/48 | - | €94k | €97k | €201k | €331k | ▲ 65.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €98k | €118k | €121k | €155k | €198k | ▲ 27.3% |
| + Depreciation and write-downs630 | €19k | €17k | €14k | €18k | €27k | ▲ 50.9% |
| Operating cash flow (approximation) | €117k | €135k | €135k | €173k | €225k | ▲ 29.8% |
| Investment in fixed assets (approximation) | - | €-9k | €-5k | €-51k | €-100k | ▼ 96.4% |
| Change in cash | - | €-158k | €-38k | €-420k | €428k | ▲ 202% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
30-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
03-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 3 days late
2021
02-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 2 days late
31-03
Financial
Weakest financial yearnet €98k ▼14.1%
Net result drops to €98k, the lowest in the series; recovery starts the following year.
31-03
Financial
Liquidity doublescurrent ratio 9.50
Current ratio from 4.46 to 9.50; short-term debt falls from €234k to €107k.
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
03-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
13-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
05-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lier · 1 establishment unit since 1990
Ground area
764 m²
Building footprint
238 m²
Volume, LiDAR
1,753 m³
Parcel 12019A0286/00R000, Flanders · tallest building 10.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Kruisstraat 42, 2500 Lier
since 19902.047.886.269
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12019A0286/00R000 | Flanders | 764 m² | 1 · 238 m² | 10.3 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 191 companies in sector 46646 we hold annual accounts for 119. 91 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded07-02-1990
Fiscal year end31-03
Activities, NACEBEL 2025
46646Wholesale trade
74999Other professional, scientific and technical activities
Scores and ratios are computed by Checked and are not a credit decision.