ROBERT ASSUR
ROBERT ASSUR is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €74k and a net result of €95k. Equity is growing by ~20.6% per year across the filed fiscal years. Its solvency ranks better than 38% of 1433 sector peers (fiscal year 2025). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €74k |
| Net result | €95k |
| Staff (FTE) | 1.1 |
| Better than sector | 38% |
Strong profile, led by profitability.
Computed on 4 of 5 axes. Not measured: health. An unmeasured axis is not a zero: no data was read for it.
This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 28.1% | 38.3% | |
| Net result | €95k | €72k | |
| Equity | €74k | €272k | |
| Gross operating margin | €199k | €347k | |
| Staff costs | €48k | €250k |
Figures by fiscal year and ratios
| Fiscal year | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Deposit | abbreviated schema | micro schema | micro schema | micro schema | micro schema |
| Revenue | n/a | n/a | n/a | n/a | n/a |
| EBITDA | n/a | n/a | n/a | n/a | n/a |
| Net profit | €95k | €31k | €-5k | €28k | €-23k |
| Cash flow | n/a | n/a | n/a | n/a | n/a |
| Staff costs | €48k | €44k | €42k | €3k | - |
| Income taxes | €35k | €13k | €3k | €9k | €20 |
| Dividends | €90k | €13k | - | - | - |
| Total assets | €262k | €179k | €78k | €90k | €69k |
| Equity | €74k | €69k | €50k | €55k | €27k |
| Debt | €188k | €111k | €29k | €35k | €41k |
| of which ≤ 1y | €115k | €42k | €29k | €30k | €40k |
| of which > 1y | €55k | €65k | - | €5k | - |
| Working capital | n/a | n/a | n/a | n/a | n/a |
| Employees (FTE) | 1.1 | 1.0 | 1.0 | 0.1 | - |
| 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|
| Current ratio | n/a | n/a | n/a | n/a | n/a |
| Quick ratio | n/a | n/a | n/a | n/a | n/a |
| Working capital ratio | n/a | n/a | n/a | n/a | n/a |
| Solvency | 28.1% | 38.3% | 63.4% | 60.9% | 39.8% |
| Debt / equity | n/a | n/a | n/a | n/a | n/a |
| Long-term debt ratio | n/a | n/a | n/a | n/a | n/a |
| Interest coverage | n/a | n/a | n/a | n/a | n/a |
| Gross margin | n/a | n/a | n/a | n/a | n/a |
| Net margin | n/a | n/a | n/a | n/a | n/a |
| ROA | 36.3% | 17.6% | -6.9% | 30.5% | -33.0% |
| ROE | 129.0% | 45.9% | -10.9% | 50.2% | -82.8% |
| EBITDA margin | n/a | n/a | n/a | n/a | n/a |
| Days sales outstanding | n/a | n/a | n/a | n/a | n/a |
| Days payable outstanding | n/a | n/a | n/a | n/a | n/a |
| Inventory turnover | n/a | n/a | n/a | n/a | n/a |
| Days inventory (DSI) | n/a | n/a | n/a | n/a | n/a |
Full annual accounts (24 line items)
| Line item | Code | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Balance sheet, Assets | ||||||
| TOTAL ASSETS | 20/58 | €262k | €179k | €78k | €90k | €69k |
| Fixed assets | 21/28 | €89k | €88k | €21k | €27k | €21k |
| Intangible fixed assets | 21 | €66k | €80k | €9k | €13k | €2k |
| Tangible fixed assets | 22/27 | €23k | €8k | €12k | €14k | €20k |
| Current assets | 29/58 | €173k | €91k | €57k | €64k | €47k |
| Amounts receivable within one year | 40/41 | €58k | €38k | €27k | €23k | €25k |
| Cash & bank | 54/58 | €110k | €43k | €25k | €38k | €21k |
| Balance sheet, Equity & liabilities | ||||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €262k | €179k | €78k | €90k | €69k |
| Equity | 10/15 | €74k | €69k | €50k | €55k | €27k |
| Contributions / capital | 10/11 | €69k | €69k | €69k | €69k | €69k |
| Reserves | 13 | €5k | - | - | - | - |
| Accumulated profits (losses) | 14 | - | - | €-19k | €-14k | €-41k |
| Amounts payable | 17/49 | €188k | €111k | €29k | €35k | €41k |
| Amounts payable after one year | 17 | €55k | €65k | - | €5k | - |
| Amounts payable within one year | 42/48 | €115k | €42k | €29k | €30k | €40k |
| Trade debts payable within one year | 44 | €8k | €13k | €16k | €13k | €19k |
| Income statement | ||||||
| Gross operating margin | 9900 | €199k | €110k | €52k | €51k | €-19k |
| Operating result | 9901 | €130k | €47k | €-2k | €36k | €-21k |
| Financial income | 75 | €4k | €10 | €519 | €2k | €2 |
| Financial charges | 65 | €4k | €3k | €774 | €1k | €2k |
| Result before taxes | 9903 | €130k | €44k | €-2k | €37k | €-23k |
| Income taxes | 67/77 | €35k | €13k | €3k | €9k | €20 |
| Net result for the period | 9904 | €95k | €31k | €-5k | €28k | €-23k |
| Result to be appropriated | 9905 | €95k | €31k | €-5k | €28k | €-23k |
-
Current26-02-2025 → present
Former directors (1)
-
Robert ThomasDirectorState Gazette act 25037728 (20-03-2025)Former- → 26-02-2025
| NACE primary | Insurance agents and brokers(66220) |
| Legal form | Private limited company(610) |
| Incorporation | 25-06-2008 |
| Status | Active |
| Postal code | 7330 |
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53070B0267/00G000 | Wallonia | 554 m² | 1 · 161 m² | 14.6 m · 4 fl. |
| 53070B0270/00G000 | Wallonia | 222 m² | 1 · 50 m² | 14.6 m · 4 fl. |
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
20-03-2025 1 director appointed, 1 resigning
- T-ROB Consulting, Bestuurder
- Robert Thomas, Bestuurder
Technical details
{
"events": [
{
"kind": "director_out",
"role": "administrateur",
"person": {
"rrn": null,
"name": "Robert Thomas",
"address": null,
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": "de_plein_droit_dissolution",
"subkind": "regular",
"via_org": null,
"statutory": null,
"compensated": null,
"effective_date": "2025-02-26",
"evidence_quote": "D\u00E9mission de Monsieur Robert Thomas de son poste d\u0027administrateur avec effet imm\u00E9diat",
"decharge_status": null,
"mandate_duration": null,
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": "immediate"
},
{
"kind": "director_in",
"role": "administrateur",
"person": null,
"reason": null,
"subkind": "regular",
"via_org": {
"kbo": "1020.294.696",
"name": "T-ROB Consulting",
"address": null,
"country": null,
"legal_form": "SRL"
},
"statutory": null,
"compensated": null,
"effective_date": "2025-02-26",
"evidence_quote": "Nomination au poste d\u0027administrateur, avec effet imm\u00E9diat, de la SRL T-ROB Consulting (1020294696) ayant comme repr\u00E9sentant permanent Monsieur Robert Thomas",
"decharge_status": null,
"mandate_duration": null,
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": "immediate"
},
{
"kind": "rep_rotation",
"role": "directeur",
"person": {
"rrn": null,
"name": "Robert Thomas",
"address": null,
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": null,
"subkind": "regular",
"via_org": {
"kbo": "1020.294.696",
"name": "T-ROB Consulting",
"address": null,
"country": null,
"legal_form": "SRL"
},
"statutory": null,
"compensated": null,
"effective_date": "2025-02-26",
"evidence_quote": "Nomination au poste d\u0027administrateur, avec effet imm\u00E9diat, de la SRL T-ROB Consulting (1020294696) ayant comme repr\u00E9sentant permanent Monsieur Robert Thomas",
"decharge_status": null,
"mandate_duration": null,
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": "immediate"
}
],
"notary": {
"name": null,
"firm_city": null,
"firm_name": null,
"office_city": "Mons",
"is_associated": false
},
"act_meta": {
"language": "fr",
"pub_date": null,
"filing_date": "2025-03-12",
"act_kind_objet": "Objet de l\u0027acte:"
},
"decisions": [
{
"body": "algemene_vergadering",
"date": "2025-02-26",
"unanimous": null
}
],
"is_correction": false,
"subject_company": {
"kbo": "0898.826.942",
"name_full": "ROBERT ASSUR",
"legal_form": "SRL"
},
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": "Thomas Robert",
"org_rep_person_name": null,
"person_role_at_subject": "Repr\u00E9sentant permanent de l\u0027administrateur personne morale T-ROB Consulting"
},
"co_filed_documents": [],
"corrected_publication_numac": null
}| Legal nameFR | ROBERT ASSUR |