RKS
ActiveSummary
The computed 12-month bankruptcy probability of RKS is 3.2% (moderate). The 2025 annual accounts show equity of €16k and a net result of €11k. Equity is shrinking by ~42.9% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 26% of 960 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
43
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability82▲+82
Solvency40▲+40
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
3.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity tight (current ratio 1.17; short-term debt: 84.9% and cash: 0% of total assets), and 84.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 52
Relative position
BE, all sectors
reference
Sector 52
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
15.1%
Return on assets
10.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
28 d late
2023
31 d late
2022
31 d late
2021
31 d late
2020
41 d late
2019
122 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€11k
EBIT margin
-120.9%
Net result
€11k
2023 · €-4k
2019: €-14k
2020: €-6k
2021: €9k
2022: €-19k
2023: €-4k
2019 → 2025
Working capital
€15k
2023 · €-15k
2019: €5k
2020: €-1k
2021: €8k
2022: €-11k
2023: €-15k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232025Trend
Equity€-1k-€8k€-11k€-15k▼ 36.7%€16k
Operating result€-6k-€9k€-19k€-4k▲ 79.1%€11k
Net result€-6k-€9k€-19k€-4k▲ 78.6%€11k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result is €11k in 2025, compared with €-4k in 2023. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
Assets €105k
Fixed assets
€415
Current assets
€104k
Equity and liabilities €105k
Equity
€16k
Debt
€89k
Debt finances 84.9% of the balance-sheet total.
Key figures and ratios
EBITDA
€11k
Cash flow
€11k
Current ratio
1.17
Quick ratio
0.93
Debt to equity
5.61
ROE
67.9%
ROA
10.3%
Interest coverage
70.35
Debt ≤ 1 year
€89k▲
2023 · €18k
Staff costs
€2k▼
2023 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2023 · 37 lines
Balance sheet
Code20232025
Assets
Total assets20/58€3k€105k▲
Fixed assets21/28-€415
Tangible fixed assets22/27-€415
Plant, machinery and equipment23-€415
Current assets29/58€3k€104k▲
Stocks and contracts in progress3-€22k
Contracts in progress37-€22k
Amounts receivable within one year40/41€2k€82k▲
Trade receivables40-€74k
Other amounts receivable41€2k€8k▲
Cash at bank and in hand54/58€21€25▲
Deferred charges and accrued income490/1€144€725▲
Equity and liabilities
Total equity and liabilities10/49€3k€105k▲
Equity10/15€-15k€16k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-34k€-3k▲
Amounts payable17/49€18k€89k▲
Amounts payable within one year42/48€18k€89k▲
Trade debts44€363€34k▲
Suppliers440/4€363€34k▲
Advances received on contracts in progress46-€42k
Taxes, remuneration and social security45€5k€14k▲
Taxes450/3€75€14k▲
Remuneration and social security454/9€4k-
Other amounts payable47/48€13k-
Income statement
Code20232025
Remuneration, social security and pensions62€9k€2k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€154
Other operating charges640/8-€730
Gross operating margin9900€5k€14k▲
Operating profit (loss)9901€-4k€11k▲
Financial charges65/66B€120€157▲
Recurring financial charges65€120€157▲
Profit (loss) for the period before taxes9903€-4k€11k▲
Profit (loss) for the period9904€-4k€11k▲
Profit (loss) for the period to be appropriated9905€-4k€11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-34k€-3k▲
Profit (loss) brought forward from the previous period14P€-30k€-14k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-09
State Gazette act
Registered officeRegistered-office move2 facts ▸
State Gazette act
Registered office
Registered-office move2 facts ▸
- General meeting, 04-08-2026
- Registered-office move, Avenue des Gerfauts, 10 bte 34 - 1170 Bruxelles
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Back to profitnet €11k
Net result €11k after 2 loss-making years.
31-12
Financial
Liquidity times 8current ratio 1.17
Current ratio from 0.14 to 1.17.
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Weakest financial yearnet €-19k ▼306%
Net result drops to €-19k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Back to profitnet €9k
Net result €9k after 2 loss-making years.
31-12
Financial
Liquidity doublescurrent ratio 2.06
Current ratio from 0.94 to 2.06; short-term debt falls from €23k to €7k.
10-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 41 days late
2020
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 122 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Watermaal-Bosvoorde · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Giervalkenlaan 101170 Watermaal-BosvoordeGround area
1.4 ha
Building footprint
500 m²
Volume, LiDAR
15,914 m³
2 parcels, Brussels · tallest building 40.7 m, ±12 floors. Linked by address, not a title deed.
1 establishment unit
AVCI &HA
since 20182.281.639.344
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21017D0214/00F000 | Brussels | 1.4 ha | 1 · 398 m² | 40.7 m · 12 fl. |
| 21816C0141/00V003 | Brussels | 170 m² | 1 · 102 m² | 17.0 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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TGD GROUP
BE 1003.900.114
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P&CO SHUTTLE
BE 0716.797.336
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LXR DEPANNAGE
BE 0793.352.013
Overijse · Eq €15,321
ALEV
BE 1018.736.560
Brussel · Eq €16,368
Of 1,725 companies in sector 52210 we hold annual accounts for 771. 399 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-11-2018
Fiscal year end31-12
Activities, NACEBEL 2025
46900Non-specialised wholesale trade
52210Service activities incidental to land transportation
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95316Washing and cleaning of motor vehicles
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.