RKFF
ActiveRKFF has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €118k and a net result of €-8k. Equity is growing by ~8.7% per year across the filed fiscal years. Its solvency ranks better than 26% of 11195 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
15
/ 100
Critical▼ -36 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-100
Solvency11▼-2
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.69 against 0.77 in 2024), and 89.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
26 d late
2024
25 d late
2023
30 d late
2022
30 d late
2021
16 d late
2020
30 d late
2019
25 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€118k▼ 6.6%
2024 · €126k
2018: €32k
2019: €71k
2020: €96k
2021: €140k
2022: €98k
2023: €73k
2024: €126k
2018 → 2025
Total assets
€1.11M▼ 6.8%
2024 · €1.19M
2018: €167k
2019: €190k
2020: €232k
2021: €287k
2022: €450k
2023: €1.15M
2024: €1.19M
2018 → 2025
Net result
€-8k
2024 · €54k
2018: €15k
2019: €36k
2020: €25k
2021: €49k
2022: €-42k
2023: €-25k
2024: €54k
2018 → 2025
Working capital
€-106k▼ 30.0%
2024 · €-81k
2018: €43k
2019: €74k
2020: €93k
2021: €139k
2022: €84k
2023: €-20k
2024: €-81k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€140k-€98k▼ 30.3%€73k▼ 25.5%€126k▲ 73.6%€118k▼ 6.6%
Operating result€64k-€-33k€-13k▲ 60.0%€72k€10k▼ 86.3%
Net result€49k-€-42k€-25k▲ 41.2%€54k€-8k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 86% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.11M
Fixed assets
€879k▼ 3.8%
Current assets
€231k▼ 16.8%
Equity and liabilities €1.11M
Equity
€118k▼ 6.6%
Debt
€992k▼ 6.9%
The debt ratio stays at 89.4%.
Key figures and ratios
EBITDA
€49k▼
2024 · €103k
Cash flow
€31k▼
2024 · €85k
Solvency
10.6%▲
2024 · 10.6%
Current ratio
0.69▼
2024 · 0.77
Quick ratio
0.31▼
2024 · 0.37
Debt / equity
8.41▼
2024 · 8.43
ROE
-7.1%▼
2024 · 42.4%
ROA
-0.8%▼
2024 · 4.5%
Interest coverage
2.79▼
2024 · 5.53
Debt
€992k▼
2024 · €1.07M
Debt ≤ 1 year
€337k▼
2024 · €359k
Debt > 1 year
€655k▼
2024 · €706k
Income taxes
€775▲
2024 · €751
Staff costs
€16k▼
2024 · €28k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.19M€1.11M▼
Fixed assets21/28€914k€879k▼
Tangible fixed assets22/27€913k€878k▼
Land and buildings22€872k€852k▼
Plant, machinery and equipment23€5k€4k▼
Furniture and vehicles24€35k€22k▼
Financial fixed assets28€1k€1k=
Current assets29/58€277k€231k▼
Stocks and contracts in progress3€146k€127k▼
Stocks30/36€146k€127k▼
Amounts receivable within one year40/41€31k€33k▲
Trade receivables40€24k€27k▲
Other amounts receivable41€7k€6k▼
Cash at bank and in hand54/58€98k€67k▼
Deferred charges and accrued income490/1€3k€3k▼
Equity and liabilities
Total equity and liabilities10/49€1.19M€1.11M▼
Equity10/15€126k€118k▼
Contributions10/11€19k€19k=
Reserves13€121k€121k=
Distributable reserves133€121k€121k=
Profit (loss) carried forward14€-14k€-22k▼
Amounts payable17/49€1.07M€992k▼
Amounts payable after more than one year17€706k€655k▼
Financial debts170/4€706k€655k▼
Amounts payable within one year42/48€359k€337k▼
Current portion of amounts payable after more than one year42€53k€51k▼
Trade debts44€169k€130k▼
Suppliers440/4€169k€130k▼
Taxes, remuneration and social security45€38k€40k▲
Taxes450/3€32k€34k▲
Remuneration and social security454/9€6k€6k▼
Other amounts payable47/48€99k€115k▲
Income statement
Code20242025
Non-recurring operating income76A€71€303▲
Remuneration, social security and pensions62€28k€16k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€32k€39k▲
Other operating charges640/8€44k€31k▼
Non-recurring operating charges66A€2k€641▼
Gross operating margin9900€179k€97k▼
Operating profit (loss)9901€72k€10k▼
Financial income75/76B€1k€109▼
Recurring financial income75€1k€109▼
Financial charges65/66B€19k€18k▼
Recurring financial charges65€19k€18k▼
Profit (loss) for the period before taxes9903€54k€-8k▼
Income taxes67/77€751€775▲
Profit (loss) for the period9904€54k€-8k▼
Profit (loss) for the period to be appropriated9905€54k€-8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-14k€-22k▼
Profit (loss) brought forward from the previous period14P€-67k€-14k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
31-12
Financial
Back to profitnet €54k
Net result €54k after 2 loss-making years.
31-12
Financial
Equity above €100kEq €126k ▲73.6%
Equity rises from €73k to €126k.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Weakest financial yearnet €-42k ▼187%
Net result drops to €-42k, the lowest in the series; recovery starts the following year.
16-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 16 days late
2021
31-12
Financial
Equity above €100kEq €140k ▲45.7%
4 profitable years in a row build equity to €140k.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
25-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 25 days late
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 59 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wanze · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Wavre(WAN) 2134520 WanzeGround area
3,030 m²
Building footprint
295 m²
Parcel 61072A0315/00A000, Wallonia. Linked by address, not a title deed.
1 establishment unit
LA VINOTHEQUE
since 20162.253.772.729
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61072A0315/00A000 | Wallonia | 3,030 m² | 1 · 295 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Sofico
BE 0454.631.872
Knokke-Heist · Eq €118k
La Cave à vins
BE 0507.798.463
Visé · Eq €119k
BIODYVINO
BE 0449.120.094
Aartselaar · Eq €117k
GOUT DIT VIN
BE 0806.346.746
Sambreville · Eq €116k
RODRIGUES - WIJNEN
BE 0418.366.542
Zele · Eq €121k
Of 1,043 companies in sector 46341 we hold annual accounts for 530. 384 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-06-2016
Fiscal year end31-12
Activities, NACEBEL
46341Wholesale of wines and spirits
47251Retail sale of wines and spirits
46349Wholesale of beverages, general range
47252Retail sale of beverages, general range
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.