RJI DECOR
ActiveSummary
The computed 12-month bankruptcy probability of RJI DECOR is 2.5% (moderate). The 2025 annual accounts show equity of €21k and a net result of €4k. Its solvency ranks better than 49% of 7453 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▼-26
Solvency67▲+5
Growth52
Track record94
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 1.68 against 1.42 in 2024; short-term debt: 28.5% and cash: 8.5% of total assets), but 57.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
42.1%
Return on assets
7.6%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 18-09-2025, 43 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
43 d early
2024
14 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close24-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€21k▲ 21.9%
2024 · €18k
2024: €18k
2024 → 2025
Total assets
€51k▲ 6.8%
2024 · €48k
2024: €48k
2024 → 2025
Net result
€4k▼ 69.4%
2024 · €13k
2024: €13k
2024 → 2025
Working capital
€10k▼ 21.7%
2024 · €13k
2024: €13k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€18k-€21k▲ 21.9%
Operating result€17k-€8k▼ 52.7%
Net result€13k-€4k▼ 69.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 53% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €51k
Fixed assets
€26k ▲ 434%
Current assets
€24k ▼ 42.9%
Equity and liabilities €51k
Equity
€21k ▲ 21.9%
Debt
€29k ▼ 2.1%
Debt's share of the balance-sheet total falls from 63.1% to 57.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€14k▼
2024 · €21k
Cash flow
€10k▼
2024 · €17k
Current ratio
1.68▲
2024 · 1.42
Debt to equity
1.37▼
2024 · 1.71
ROE
17.9%▼
2024 · 71.6%
ROA
7.6%▼
2024 · 26.4%
Interest coverage
5.53▼
2024 · 108.76
Debt ≤ 1 year
€14k▼
2024 · €30k
Debt > 1 year
€15k
Income taxes
€2k▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet
Code20242025
Assets
Total assets20/58€48k€51k▲
Fixed assets21/28€5k€26k▲
Tangible fixed assets22/27€5k€26k▲
Furniture and vehicles24€5k€6k▲
Leasing and similar rights25-€20k
Current assets29/58€43k€24k▼
Amounts receivable within one year40/41€23k€19k▼
Trade receivables40€23k€13k▼
Other amounts receivable41€182€6k▲
Cash at bank and in hand54/58€19k€4k▼
Deferred charges and accrued income490/1€837€602▼
Equity and liabilities
Total equity and liabilities10/49€48k€51k▲
Equity10/15€18k€21k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€13k€16k▲
Amounts payable17/49€30k€29k▼
Amounts payable after more than one year17-€15k
Financial debts170/4-€15k
Amounts payable within one year42/48€30k€14k▼
Current portion of amounts payable after more than one year42-€3k
Trade debts44€26k€9k▼
Suppliers440/4€26k€9k▼
Taxes, remuneration and social security45€4k€3k▼
Taxes450/3€4k€3k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€6k▲
Other operating charges640/8€1k€5k▲
Gross operating margin9900€22k€19k▼
Operating profit (loss)9901€17k€8k▼
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€194€3k▲
Recurring financial charges65€194€3k▲
Profit (loss) for the period before taxes9903€17k€6k▼
Income taxes67/77€4k€2k▼
Profit (loss) for the period9904€13k€4k▼
Profit (loss) for the period to be appropriated9905€13k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€13k€16k▲
Profit (loss) brought forward from the previous period14P-€13k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
18-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
17-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Drogenbos · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
W.A. Mozartlaan 21620 DrogenbosGround area
1.1 ha
Building footprint
879 m²
Volume, LiDAR
9,966 m³
2 parcels, Brussels, Flanders · tallest building 13.7 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
RJI DECOR
since 20222.337.444.236
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22001A0006/00W002 | Flanders | 1.1 ha | 1 · 794 m² | 13.0 m · 4 fl. |
| 21342B0033/00E003 | Brussels | 217 m² | 1 · 84 m² | 13.7 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LR CONSTRUCTION
BE 0734.973.156
La Roche-en-Ardenne · Eq €21,427
WIND+
BE 0568.718.918
Antwerpen · Eq €21,434
VEVABOUW
BE 0671.681.151
Anzegem · Eq €21,440
GuSi Build
BE 0801.460.124
Wuustwezel · Eq €21,416
Admin & Services
BE 0846.442.388
Elsene · Eq €21,412
Of 29,797 companies in sector 41001 we hold annual accounts for 16,049. 11,712 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-09-2022
Fiscal year end31-03
Activities, NACEBEL 2025
41001General construction of residential buildings
43211General electrical installation work
43221Plumbing work
43240Other construction installation
43410Roofing work
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.