RINGIMMO
ActiveSummary
RINGIMMO has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €258k and a net result of €-8k. Equity is shrinking by ~4% per year across the filed fiscal years. Its solvency ranks better than 95% of 37956 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
90
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability65=
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23k at 30 days acceptable
cash: 43.4% of total assets, and 0% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
100%
Return on assets
-3.1%
Age of the figures
21 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year €-8k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
31 d early
2023
34 d early
2022
34 d early
2021
32 d early
2020
30 d late
2019
38 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€258k▼ 3.0%
2023 · €266k
2018: €329k
2019: €312k
2020: €299k
2021: €288k
2022: €274k
2023: €266k
2018 → 2024
Total assets
€258k▼ 3.3%
2023 · €266k
2018: €329k
2019: €314k
2020: €301k
2021: €290k
2022: €274k
2023: €266k
2018 → 2024
Net result
€-8k▲ 5.0%
2023 · €-9k
2018: €-14k
2019: €-17k
2020: €-13k
2021: €-11k
2022: €-14k
2023: €-9k
2018 → 2024
Working capital
€192k▼ 4.4%
2021 · €201k
2018: €202k
2019: €202k
2020: €204k
2021: €201k
2018 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€299k-€288k▼ 3.6%€274k▼ 4.8%€266k▼ 3.1%€258k▼ 3.0%
Operating result€-13k-€-10k▲ 22.1%€-14k▼ 30.4%€-8k▲ 38.6%€-9k▼ 1.4%
Net result€-13k-€-11k▲ 20.6%€-14k▼ 30.7%€-9k▲ 38.8%€-8k▲ 5.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €9k in 2024 against €8k in 2023; the loss grows.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €258k
Fixed assets
€63k ▼ 14.9%
Current assets
€195k ▲ 1.2%
Key figures and ratios
EBITDA
€2k▼
2023 · €5k
Cash flow
€3k▼
2023 · €4k
Solvency
100.0%▲
2023 · 99.8%
ROE
-3.1%▲
2023 · -3.2%
ROA
-3.1%▲
2023 · -3.2%
Interest coverage
12.08▼
2023 · 14.68
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 38 lines
Balance sheet
Code20232024
Assets
Total assets20/58€266k€258k▼
Fixed assets21/28€74k€63k▼
Tangible fixed assets22/27€74k€63k▼
Land and buildings22€74k€63k▼
Current assets29/58€193k€195k▲
Amounts receivable within one year40/41€4k€1k▼
Trade receivables40€3k€1k▼
Other amounts receivable41€56€100▲
Current investments50/53€180k€82k▼
Cash at bank and in hand54/58€9k€112k▲
Deferred charges and accrued income490/1€528€537▲
Equity and liabilities
Total equity and liabilities10/49€266k€258k▼
Equity10/15€266k€258k▼
Contributions10/11€362k€362k=
Capital10€362k€362k=
Issued capital100€362k€362k=
Reserves13€42k€42k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Distributable reserves133€40k€40k=
Profit (loss) carried forward14€-139k€-147k▼
Amounts payable17/49€594-
Amounts payable within one year42/48€594-
Trade debts44€594-
Suppliers440/4€594-
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€11k▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€6k€4k▼
Operating profit (loss)9901€-8k€-9k▼
Financial income75/76B€186€615▲
Recurring financial income75€186€615▲
Financial charges65/66B€309€200▼
Recurring financial charges65€309€200▼
Profit (loss) for the period before taxes9903€-9k€-8k▲
Profit (loss) for the period9904€-9k€-8k▲
Profit (loss) for the period to be appropriated9905€-9k€-8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-139k€-147k▼
Profit (loss) brought forward from the previous period14P€-130k€-139k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
23-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-17k
Net result drops to €-17k, the lowest in the series; recovery starts the following year.
25-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
25-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
12-09
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 43 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lummen · 1 establishment unit since 1993
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ringlaan 153560 LummenGround area
1,743 m²
Building footprint
185 m²
Volume, LiDAR
1,483 m³
Parcel 71542D1622/00T000, Flanders · tallest building 10.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Ringlaan 15, 3560 Lummen
since 19932.061.444.790
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71542D1622/00T000 | Flanders | 1,743 m² | 1 · 185 m² | 10.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CASTORISAGGI
BE 0673.868.797
Hooglede · Eq €257,760
CILOGIS
BE 0474.832.420
Brugge · Eq €257,797
ABRAFA
BE 0770.970.747
Sint-Pieters-Woluwe · Eq €257,749
QUE
BE 0479.812.082
Herentals · Eq €257,806
YOUNIFY
BE 0728.813.161
Dilsen-Stokkem · Eq €257,839
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 38,816 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded11-03-1992
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
General meetings
1 convocationOrdinary general meeting
Verslag bestuurders. Goedkeuring jaarrekening. Aanwending resultaat. Ontlasting bestuurders.