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Ring Multi

Active
KBO/BCE: BE 0894.452.737
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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age18 yrs
Board4
Connections44
Real estate1 parcel · 2.6 ha

Summary

Conclusion

the dossier summarised in one paragraph

Ring Multi is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2022 annual accounts show equity of €2.32M and a net result of €-87k. Equity remains stable across the filed fiscal years (±0.1% per year). The company has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 10 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 21-08-2025, 21 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 21-08-2025 21 d late 2025-00400466
31-12-2023 31-07-2024 03-07-2024 28 d early 2024-00209198
31-12-2022 31-07-2023 07-07-2023 24 d early 2023-00229668
31-12-2021 31-07-2022 13-07-2022 18 d early 2022-20187167
31-12-2020 31-07-2021 13-07-2021 18 d early 2021-35500064
31-12-2019 31-07-2020 14-07-2020 17 d early 2020-30000569
31-12-2018 31-07-2019 11-07-2019 20 d early 2019-32100417
31-12-2017 31-07-2018 06-07-2018 25 d early 2018-29100239
31-12-2016 31-07-2017 26-07-2017 5 d early 2017-35300203
31-12-2015 31-07-2016 26-07-2016 5 d early 2016-34800544

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Established
Founded in 2007, 18 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Financials

Equity€2.32M-3.6%
Net result€-87k
Total assets€14.04M-3.3%
Solvency16.6%0pp

Annual accounts & ratios

Source: NBB · 2022
Annual accounts filed on 21-08-2025 with the NBB · fiscal year 2024 · verkort
€-500k€0€500k€1.00M€1.50MOperating result 2019: €1.68M€1.68MNet result 2019: €752k€752kOperating result 2021: €457k€457kNet result 2021: €176k€176kOperating result 2022: €273k€273kNet result 2022: €-87k€-87k201920212022
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
stable Equity: stable across 3 fiscal years (±0.1%/year).
€2.10M€2.20M€2.30M€2.40M€2.50M2023: €2.33M (€2.14M - €2.51M)2024: €2.33M (€2.14M - €2.51M)2025: €2.33M (€2.14M - €2.52M)2019: €2.32M2021: €2.41M2022: €2.32M201920212022202320242025
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Net profit
€-87k
- 19-22
Total assets
€14.04M
-3.3% 19-22
Equity
€2.32M
-3.6% 19-22
Income taxes
€110k
+141.7% 19-22
Debt
€11.71M
-3.3% 19-22
Debt ≤ 1y
€2.24M
-68.3% 19-22
Debt > 1y
€9.25M
+93.2% 19-22
Solvency
16.6%
-0.3% 19-22
ROE
-3.7%
- 19-22
ROA
-0.6%
- 19-22
Figures by fiscal year
Fiscal year2022
Depositverkort
Revenuen/a
EBITDAn/a
Net profit€-87k
Cash flown/a
Staff costs-
Income taxes€110k
Dividends-
Total assets€14.04M
Equity€2.32M
Debt€11.71M
of which ≤ 1y€2.24M
of which > 1y€9.25M
Working capitaln/a
Employees (FTE)-
Ratios (computed)
2022
Current ration/a
Quick ration/a
Working capital ration/a
Solvency16.6%
Debt / equityn/a
Long-term debt ration/a
Interest coveragen/a
Gross marginn/a
Net marginn/a
ROA-0.6%
ROE-3.7%
EBITDA marginn/a
Days sales outstandingn/a
Days payable outstandingn/a
Inventory turnovern/a
Days inventory (DSI)n/a
Balance-sheet composition 2022
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2022
Balance sheet, Assets
TOTAL ASSETS 20/58€14.04M
Fixed assets 21/28€13.01M
Tangible fixed assets 22/27€12.88M
Financial fixed assets 28€132k
Current assets 29/58€1.02M
Amounts receivable within one year 40/41€821k
Cash & bank 54/58€67k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€14.04M
Equity 10/15€2.32M
Contributions / capital 10/11€1.57M
Reserves 13€46k
Accumulated profits (losses) 14€713k
Amounts payable 17/49€11.71M
Amounts payable after one year 17€9.25M
Amounts payable within one year 42/48€2.24M
Trade debts payable within one year 44€612k
Income statement
Gross operating margin 9900€848k
Operating result 9901€273k
Financial charges 65€249k
Result before taxes 9903€24k
Income taxes 67/77€110k
Net result for the period 9904€-87k
Result to be appropriated 9905€-87k
You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2022 · computed
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here.

Directors

Directors & mandates

8 directors
Current directors & mandates
  • VABELDALegal entity
    Director· perm. rep.: Danny KERCKHOF
    State Gazette act 25063040 (19-05-2025)
    Current
    30-04-2025 → present
  • VABELDILegal entity
    Director· perm. rep.: Didier KERCKHOF
    State Gazette act 25063040 (19-05-2025)
    Current
    30-04-2025 → present
    2 events
    • 30-04-2025 Appointed· Director
    • 30-04-2025 Appointed· Managing director
  • VABELDOLegal entity
    Director· perm. rep.: Dorine KERCKHOF
    State Gazette act 25063040 (19-05-2025)
    Current
    30-04-2025 → present
  • OPUS TERRAELegal entity
    Director· perm. rep.: Paul GHEYSENS
    State Gazette act 23439483 (29-11-2023)
    Current
    23-11-2023 → present
Former directors (4)
  • Michael GHEYSENS
    Director
    State Gazette act 23439483 (29-11-2023)
    Former
    03-09-2012 → 30-04-2025
    4 events
    • 30-04-2025 Resigned· Director
    • 23-11-2023 Mandate renewed· Director
    • 28-06-2018 Appointed· Director
    • 03-09-2012 Appointed· Director
  • OPUS TERRAELegal entity
    Managing director· perm. rep.: Paul GHEYSENS
    State Gazette act 25067530 (27-05-2025)
    Former
    28-06-2018 → 30-04-2025
    6 events
    • 30-04-2025 Resigned· Director
    • 30-04-2025 Resigned· Managing director
    • 21-02-2025 Mandate renewed· Managing director
    • 21-02-2025 Mandate renewed· Director
    • 28-06-2018 Mandate renewed· Director
    • 28-06-2018 Mandate renewed· Managing director
  • Simon GHEYSENS
    Director
    State Gazette act 18175138 (06-12-2018)
    Former
    03-09-2012 → 23-11-2023
    3 events
    • 23-11-2023 Resigned· Director
    • 28-06-2018 Appointed· Director
    • 03-09-2012 Appointed· Director
  • Paul GHEYSENS
    Director
    State Gazette act 18175138 (06-12-2018)
    Former
    - → 28-06-2018
    2 events
    • 28-06-2018 Resigned· Director
    • 03-09-2012 Resigned· Director
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.

Statutory auditor

4 auditors
Statutory auditor IRE/IBR number Tenure
KPMG BedrijfsrevisorenCurrent
Statutory auditor · represented by Melissa CARTON
 - 18-01-2022 → present
Deloitte Bedrijfsrevisoren
Statutory auditor · represented by Rik NECKEBROECK
succeeded by KPMG Bedrijfsrevisoren in 2022
 - 28-06-2017 → 18-01-2022
Deloitte Bedrijfsrevisoren/Réviseurs d’Entreprises
Statutory auditor · represented by Rik NECKEBROECK
 - - → 28-06-2018
KPMG Réviseurs d'Entreprises
Statutory auditor · represented by Joachim HOEBEECK
 - 28-06-2018 → 10-11-2025
Appointed statutory auditor from the Belgian State Gazette. The IRE/IBR number refers to the register of the Institute of Registered Auditors.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen(66199)
Legal form Public limited company(014)
Incorporation24-12-2007
StatusActive
Postal code8800

Structure & network

Connections & network

44 connected companies
KPMG Réviseurs d'Entreprises, Parent company KRKPMG Réviseursd'EntreprisesOPUS TERRAE, Parent company OTOPUS TERRAEVABELDA, Parent company VVABELDAVABELDI, Parent company VVABELDIVABELDO, Parent company VVABELDO+34 companies via a shared corporate director +34via a sharedcorporate directorBEL-EURO-PA-INVEST, Shared corporate director BBEL-EURO…NVESTDE MEDICI, Shared corporate director DMDE MEDICIShoprent, Shared corporate director SShoprentTEXTILAC, Shared corporate director TTEXTILACVABELD, Shared corporate director VVABELDRing Multi Ring Multi0894.452.737
Group structureShared directorsBundled connections
Group structure
KPMG Réviseurs d'Entreprises
Parent · 419 subsidiaries · 7 locations
Control→
OPUS TERRAE
Parent · 35 subsidiaries · 1 location
Control→
VABELDA
Parent · 7 subsidiaries · 1 location
Control→
VABELDI
Parent · 7 subsidiaries · 1 location
Control→
VABELDO
Parent · 7 subsidiaries · 1 location
Control→
Network connections
AMETHIST VASTGOED
Shared corporate director
→
BEL-EURO-PA-INVEST
Shared corporate director
→
BELALAN BISCHOFFSHEIM LEASEHOLD
Shared corporate director
→
BELALAN LOUISE LEASEHOLD
Shared corporate director
→
BOUTIQUE HOTEL MANAGEMENT
Shared corporate director
→
BRUSSELS URBAN INVEST
Shared corporate director
→
CITRIEN
Shared corporate director
→
DE MEDICI
Shared corporate director
→
De Nieuwe Filature
Shared corporate director
→
DOCK-SITE
Shared corporate director
→
DOCORA
Shared corporate director
→
DOMEIN CULLIGAN
Shared corporate director
→
EUROSTADIUM EVENTS
Shared corporate director
→
EUROSTADIUM PARK
Shared corporate director
→
FILATURE RETAIL
Shared corporate director
→
GARAGE S.O.S.
Shared corporate director
→
Ghelamco Campus
Shared corporate director
→
GHELAMCO GROUP
Shared corporate director
→
GHELAMCO INVEST
Shared corporate director
→
LEADLIFE TECHNOLOGIES
Shared corporate director
→
LEISURE PROPERTY INVEST
Shared corporate director
→
LIBERICA
Shared corporate director
→
M. VAN STEENWINKEL
Shared corporate director
→
MEDICAL INTELLIGENCE HUB
Shared corporate director
→
MeetDistrict
Shared corporate director
→
MeetDistrict Gent
Shared corporate director
→
MUVOMA
Shared corporate director
→
NEPETA
Shared corporate director
→
PARKING GENT
Shared corporate director
→
PARKING LEUVEN
Shared corporate director
→
R.H.R. - INDUSTRIES
Shared corporate director
→
RING HOTEL
Shared corporate director
→
SAFE HOLDING BELGIUM
Shared corporate director
→
Shoprent
Shared corporate director
→
TEXTILAC
Shared corporate director
→
THE WHITE HOUSE ZOUTE
Shared corporate director
→
VABELD
Shared corporate director
→
WARSAW UNIT
Shared corporate director
→
Zeewind
Shared corporate director
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.

Locations & real estate

Registered office

on the map · from the address register
seat.Municipality exact location from the address register
37 companies at this address See who is registered here

Establishment units

1 location
RING RETAIL
Meensesteenweg 608, 8800 RoeselareHandel in eigen onroerend goed
since 20082.170.924.732
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area2.6 ha
Buildings1
Building footprint2.3 ha

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
36017D0732/00T000 Flanders 2.6 ha 1 · 2.3 ha -
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

12 acts
Capital history · 1
23-01-2015
v3.2
Address history · 1
19-05-2025
v3.2
All acts · 12 updated 9 months ago
2025
10-11-2025 Melissa CARTON resigns as statutory auditor Director changes
  • Melissa CARTON, Commissaris
Summary: v3.2
27-05-2025 3 reappointed Director changes
  • Melissa CARTON, Commissaris
  • Paul GHEYSENS, Gedelegeerd bestuurder
  • Paul GHEYSENS, Bestuurder
Summary: v3.2
19-05-2025 Registered office moved from leper to Roeselare Registered-office change
  • Zwaanhofweg 10, 8900 leper → Meensesteenweg 608, 8800 Roeselare
Summary: v3.2
2023
29-11-2023 1 resigning, 2 reappointed Director changes
  • Simon GHEYSENS, Bestuurder
  • Paul GHEYSENS, Bestuurder
  • Michael GHEYSENS, Bestuurder
Summary: v3.2
2022
18-01-2022 Melissa CARTON reappointed as statutory auditor Director changes
  • Melissa CARTON, Commissaris
Summary: v3.2
2021
20-01-2021 Joachim HOEBEECK resigns as statutory auditor Director changes
  • Joachim HOEBEECK, Commissaris
Summary: v3.2
2018
06-12-2018 3 directors appointed, 2 resigning, 2 reappointed Director changes
  • Simon GHEYSENS, Bestuurder
  • Michael GHEYSENS, Bestuurder
  • Joachim HOEBEECK, Commissaris
  • Paul GHEYSENS, Bestuurder
  • Rik NECKEBROECK, Commissaris
  • Paul GHEYSENS, Bestuurder
  • Paul GHEYSENS, Gedelegeerd bestuurder
Summary: v3.2
25-05-2018 Rik NECKEBROECK reappointed as statutory auditor Director changes
  • Rik NECKEBROECK, Commissaris
Summary: v3.2
2015
12-05-2015 Rik NECKEBROECK reappointed as statutory auditor Director changes
  • Rik NECKEBROECK, Commissaris
Summary: v3.2
23-01-2015 Capital increase of €1,500,000 to €1,565,000 Capital & shares
  • €65.000 → €1.565.000
Summary: v3.2
2012
15-10-2012 3 directors appointed, 1 resigning Director changes
  • Paul GHEYSENS, Bestuurder
  • Michael GHEYSENS, Bestuurder
  • Simon GHEYSENS, Bestuurder
  • Paul GHEYSENS, Bestuurder
Summary: v3.2
02-05-2012 Articles of association amended Statutes amendment
Summary: v3.2

Analysis

Snowflake analysis

financial profile on 5 axes
Health-Profitability0Solvency11Growth52Stability100
41 / 100

Fragile profile, watch profitability in particular.

Computed on 4 of 5 axes. Not measured: health. An unmeasured axis is not a zero: no data was read for it.

Health -
Profitability 0
Solvency 11
Growth 52
Stability 100

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Overige ondersteunende activiteiten in verband met financiële diensten, exclusief verzekeringen en pensioenfondsen, n.e.g.66199Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen66199Handel in eigen onroerend goed68100Handel in eigen onroerend goed68110Bouwarchitecten71111Activiteiten van bouwarchitecten71111
Primary activity highlighted.
Names & trade names
Legal nameNL Ring Multi
Registered office
Meensesteenweg 608
8800 Roeselare, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.