RIMINI PZ
ActiveSummary
The computed 12-month bankruptcy probability of RIMINI PZ is 3.9% (moderate). The 2025 annual accounts show equity of €57k and a net result of €-323. Equity is growing by ~14.9% per year across the filed fiscal years. Its solvency ranks better than 80% of 13305 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability68▲+37
Solvency91▼-9
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
3.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 3.88 against 33.91 in 2024; short-term debt: 17.7% and cash: 57.7% of total assets), and 33.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
66.2%
Return on assets
-0.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
26 d late
2024
48 d late
2023
19 d late
2022
29 d late
2021
58 d late
2020
144 d late
2019
90 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-323
2024 · €5k
2019: €2k
2020: €36k
2021: €-17k
2022: €-2k
2023: €25k
2024: €5k
2019 → 2025
Working capital
€44k▼ 20.8%
2024 · €55k
2019: €6k
2020: €32k
2021: €9k
2022: €14k
2023: €44k
2024: €55k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€29k-€27k▼ 6.4%€53k▲ 93.0%€57k▲ 8.6%€57k▼ 0.6%
Operating result€-23k-€9k€41k▲ 337%€51▼ 99.9%€15k▲ 29,758%
Net result€-17k-€-2k▲ 89.1%€25k€5k▼ 82.2%€-323
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 29,758% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €86k
Fixed assets
€27k ▲ 1,223%
Current assets
€59k ▲ 3.6%
Equity and liabilities €86k
Equity
€57k ▼ 0.6%
Debt
€29k ▲ 1,630%
Debt's share of the balance-sheet total rises from 2.8% to 33.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€19k▲
2024 · €868
Cash flow
€3k▼
2024 · €5k
Current ratio
3.88▼
2024 · 33.91
Quick ratio
3.78▼
2024 · 33.72
Debt to equity
0.51▲
2024 · 0.03
ROE
-0.6%▼
2024 · 7.9%
ROA
-0.4%▼
2024 · 7.7%
Interest coverage
9.98▲
2024 · 0.35
Debt ≤ 1 year
€15k▲
2024 · €2k
Debt > 1 year
€14k
Income taxes
€14k
Staff costs
€3k▼
2024 · €37k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 53 lines
Balance sheet
Code20242025
Assets
Total assets20/58€59k€86k▲
Fixed assets21/28€2k€27k▲
Tangible fixed assets22/27€2k€27k▲
Furniture and vehicles24€2k€1k▼
Other tangible fixed assets26-€25k
Financial fixed assets28€60€60=
Current assets29/58€57k€59k▲
Stocks and contracts in progress3€311€2k▲
Stocks30/36€311€2k▲
Amounts receivable within one year40/41€10k€8k▼
Trade receivables40€2k€0▼
Other amounts receivable41€8k€8k▼
Cash at bank and in hand54/58€47k€49k▲
Equity and liabilities
Total equity and liabilities10/49€59k€86k▲
Equity10/15€57k€57k▼
Contributions10/11€8k€8k=
Reserves13€30k€30k=
Non-distributable reserves130/1€10k€10k=
Reserves not available under the articles1311€10k€10k=
Distributable reserves133€20k€20k=
Profit (loss) carried forward14€19k€19k▼
Amounts payable17/49€2k€29k▲
Amounts payable after more than one year17-€14k
Financial debts170/4-€14k
Amounts payable within one year42/48€2k€15k▲
Current portion of amounts payable after more than one year42-€4k
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Taxes, remuneration and social security45-€7k
Taxes450/3-€7k
Remuneration and social security454/9-€77
Other amounts payable47/48-€2k
Income statement
Code20242025
Goods, raw materials, services and sundry goods60/61-€171k
Remuneration, social security and pensions62€37k€3k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€817€3k▲
Other operating charges640/8€84k€2k▼
Non-recurring operating charges66A€1k€1k▲
Gross operating margin9900€123k€26k▼
Operating profit (loss)9901€51€15k▲
Financial income75/76B€8k€23▼
Recurring financial income75€8k€23▼
Non-recurring financial income76B€8k-
Financial charges65/66B€3k€2k▼
Recurring financial charges65€2k€2k▼
Non-recurring financial charges66B€809-
Profit (loss) for the period before taxes9903€5k€13k▲
Income taxes67/77-€14k
Profit (loss) for the period9904€5k€-323▼
Profit (loss) for the period to be appropriated9905€5k€-323▼
Appropriation of the result
Profit (loss) to be appropriated9906€39k€19k▼
Profit (loss) brought forward from the previous period14P€34k€19k▼
Transfer to equity691/2€20k-
To other reserves6921€20k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
17-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 48 days late
2024
31-12
Financial
Liquidity times 5current ratio 33.91
Current ratio from 7.13 to 33.91; short-term debt falls from €7k to €2k.
19-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 19 days late
2023
31-12
Financial
Back to profitnet €25k
Net result €25k after 2 loss-making years.
31-12
Financial
Liquidity doublescurrent ratio 7.13
Current ratio from 3.37 to 7.13.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 29 days late
2022
27-09
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 58 days late
2021
31-12
Financial
Weakest financial yearnet €-17k ▼148%
Net result drops to €-17k, the lowest in the series; recovery starts the following year.
22-12
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 144 days late
2020
31-12
Financial
Highest result since 2019net €36k ▲1599%
Net result €36k, the highest in the series.
31-12
Financial
Liquidity triplescurrent ratio 5.40
Current ratio from 2.11 to 5.40.
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 90 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Lodelinsart 1286060 CharleroiGround area
108 m²
Building footprint
57 m²
Volume, LiDAR
620 m³
Parcel 52342A0557/00D002, Wallonia · tallest building 12.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
RIMINI PZ
since 20192.288.947.305
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52342A0557/00D002 | Wallonia | 108 m² | 1 · 57 m² | 12.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteCharleroi2.288.947.305
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Of 21,888 companies in sector 56112 we hold annual accounts for 9,780. 8,332 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded28-01-2019
Fiscal year end31-12
Activities, NACEBEL 2025
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.