Right Stone
ActiveRight Stone has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €144k and a net result of €-60k. Equity is shrinking by ~23.7% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 33% of 19348 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
40
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability13▲+1
Solvency37▼-9
Growth52=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days only on tighter terms
Liquidity short (current ratio 0.03 against 0.18 in 2023; short-term debt: 49.6% and cash: 0.4% of total assets), and 88% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
12%
Return on assets
-4.9%
Age of the figures
20 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
192021222324
2019 to 2024 · latest year €-60k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 08-04-2025, 114 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
114 d early
2023
6 d late
2022
25 d early
2021
44 d early
2020
17 d late
2019
18 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€144k▼ 29.3%
2023 · €204k
2019: €-7k
2020: €367k
2021: €325k
2022: €256k
2023: €204k
2019 → 2024
Total assets
€1.20M▲ 21.7%
2023 · €989k
2019: €120k
2020: €942k
2021: €941k
2022: €911k
2023: €989k
2019 → 2024
Net result
€-60k▼ 13.9%
2023 · €-52k
2019: €-10k
2020: €-26k
2021: €-42k
2022: €-70k
2023: €-52k
2019 → 2024
Working capital
€-578k▼ 138%
2023 · €-243k
2019: €-94k
2020: €-49k
2021: €-73k
2022: €-193k
2023: €-243k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€367k-€325k▼ 11.4%€256k▼ 21.4%€204k▼ 20.4%€144k▼ 29.3%
Operating result€-16k-€-27k▼ 66.4%€-40k▼ 49.0%€-33k▲ 18.0%€-40k▼ 20.9%
Net result€-26k-€-42k▼ 59.7%€-70k▼ 66.3%€-52k▲ 24.8%€-60k▼ 13.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €40k in 2024 against €33k in 2023; the loss grows.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.20M
Fixed assets
€1.19M▲ 26.6%
Current assets
€18k▼ 65.7%
Equity and liabilities €1.20M
Equity
€144k▼ 29.3%
Debt
€1.06M▲ 34.9%
The debt ratio rises from 79.4% to 88.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-22k▼
2023 · €-19k
Cash flow
€-41k▼
2023 · €-39k
Solvency
12.0%▼
2023 · 20.6%
Current ratio
0.03▼
2023 · 0.18
Quick ratio
0.03▼
2023 · 0.18
Debt / equity
7.36▲
2023 · 3.86
ROE
-41.4%▼
2023 · -25.7%
ROA
-4.9%▲
2023 · -5.3%
Interest coverage
-1.08▼
2023 · -1.01
Debt
€1.06M▲
2023 · €785k
Debt ≤ 1 year
€597k▲
2023 · €296k
Debt > 1 year
€457k▼
2023 · €489k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€989k€1.20M▲
Fixed assets21/28€936k€1.19M▲
Tangible fixed assets22/27€486k€735k▲
Land and buildings22€486k€735k▲
Financial fixed assets28€450k€450k=
Current assets29/58€53k€18k▼
Amounts receivable within one year40/41€51k€12k▼
Trade receivables40€25k€457▼
Other amounts receivable41€26k€12k▼
Cash at bank and in hand54/58€1k€5k▲
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€989k€1.20M▲
Equity10/15€204k€144k▼
Contributions10/11€404k€404k=
Profit (loss) carried forward14€-200k€-259k▼
Amounts payable17/49€785k€1.06M▲
Amounts payable after more than one year17€489k€457k▼
Financial debts170/4€489k€457k▼
Amounts payable within one year42/48€296k€597k▲
Current portion of amounts payable after more than one year42€58k€44k▼
Trade debts44€31k€116k▲
Suppliers440/4€31k€116k▲
Taxes, remuneration and social security45€5k€5k▲
Taxes450/3€5k€5k▲
Other amounts payable47/48€203k€431k▲
Accrued charges and deferred income492/3-€7k
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€18k▲
Other operating charges640/8€6k€7k▲
Gross operating margin9900€-13k€-15k▼
Operating profit (loss)9901€-33k€-40k▼
Financial income75/76B€6€90▲
Recurring financial income75€6€90▲
Financial charges65/66B€19k€20k▲
Recurring financial charges65€19k€20k▲
Profit (loss) for the period before taxes9903€-52k€-60k▼
Profit (loss) for the period9904€-52k€-60k▼
Profit (loss) for the period to be appropriated9905€-52k€-60k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-200k€-259k▼
Profit (loss) brought forward from the previous period14P€-148k€-200k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
08-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
06-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 6 days late
2023
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-70k
Net result drops to €-70k, the lowest in the series; recovery starts the following year.
17-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
17-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 17 days late
2020
31-12
Financial
Equity above €200kEq €367k
Equity rises from €-7k to €367k.
18-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 18 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Onhaye · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Hayettes, Fal. 18 A5522 OnhayeGround area
1,742 m²
Building footprint
310 m²
Volume, LiDAR
2,062 m³
Parcel 91042C0075/00F000, Wallonia · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue des Hayettes, Fal. 18A, 5522 Onhaye
since 20192.291.372.897
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91042C0075/00F000 | Wallonia | 1,742 m² | 1 · 310 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
WEYIMMO
BE 0690.936.344
Raeren · Eq €144k
VOGELEER ET FILS
BE 0430.174.313
Beaumont · Eq €144k
STUDEKA
BE 0436.499.604
Kortrijk · Eq €144k
FRAN
BE 0449.970.330
Mechelen · Eq €144k
Sint ANTONIUS
BE 0428.185.813
Hasselt · Eq €144k
Of 9,134 companies in sector 68201 we hold annual accounts for 6,762. 4,529 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-06-2019
Fiscal year end31-12
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
68310Real estate agency activities
68311Real estate activities
68322Real estate appraisal on a fee or contract basis
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.