Ria Verheyen
ActiveRia Verheyen has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €945k and a net result of €96k. Equity is growing by ~19.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 12690 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▼-8
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €80k at 30 days acceptable
short-term debt: 0.8% and cash: 14.4% of total assets, and 0.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99.2%
Return on assets
10%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 07-12-2025, 55 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
55 d early
2024
56 d early
2023
61 d early
2022
58 d early
2021
58 d early
2020
55 d early
2019
50 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€945k▲ 11.3%
2024 · €849k
2019: €332k
2020: €388k
2021: €451k
2022: €563k
2023: €707k
2024: €849k
2019 → 2025
Total assets
€953k▲ 8.1%
2024 · €881k
2019: €340k
2020: €407k
2021: €462k
2022: €578k
2023: €740k
2024: €881k
2019 → 2025
Net result
€96k▼ 32.6%
2024 · €142k
2019: €36k
2020: €56k
2021: €63k
2022: €112k
2023: €144k
2024: €142k
2019 → 2025
Working capital
€912k▲ 14.0%
2024 · €800k
2019: €292k
2020: €362k
2021: €438k
2022: €563k
2023: €707k
2024: €800k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€451k-€563k▲ 24.8%€707k▲ 25.6%€849k▲ 20.1%€945k▲ 11.3%
Operating result€82k-€161k▲ 95.0%€204k▲ 26.7%€203k▼ 0.2%€118k▼ 41.7%
Net result€63k-€112k▲ 78.7%€144k▲ 28.8%€142k▼ 1.7%€96k▼ 32.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 42% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €953k
Fixed assets
€33k▼ 33.3%
Current assets
€919k▲ 10.6%
Equity and liabilities €953k
Equity
€945k▲ 11.3%
Debt
€8k▼ 75.9%
The debt ratio falls from 3.7% to 0.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€135k▼
2024 · €220k
Cash flow
€112k▼
2024 · €158k
Solvency
99.2%▲
2024 · 96.3%
Debt / equity
0.01▼
2024 · 0.04
ROE
10.1%▼
2024 · 16.7%
ROA
10.0%▼
2024 · 16.1%
Interest coverage
73.49▼
2024 · 422.68
Debt
€8k▼
2024 · €32k
Debt ≤ 1 year
€8k▼
2024 · €32k
Income taxes
€45k▼
2024 · €66k
A ratio outside any meaningful range has been withheld (balance sheet total €953k, equity €945k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€881k€953k▲
Fixed assets21/28€50k€33k▼
Tangible fixed assets22/27€50k€33k▼
Furniture and vehicles24€50k€33k▼
Current assets29/58€832k€919k▲
Current investments50/53€458k€782k▲
Cash at bank and in hand54/58€373k€138k▼
Equity and liabilities
Total equity and liabilities10/49€881k€953k▲
Equity10/15€849k€945k▲
Contributions10/11€12k€12k=
Reserves13€837k€932k▲
Non-distributable reserves130/1€2k€2k=
Other1319€2k€2k=
Distributable reserves133€835k€931k▲
Amounts payable17/49€32k€8k▼
Amounts payable within one year42/48€32k€8k▼
Trade debts44€974€952▼
Suppliers440/4€974€952▼
Taxes, remuneration and social security45€31k€7k▼
Taxes450/3€29k€7k▼
Remuneration and social security454/9€2k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€17k=
Other operating charges640/8€1k€500▼
Gross operating margin9900€221k€135k▼
Operating profit (loss)9901€203k€118k▼
Financial income75/76B€6k€24k▲
Recurring financial income75€6k€24k▲
Financial charges65/66B€520€2k▲
Recurring financial charges65€520€2k▲
Profit (loss) for the period before taxes9903€208k€141k▼
Income taxes67/77€66k€45k▼
Profit (loss) for the period9904€142k€96k▼
Profit (loss) for the period to be appropriated9905€142k€96k▼
Appropriation of the result
Profit (loss) to be appropriated9906€142k€96k▼
Transfer to equity691/2€142k€96k▼
To other reserves6921€142k€96k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
07-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Liquidity times 5current ratio 118.58
Current ratio from 25.85 to 118.58; short-term debt falls from €32k to €8k.
2024
06-12
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
01-12
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
30-06
Financial
Highest result since 2019net €144k ▲28.8%
Operating result €204k, net result €144k, both a record.
2022
04-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Equity above €500kEq €563k ▲24.8%
4 profitable years in a row build equity to €563k.
2021
04-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
30-06
Financial
Liquidity doublescurrent ratio 41.65
Current ratio from 20.14 to 41.65; short-term debt falls from €19k to €11k.
2020
07-12
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2019
12-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
15-12
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
05-12
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
05-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Brecht · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoge Mereyt 32960 BrechtGround area
4,389 m²
Building footprint
265 m²
Volume, LiDAR
1,361 m³
Parcel 11333N0033/00G000, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Hoge Mereyt 3, 2960 Brecht
since 20232.352.383.424
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11333N0033/00G000 | Flanders | 4,389 m² | 1 · 265 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 944 companies in sector 69203 we hold annual accounts for 659. 453 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-12-2009
Fiscal year end30-06
Activities, NACEBEL
69203Activities of company auditors
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.