RETOUCHABLE
ActiveSummary
RETOUCHABLE has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4k and a net result of €657. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 33% of 3489 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability49▲+49
Solvency55▼-6
Growth52=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Other professional, scientific and technical activities (NACE 74)
about 48% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-08-2026, 14 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
14 d late
2024
11 d late
2023
161 d early
2022
29 d late
2021
31 d late
2020
61 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€31k
EBIT margin
26.0%
Net result
€657
2024 · €-5k
2020: €1k
2021: €6k▲ +414% vs 2020highest in 6 years
2022: €141▼ -97.7% vs 2021
2023: €3k▲ +1862% vs 2022
2024: €-5k▼ -289% vs 2023lowest in 6 years
2025: €657▲ +113% vs 2024
2020 → 2025
Working capital
€-1k▲ 39.2%
2024 · €-2k
2020: €-6klowest in 6 years
2021: €640▲ +112% vs 2020
2022: €781▲ +22.1% vs 2021
2023: €4k▲ +355% vs 2022highest in 6 years
2024: €-2k▼ -147% vs 2023
2025: €-1k▲ +39.2% vs 2024
2020 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€31k-
Equity€6k-€6k▲ 2.3%€9k▲ 44.9%€4k▼ 58.5%€4k▲ 17.7%
2021: €6k
2022: €6k▲ +2.3% vs 2021
2023: €9k▲ +44.9% vs 2022highest in 5 years
2024: €4k▼ -58.5% vs 2023lowest in 5 years
2025: €4k▲ +17.7% vs 2024
Operating result€8k-€258▼ 96.8%€3k▲ 997%€-5k€808
2021: €8khighest in 5 years
2022: €258▼ -96.8% vs 2021
2023: €3k▲ +997% vs 2022
2024: €-5k▼ -278% vs 2023lowest in 5 years
2025: €808▲ +116% vs 2024
Net result€6k-€141▼ 97.7%€3k▲ 1,862%€-5k€657
2021: €6khighest in 5 years
2022: €141▼ -97.7% vs 2021
2023: €3k▲ +1862% vs 2022
2024: €-5k▼ -289% vs 2023lowest in 5 years
2025: €657▲ +113% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €808 after a loss of €5k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €14k
Fixed assets
€5k =
Current assets
€9k ▲ 85.3%
Equity and liabilities €14k
Equity
€4k ▲ 17.7%
Debt
€10k ▲ 53.4%
Debt's share of the balance-sheet total rises from 63.8% to 69.6%. Equity and debt are higher.
Key figures and ratios
Current ratio
0.90▲
2024 · 0.74
Debt to equity
2.29▲
2024 · 1.76
ROE
15.0%▲
2024 · -140.8%
ROA
4.6%▲
2024 · -51.0%
Debt ≤ 1 year
€10k▲
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 30 lines
Balance sheet
Code20242025
Assets
Total assets20/58€10k€14k▲
Fixed assets21/28€5k€5k=
Financial fixed assets28€5k€5k=
Current assets29/58€5k€9k▲
Amounts receivable within one year40/41€4k€8k▲
Trade receivables40€4k€4k=
Other amounts receivable41-€4k
Cash at bank and in hand54/58€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€10k€14k▲
Equity10/15€4k€4k▲
Contributions10/11€12k€12k=
Profit (loss) carried forward14€-9k€-8k▲
Amounts payable17/49€7k€10k▲
Amounts payable within one year42/48€7k€10k▲
Trade debts44€4k€6k▲
Suppliers440/4€4k€6k▲
Taxes, remuneration and social security45€2k€3k▲
Taxes450/3€2k€3k▲
Other amounts payable47/48€500€1k▲
Income statement
Code20242025
Other operating charges640/8€378€150▼
Gross operating margin9900€-5k€958▲
Operating profit (loss)9901€-5k€808▲
Financial charges65/66B€229€151▼
Recurring financial charges65€229€151▼
Profit (loss) for the period before taxes9903€-5k€657▲
Income taxes67/77€-35-
Profit (loss) for the period9904€-5k€657▲
Profit (loss) for the period to be appropriated9905€-5k€657▲
Appropriation of the result
Profit (loss) to be appropriated9906€-9k€-8k▲
Profit (loss) brought forward from the previous period14P€-3k€-9k▼
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €31k | - | - | - | - | - |
| Non-recurring operating income76A | €350 | - | - | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | €23k | - | - | - | - | - |
| Other operating charges640/8 | - | €215 | €1k | €378 | €150 | ▼ 60.3% |
| Gross operating margin9900 | €8k | €473 | €4k | €-5k | €958 | ▲ 121% |
| Operating profit (loss)9901 | €8k | €258 | €3k | €-5k | €808 | ▲ 116% |
| Financial income75/76B | €132 | €57 | - | - | - | - |
| Recurring financial income75 | €132 | €57 | - | - | - | - |
| Financial charges65/66B | €98 | €138 | €61 | €229 | €151 | ▼ 33.9% |
| Recurring financial charges65 | €98 | €138 | €61 | €229 | €151 | ▼ 33.9% |
| Profit (loss) for the period before taxes9903 | €8k | €177 | €3k | €-5k | €657 | ▲ 112% |
| Income taxes67/77 | €2k | €35 | - | €-35 | - | - |
| Profit (loss) for the period9904 | €6k | €141 | €3k | €-5k | €657 | ▲ 113% |
| Profit (loss) for the period to be appropriated9905 | €6k | €141 | €3k | €-5k | €657 | ▲ 113% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €12k | €10k | €11k | €10k | €14k | ▲ 40.4% |
| Fixed assets21/28 | €5k | €5k | €5k | €5k | €5k | = |
| Financial fixed assets28 | €5k | €5k | €5k | €5k | €5k | = |
| Current assets29/58 | €7k | €4k | €5k | €5k | €9k | ▲ 85.3% |
| Amounts receivable after more than one year29 | - | €2k | - | - | - | - |
| Other amounts receivable291 | - | €2k | - | - | - | - |
| Amounts receivable within one year40/41 | €5k | €886 | €4k | €4k | €8k | ▲ 102% |
| Trade receivables40 | €2k | €886 | €4k | €4k | €4k | = |
| Other amounts receivable41 | €3k | - | - | - | €4k | - |
| Cash at bank and in hand54/58 | €2k | €2k | €2k | €1k | €1k | ▲ 26.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €12k | €10k | €11k | €10k | €14k | ▲ 40.4% |
| Equity10/15 | €6k | €6k | €9k | €4k | €4k | ▲ 17.7% |
| Contributions10/11 | €12k | €12k | €12k | €12k | €12k | = |
| Profit (loss) carried forward14 | €-6k | €-6k | €-3k | €-9k | €-8k | ▲ 7.6% |
| Amounts payable17/49 | €6k | €3k | €2k | €7k | €10k | ▲ 53.4% |
| Amounts payable within one year42/48 | €6k | €3k | €2k | €7k | €10k | ▲ 53.4% |
| Trade debts44 | €3k | €3k | €657 | €4k | €6k | ▲ 40.9% |
| Suppliers440/4 | €3k | €3k | €657 | €4k | €6k | ▲ 40.9% |
| Taxes, remuneration and social security45 | €3k | €306 | €1k | €2k | €3k | ▲ 55.9% |
| Taxes450/3 | €3k | €306 | €1k | €2k | €3k | ▲ 55.9% |
| Other amounts payable47/48 | - | - | - | €500 | €1k | ▲ 140% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €6k | €141 | €3k | €-5k | €657 | ▲ 113% |
| Operating cash flow (approximation) | €6k | €141 | €3k | €-5k | €657 | ▲ 113% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €68 | €-153 | €-450 | €294 | ▲ 165% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 14 days late
2025
31-12
Financial
Back to profitnet €657
Net result €657 after one loss-making year.
11-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 11 days late
2024
31-12
Financial
Weakest financial yearnet €-5k
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
21-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity doublescurrent ratio 3.02
Current ratio from 1.22 to 3.02; short-term debt falls from €3k to €2k.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Highest result since 2020net €6k ▲414%
Operating result €8k, net result €6k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 1.10
Current ratio from 0.36 to 1.10; short-term debt falls from €9k to €6k.
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2019
Ground area
6 m²
Parcel 12025D0177/00G000, Flanders. Linked by address, not a title deed.
1 establishment unit
RETOUCHABLE
since 20192.288.553.563
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12025D0177/00G000 | Flanders | 6 m² | - | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,839 companies in sector 74111 we hold annual accounts for 1,006. 207 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded12-03-2019
Fiscal year end31-12
Activities, NACEBEL 2025
74111Design of textile patterns, clothing, jewellery, furniture and decorative items
Scores and ratios are computed by Checked and are not a credit decision.