RESTTO
ActiveThe computed 12-month bankruptcy probability of RESTTO is 4.1% (elevated). The 2025 annual accounts show negative equity (€-8k) and a net result of €5k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 18% of 799 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
13
/ 100
Critical▼ -8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency44▲+6
Growth58=
Stability100
Bankruptcy probability, 12 months
4.1%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.99 against 0.7 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-12.7%
Return on assets
8.5%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 799 sector peers (2025).
NBB · sector comparisonPosition among 799 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
2 d early
2024
4 d early
2023
2 d early
2022
15 d early
2021
11 d early
2020
3 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close15-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€5k▼ 54.0%
2024 · €12k
2019: €-28k
2020: €-5k
2021: €-8k
2022: €-6k
2023: €-8k
2024: €12k
2019 → 2025
Working capital
€-733▲ 95.8%
2024 · €-18k
2019: €-13k
2020: €-20k
2021: €-24k
2022: €-31k
2023: €-30k
2024: €-18k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-11k-€-18k▼ 53.3%€-26k▼ 45.9%€-14k▲ 46.6%€-8k▲ 40.1%
Operating result€-8k-€-5k▲ 34.8%€-7k▼ 27.7%€14k€8k▼ 37.8%
Net result€-8k-€-6k▲ 23.5%€-8k▼ 32.2%€12k€5k▼ 54.0%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 38% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €65k
Fixed assets
€3k▼ 43.9%
Current assets
€62k▲ 52.9%
Key figures and ratios
EBITDA
€12k▼
2024 · €18k
Cash flow
€9k▼
2024 · €16k
Solvency
-12.7%▲
2024 · -30.1%
Current ratio
0.99▲
2024 · 0.70
Quick ratio
0.96▲
2024 · 0.69
Debt / equity
-8.88▼
2024 · -4.32
ROE
-66.8%▲
2024 · -87.1%
ROA
8.5%▼
2024 · 26.2%
Interest coverage
4.18▼
2024 · 10.86
Debt
€73k▲
2024 · €59k
Debt ≤ 1 year
€62k▲
2024 · €58k
Staff costs
€51k▼
2024 · €61k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€45k€65k▲
Fixed assets21/28€5k€3k▼
Tangible fixed assets22/27€5k€3k▼
Plant, machinery and equipment23-€454
Furniture and vehicles24€2k€724▼
Other tangible fixed assets26€3k€2k▼
Current assets29/58€40k€62k▲
Stocks and contracts in progress3€558€2k▲
Stocks30/36€558€2k▲
Amounts receivable within one year40/41€16k€18k▲
Trade receivables40€15k€15k▲
Other amounts receivable41€2k€2k▲
Cash at bank and in hand54/58€22k€40k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€45k€65k▲
Equity10/15€-14k€-8k▲
Contributions10/11€28k€28k=
Reserves13€73€73=
Non-distributable reserves130/1€73€73=
Reserves not available under the articles1311€73€73=
Profit (loss) carried forward14€-41k€-36k▲
Amounts payable17/49€59k€73k▲
Amounts payable within one year42/48€58k€62k▲
Trade debts44€19k€16k▼
Suppliers440/4€19k€16k▼
Taxes, remuneration and social security45€8k€14k▲
Taxes450/3€6k€7k▲
Remuneration and social security454/9€2k€7k▲
Other amounts payable47/48€31k€32k▲
Accrued charges and deferred income492/3€1k€10k▲
Income statement
Code20242025
Remuneration, social security and pensions62€61k€51k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▼
Other operating charges640/8€2k€3k▲
Non-recurring operating charges66A-€8
Gross operating margin9900€81k€67k▼
Operating profit (loss)9901€14k€8k▼
Financial income75/76B€4€0▼
Recurring financial income75€4€0▼
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€12k€5k▼
Income taxes67/77€0-
Profit (loss) for the period9904€12k€5k▼
Profit (loss) for the period to be appropriated9905€12k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-41k€-36k▲
Profit (loss) brought forward from the previous period14P€-53k€-41k▲
Social balance
Average headcount (FTE)908710.611.4▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
27-01
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
30-06
Financial
Back to profitnet €12k
Net result €12k after 5 loss-making years.
29-01
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
16-01
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
20-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
28-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
07-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Guldenvliesgalerij 396-3981050 Elsene1 establishment unit
RESTTO
since 20172.268.424.776
Recognitions · licences · registrations
Food safety, FASFC
1 siteElsene2.268.424.776
Similar companies · same sector, comparable size
Huang Fa
BE 0648.744.314
Brasschaat · Eq €1k
BOGAZICI
BE 0803.663.212
Heusden-Zolder · Eq €1k
DA VINCI LANAKEN
BE 0515.990.015
Lanaken · Eq €1k
ROSE RESTAURANT
BE 1005.434.197
Zoersel · Eq €1k
BRASSERIE TASTE
BE 0663.654.501
Vilvoorde · Eq €1k
Of 20,231 companies in sector 56111 we hold annual accounts for 11,313. 1,967 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded27-09-2017
Fiscal year end30-06
Activities, NACEBEL
56101Full-service restaurants
56102Limited-service restaurants
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filings
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.