Residentie Carlo
ActiveSummary
Residentie Carlo has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €270k and a net result of €-8k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 61% of 9194 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
54
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability17▼-79
Solvency70▲+13
Growth78=
Track record94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 1.8 against 1.48 in 2024; short-term debt: 55.4% and cash: 16.6% of total assets), but 55.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-06-2026, 57 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
57 d early
2024
28 d early
2023
47 d early
2022
46 d early
2021
19 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€270k▼ 2.9%
2024 · €278k
2021: €-26k
2022: €-46k
2023: €92k
2024: €278k
2021 → 2025
Total assets
€606k▼ 29.5%
2024 · €859k
2021: €198k
2022: €851k
2023: €1.90M
2024: €859k
2021 → 2025
Net result
€-8k
2024 · €186k
2021: €-27k
2022: €-20k
2023: €138k
2024: €186k
2021 → 2025
Working capital
€270k▼ 2.8%
2024 · €278k
2021: €-24k
2022: €-46k
2023: €92k
2024: €278k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-26k-€-46k▼ 75.0%€92k€278k▲ 202%€270k▼ 2.9%
Operating result€-23k-€-9k▲ 60.0%€201k€272k▲ 35.0%€-8k
Net result€-27k-€-20k▲ 27.8%€138k€186k▲ 35.1%€-8k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €8k after €272k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €606k
Fixed assets
€90 ▼ 64.8%
Current assets
€606k ▼ 29.5%
Equity and liabilities €606k
Equity
€270k ▼ 2.9%
Debt
€336k ▼ 42.2%
Debt's share of the balance-sheet total falls from 67.6% to 55.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-8k▼
2024 · €272k
Cash flow
€-8k▼
2024 · €186k
Current ratio
1.80▲
2024 · 1.48
Quick ratio
0.30▼
2024 · 0.73
Debt to equity
1.24▼
2024 · 2.09
ROE
-3.0%▼
2024 · 66.9%
ROA
-1.3%▼
2024 · 21.7%
Interest coverage
-110.10▼
2024 · 43.72
Debt ≤ 1 year
€336k▼
2024 · €581k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€859k€606k▼
Fixed assets21/28€255€90▼
Tangible fixed assets22/27€255€90▼
Furniture and vehicles24€255€90▼
Current assets29/58€859k€606k▼
Stocks and contracts in progress3€434k€504k▲
Stocks30/36€434k€504k▲
Amounts receivable within one year40/41€12€1k▲
Other amounts receivable41€12€1k▲
Cash at bank and in hand54/58€425k€101k▼
Deferred charges and accrued income490/1€49€21▼
Equity and liabilities
Total equity and liabilities10/49€859k€606k▼
Equity10/15€278k€270k▼
Contributions10/11€1k€1k=
Reserves13€277k€277k=
Distributable reserves133€277k€277k=
Profit (loss) carried forward14-€-8k
Amounts payable17/49€581k€336k▼
Amounts payable within one year42/48€581k€336k▼
Trade debts44€14k€5k▼
Suppliers440/4€14k€5k▼
Taxes, remuneration and social security45€41k€5k▼
Taxes450/3€41k€5k▼
Other amounts payable47/48€526k€326k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€165€165=
Other operating charges640/8€1k€1k▲
Gross operating margin9900€273k€-6k▼
Operating profit (loss)9901€272k€-8k▼
Financial income75/76B€532-
Recurring financial income75€532-
Financial charges65/66B€6k€70▼
Recurring financial charges65€6k€70▼
Profit (loss) for the period before taxes9903€266k€-8k▼
Income taxes67/77€80k-
Profit (loss) for the period9904€186k€-8k▼
Profit (loss) for the period to be appropriated9905€186k€-8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€186k€-8k▼
Transfer to equity691/2€186k-
To other reserves6921€186k-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2021net €186k ▲35.1%
Operating result €272k, net result €186k, both a record.
31-12
Financial
Equity above €200kEq €278k ▲202%
2 profitable years in a row build equity to €278k.
14-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Back to profitnet €138k
Net result €138k after 2 loss-making years.
15-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
12-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geel · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Antwerpsedries 142440 GeelGround area
1,765 m²
Building footprint
204 m²
Volume, LiDAR
1,075 m³
Parcel 13008H0204/00M000, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Residentie Carlo
since 20212.311.807.433
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13008H0204/00M000 | Flanders | 1,765 m² | 1 · 204 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Bruggeman Bouwt
BE 0737.530.392
Gent · Eq €270,271
HOLLOGNE DEVELOPPEMENT
BE 1006.328.577
Malmedy · Eq €270,284
U - 2000
BE 0433.009.978
Ukkel · Eq €270,416
HAAS & Co
BE 0806.550.446
Herve · Eq €270,554
NJR Immobilière
BE 0836.421.003
Elsene · Eq €269,894
Of 9,694 companies in sector 68121 we hold annual accounts for 7,383. 5,214 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-01-2021
Fiscal year end31-12
Activities, NACEBEL 2025
68121Development of residential building projects
68122Development of non-residential building projects
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.