RENOMARC
ActiveThe computed 12-month bankruptcy probability of RENOMARC is 1.9% (moderate). The 2025 annual accounts show negative equity (€-24k) and a net result of €6k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 27711 sector peers (fiscal year 2025). The company has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
52
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▲+69
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
short-term debt: 0.6% and cash: 2.7% of total assets, and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-27.6%
Return on assets
6.9%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 27711 sector peers (2025).
NBB · sector comparisonPosition among 27711 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
1 d early
2023
34 d early
2022
36 d early
2021
3 d early
2020
3 d early
2019
9 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-24k▲ 19.9%
2024 · €-30k
2019: €799
2020: €66k
2021: €19k
2022: €-14k
2023: €-24k
2024: €-30k
2019 → 2025
Total assets
€88k▲ 22.0%
2024 · €72k
2019: €118k
2020: €196k
2021: €149k
2022: €130k
2023: €108k
2024: €72k
2019 → 2025
Net result
€6k
2024 · €-6k
2019: €-18k
2020: €66k
2021: €-47k
2022: €-33k
2023: €-11k
2024: €-6k
2019 → 2025
Working capital
€87k▲ 29.4%
2024 · €67k
2019: €23k
2020: €63k
2021: €31k
2022: €8k
2023: €-965
2024: €67k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€19k-€-14k€-24k▼ 77.5%€-30k▼ 25.4%€-24k▲ 19.9%
Operating result€-47k-€-34k▲ 28.3%€-10k▲ 69.2%€-6k▲ 42.3%€6k
Net result€-47k-€-33k▲ 30.9%€-11k▲ 67.7%€-6k▲ 41.7%€6k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €6k after a loss of €6k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €88k
Fixed assets
€491▼ 85.9%
Current assets
€87k▲ 27.5%
Key figures and ratios
EBITDA
€9k▲
2024 · €-116
Cash flow
€9k▲
2024 · €-232
Solvency
-27.6%▲
2024 · -42.0%
Quick ratio
72.59▲
2024 · 25.81
Debt / equity
-4.62▼
2024 · -3.38
ROA
6.9%▲
2024 · -8.5%
Interest coverage
57.50▲
2024 · -1.00
Debt
€112k▲
2024 · €102k
Debt ≤ 1 year
€528▼
2024 · €1k
Debt > 1 year
€112k▲
2024 · €101k
A ratio outside any meaningful range has been withheld (balance sheet total €88k, equity €-24k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€72k€88k▲
Fixed assets21/28€3k€491▼
Tangible fixed assets22/27€3k€491▼
Plant, machinery and equipment23€694€0▼
Furniture and vehicles24€3k€491▼
Current assets29/58€69k€87k▲
Stocks and contracts in progress3€31k€49k▲
Stocks30/36€31k€49k▲
Amounts receivable within one year40/41€33k€33k▼
Trade receivables40€31k€33k▲
Other amounts receivable41€2k-
Cash at bank and in hand54/58€2k€2k▲
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€72k€88k▲
Equity10/15€-30k€-24k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€-51k€-45k▲
Amounts payable17/49€102k€112k▲
Amounts payable after more than one year17€101k€112k▲
Other amounts payable178/9€101k€112k▲
Amounts payable within one year42/48€1k€528▼
Trade debts44€1k€439▼
Suppliers440/4€1k€439▼
Taxes, remuneration and social security45-€89
Taxes450/3-€89
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€3k▼
Other operating charges640/8€18k€539▼
Gross operating margin9900€17k€9k▼
Operating profit (loss)9901€-6k€6k▲
Financial charges65/66B€116€153▲
Recurring financial charges65€116€153▲
Profit (loss) for the period before taxes9903€-6k€6k▲
Profit (loss) for the period9904€-6k€6k▲
Profit (loss) for the period to be appropriated9905€-6k€6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-51k€-45k▲
Profit (loss) brought forward from the previous period14P€-45k€-51k▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Back to profitnet €6k
Net result €6k after 4 loss-making years.
30-06
Financial
Liquidity quadruplescurrent ratio 165.50
Current ratio from 46.89 to 165.50; short-term debt falls from €1k to €528.
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Liquidity times 47current ratio 46.89
Current ratio from 0.99 to 46.89; short-term debt falls from €101k to €1k.
2023
28-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
26-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Weakest financial yearnet €-47k ▼172%
Net result drops to €-47k, the lowest in the series; recovery starts the following year.
28-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Back to profitnet €66k
Net result €66k after one loss-making year.
22-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
17-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Gillis (bij-Brussel) · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Studentenstraat 281060 Sint-Gillis (bij-Brussel)Ground area
201 m²
Building footprint
94 m²
Volume, LiDAR
1,261 m³
Parcel 21013B0306/00V002, Brussels · tallest building 17.5 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
RENOMARC
since 20052.146.831.120
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21013B0306/00V002 | Brussels | 201 m² | 1 · 94 m² | 17.5 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
KORUJABUILD
BE 0766.821.325
Asse · Eq €19k
KARMA RENOV
BE 0758.785.666
Sint-Pieters-Leeuw · Eq €19k
AF&DD
BE 0783.345.373
Aalst · Eq €19k
FS TOITURE ET OSSATURES BOIS
BE 0632.694.376
Gesves · Eq €19k
AVANG'ART
BE 0444.139.739
Verviers · Eq €19k
Of 15,529 companies in sector 43990 we hold annual accounts for 7,423. 5,145 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-04-2005
Fiscal year end30-06
Activities, NACEBEL
43990Other specialised construction activities
43999Specialised construction activities
45250
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.