RENOCA
ActiveThe computed 12-month bankruptcy probability of RENOCA is 2.6% (moderate). The 2024 annual accounts show equity of €44k and a net result of €39k. Its solvency ranks better than 65% of 11123 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes
Profitability100
Solvency94
Growth-
Stability67
Bankruptcy probability, 12 months
2.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 1.89), and 46.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
4 signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-10-2025, 92 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 1 filingDeviation from the deadline
2024
92 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€44k
Total assets
€82k
Net result
€39k
Working capital
€34k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €82k
Fixed assets
€10k
Current assets
€72k
Equity and liabilities €82k
Equity
€44k
Debt
€38k
Debt finances 46.7% of the balance-sheet total.
Key figures and ratios
EBITDA
€50k
Cash flow
€40k
Solvency
53.3%
Current ratio
1.89
Quick ratio
1.89
Debt / equity
0.88
ROE
88.6%
ROA
47.2%
Interest coverage
75.28
Debt
€38k
Debt ≤ 1 year
€38k
Income taxes
€10k
Filed annual accounts
As filed with the NBB · 2024
Balance sheet
Code2024
Total assets
20/58€82k
Fixed assets
21/28€10k
Tangible fixed assets
22/27€8k
Financial fixed assets
28€2k
Current assets
29/58€72k
Amounts receivable within one year
40/41€42k
Cash & bank
54/58€20k
Total equity & liabilities
10/49€82k
Equity
10/15€44k
Contributions / capital
10/11€5k
Reserves
13€39k
Amounts payable
17/49€38k
Amounts payable within one year
42/48€38k
Trade debts payable within one year
44€4k
Income statement
Code2024
Gross operating margin
9900€51k
Operating result
9901€50k
Financial income
75€3
Financial charges
65€668
Result before taxes
9903€49k
Income taxes
67/77€10k
Net result for the period
9904€39k
Result to be appropriated
9905€39k
Timeline · acts, filings and financial milestones
2025
31-10
State Gazette act
Registered-office change
v3.2
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 92 days late
2023
22-12
State Gazette act
Incorporation
oprichting
State Gazette actNBB filing
2 of 2 acts read
Directors · office · real estate
Comparable companies · same sector, comparable size
Similar companies · same sector, comparable size
RAYDAPLAST
BE 0890.557.493
Herstal · Eq €44k
LAEREMANS
BE 0837.258.567
Scherpenheuvel-Zichem · Eq €44k
Glasschuifwand Peels
BE 0827.502.545
Lommel · Eq €44k
BM MENUISERIE
BE 0790.249.496
Quaregnon · Eq €44k
TIMMERWERKEN CAVEYE PHILIP
BE 0894.631.691
Deerlijk · Eq €44k
Of 20,033 companies in sector 43320 we hold annual accounts for 8,759. 6,967 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-12-2023
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
43230Insulation installation
43291Specialised construction activities
43343Specialised construction activities
Sources
Crossroads Bank for EnterprisesBelgian Official Gazette · 2 actsNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 15-08-2026. Scores and ratios are computed by Checked and are not a credit decision.