RENOBO CONSTRUCT
ActiveSummary
RENOBO CONSTRUCT has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.39M and a net result of €818k. Equity is growing by ~64.9% per year across the filed fiscal years. Its solvency ranks better than 40% of 7777 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▲+34
Solvency62▲+10
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €150k at 30 days acceptable
Liquidity ample (current ratio 1.99 against 1.87 in 2024; short-term debt: 48.3% and cash: 1.7% of total assets), but 63.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
36.5%
Return on assets
12.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
on the day
2022
29 d late
2021
30 d late
2020
1 d early
2019
133 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€2.39M▲ 52.2%
2024 · €1.57M
2018: €75k
2019: €159k
2020: €284k
2021: €465k
2022: €910k
2023: €1.37M
2024: €1.57M
2018 → 2025
Total assets
€6.54M▲ 13.5%
2024 · €5.76M
2018: €760k
2019: €1.43M
2020: €1.63M
2021: €1.29M
2022: €2.77M
2023: €4.21M
2024: €5.76M
2018 → 2025
Net result
€818k▲ 346%
2024 · €183k
2018: €43k
2019: €72k
2020: €137k
2021: €181k
2022: €445k
2023: €463k
2024: €183k
2018 → 2025
Working capital
€3.13M▲ 22.6%
2024 · €2.55M
2018: €-57k
2019: €25k
2020: €189k
2021: €436k
2022: €845k
2023: €1.25M
2024: €2.55M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€465k-€910k▲ 95.8%€1.37M▲ 50.9%€1.57M▲ 14.3%€2.39M▲ 52.2%
Operating result€228k-€673k▲ 195%€748k▲ 11.1%€430k▼ 42.5%€1.29M▲ 199%
Net result€181k-€445k▲ 147%€463k▲ 4.1%€183k▼ 60.4%€818k▲ 346%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 199% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €6.54M
Fixed assets
€247k ▼ 13.2%
Current assets
€6.29M ▲ 14.8%
Equity and liabilities €6.54M
Equity
€2.39M ▲ 52.2%
Debt
€4.15M ▼ 1.0%
Debt's share of the balance-sheet total falls from 72.8% to 63.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€1.41M▲
2024 · €539k
Cash flow
€937k▲
2024 · €292k
Current ratio
1.99▲
2024 · 1.87
Quick ratio
1.82▲
2024 · 0.73
Debt to equity
1.74▼
2024 · 2.67
ROE
34.3%▲
2024 · 11.7%
ROA
12.5%▲
2024 · 3.2%
Interest coverage
9.70▲
2024 · 3.28
Debt ≤ 1 year
€3.16M▲
2024 · €2.92M
Debt > 1 year
€990k▼
2024 · €1.27M
Income taxes
€391k▲
2024 · €87k
Staff costs
€146k▼
2024 · €166k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 54 lines
Balance sheet
Code20242025
Assets
Total assets20/58€5.76M€6.54M▲
Fixed assets21/28€284k€247k▼
Tangible fixed assets22/27€281k€242k▼
Land and buildings22€22k€15k▼
Plant, machinery and equipment23€116k€117k▲
Furniture and vehicles24€10k€30k▲
Leasing and similar rights25€133k€80k▼
Financial fixed assets28€4k€4k▲
Current assets29/58€5.48M€6.29M▲
Amounts receivable after more than one year29€119k€157k▲
Other amounts receivable291€119k€157k▲
Stocks and contracts in progress3€3.33M€553k▼
Stocks30/36€3.33M€553k▼
Amounts receivable within one year40/41€1.23M€5.44M▲
Trade receivables40€59k€28k▼
Other amounts receivable41€1.17M€5.41M▲
Cash at bank and in hand54/58€773k€110k▼
Deferred charges and accrued income490/1€28k€29k▲
Equity and liabilities
Total equity and liabilities10/49€5.76M€6.54M▲
Equity10/15€1.57M€2.39M▲
Contributions10/11€19k€19k=
Reserves13€1.55M€2.37M▲
Distributable reserves133€1.55M€2.37M▲
Amounts payable17/49€4.19M€4.15M▼
Amounts payable after more than one year17€1.27M€990k▼
Financial debts170/4€1.27M€990k▼
Amounts payable within one year42/48€2.92M€3.16M▲
Current portion of amounts payable after more than one year42€202k€199k▼
Financial debts43€1.40M€104k▼
Credit institutions430/8€1.40M€104k▼
Trade debts44€1.21M€1.34M▲
Suppliers440/4€1.21M€1.34M▲
Taxes, remuneration and social security45€4k€195k▲
Taxes450/3€267€191k▲
Remuneration and social security454/9€4k€4k▲
Other amounts payable47/48€105k€1.32M▲
Income statement
Code20242025
Non-recurring operating income76A€41k€25k▼
Remuneration, social security and pensions62€166k€146k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€109k€119k▲
Other operating charges640/8€2k€3k▲
Gross operating margin9900€707k€1.55M▲
Operating profit (loss)9901€430k€1.29M▲
Financial income75/76B€5k€67k▲
Recurring financial income75€5k€67k▲
Financial charges65/66B€164k€145k▼
Recurring financial charges65€164k€145k▼
Profit (loss) for the period before taxes9903€271k€1.21M▲
Income taxes67/77€87k€391k▲
Profit (loss) for the period9904€183k€818k▲
Profit (loss) for the period to be appropriated9905€183k€818k▲
Appropriation of the result
Profit (loss) to be appropriated9906€183k€818k▲
Transfer to equity691/2€183k€818k▲
To other reserves6921€183k€818k▲
Social balance
Average headcount (FTE)90872.42.0▼
The notes to these accounts (24 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €818k ▲346%
Operating result €1.29M, net result €818k, both a record.
31-12
Financial
Equity above €2MEq €2.39M ▲52.2%
8 profitable years in a row build equity to €2.39M.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €1MEq €1.37M ▲50.9%
6 profitable years in a row build equity to €1.37M.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 29 days late
2022
31-12
Financial
Equity above €500kEq €910k ▲95.8%
5 profitable years in a row build equity to €910k.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 30 days late
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Equity above €200kEq €284k ▲78.5%
3 profitable years in a row build equity to €284k.
11-12
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 133 days late
Show earlier events
2019
31-12
Financial
Equity above €150kEq €159k ▲111%
2 profitable years in a row build equity to €159k.
10-12
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 132 days late
2018
13-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Westerlo · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Biezenstraat 342260 WesterloGround area
812 m²
Building footprint
142 m²
Volume, LiDAR
924 m³
Parcel 13049A1028/00V000, Flanders · tallest building 10.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
RENOBO CONSTRUCT
since 20162.256.588.501
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13049A1028/00V000 | Flanders | 812 m² | 1 · 142 m² | 10.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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SCHRIJNWERKERIJ ROTTIERS
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CAMELIA
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Of 20,024 companies in sector 43320 we hold annual accounts for 9,135. 2,494 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-09-2016
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43320Joinery installation
43350Other building finishing work
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.