RENO - VAN HULLE
ActiveRENO - VAN HULLE has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €151k and a net result of €12k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 31% of 7376 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
61
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability59▼-34
Solvency50▼-6
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity tight (current ratio 1.38 against 2.65 in 2024; short-term debt: 69.2% and cash: 24.6% of total assets), and 74.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
25.4%
Return on assets
2%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €151k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
11 d early
2024
11 d early
2023
11 d early
2022
10 d early
2021
16 d late
2020
13 d late
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€151k▲ 8.5%
2024 · €139k
2018: €4k
2019: €-1k
2020: €10k
2021: €19k
2022: €25k
2023: €50k
2024: €139k
2018 → 2025
Total assets
€596k▲ 30.7%
2024 · €455k
2018: €32k
2019: €16k
2020: €17k
2021: €62k
2022: €122k
2023: €313k
2024: €455k
2018 → 2025
Net result
€12k▼ 86.8%
2024 · €90k
2018: €-6k
2019: €-6k
2020: €11k
2021: €9k
2022: €6k
2023: €25k
2024: €90k
2018 → 2025
Working capital
€157k▼ 41.6%
2024 · €269k
2018: €-5k
2019: €-2k
2020: €10k
2021: €31k
2022: €19k
2023: €99k
2024: €269k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€19k-€25k▲ 29.4%€50k▲ 101%€139k▲ 180%€151k▲ 8.5%
Operating result€9k-€13k▲ 44.9%€44k▲ 243%€137k▲ 215%€16k▼ 88.6%
Net result€9k-€6k▼ 37.7%€25k▲ 344%€90k▲ 259%€12k▼ 86.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 89% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €596k
Fixed assets
€26k▲ 18.4%
Current assets
€569k▲ 31.4%
Equity and liabilities €596k
Equity
€151k▲ 8.5%
Debt
€444k▲ 40.6%
The debt ratio rises from 69.4% to 74.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€22k▼
2024 · €141k
Cash flow
€18k▼
2024 · €94k
Solvency
25.4%▼
2024 · 30.6%
Current ratio
1.38▼
2024 · 2.65
Quick ratio
1.32▼
2024 · 2.65
Debt / equity
2.94▲
2024 · 2.27
ROE
7.8%▼
2024 · 64.3%
ROA
2.0%▼
2024 · 19.7%
Interest coverage
4.58▼
2024 · 55.12
Debt
€444k▲
2024 · €316k
Debt ≤ 1 year
€412k▲
2024 · €164k
Debt > 1 year
€28k▼
2024 · €33k
Income taxes
€-505▼
2024 · €45k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€455k€596k▲
Fixed assets21/28€22k€26k▲
Tangible fixed assets22/27€13k€15k▲
Plant, machinery and equipment23€11k€15k▲
Furniture and vehicles24€1k€293▼
Financial fixed assets28€10k€11k▲
Current assets29/58€433k€569k▲
Stocks and contracts in progress3-€24k
Stocks30/36-€24k
Amounts receivable within one year40/41€304k€358k▲
Trade receivables40€206k€241k▲
Other amounts receivable41€97k€118k▲
Cash at bank and in hand54/58€129k€146k▲
Deferred charges and accrued income490/1-€40k
Equity and liabilities
Total equity and liabilities10/49€455k€596k▲
Equity10/15€139k€151k▲
Contributions10/11€19k€19k=
Reserves13€106k€121k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€104k€119k▲
Profit (loss) carried forward14€15k€12k▼
Amounts payable17/49€316k€444k▲
Amounts payable after more than one year17€33k€28k▼
Financial debts170/4€33k€28k▼
Amounts payable within one year42/48€164k€412k▲
Current portion of amounts payable after more than one year42€46k€94k▲
Trade debts44€92k€303k▲
Suppliers440/4€92k€303k▲
Advances received on contracts in progress46€2k€2k=
Taxes, remuneration and social security45€25k€13k▼
Taxes450/3€25k-
Remuneration and social security454/9-€13k
Accrued charges and deferred income492/3€119k€5k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€7k▲
Other operating charges640/8€6k€2k▼
Gross operating margin9900€147k€24k▼
Operating profit (loss)9901€137k€16k▼
Financial income75/76B-€602
Recurring financial income75-€602
Financial charges65/66B€3k€5k▲
Recurring financial charges65€3k€5k▲
Profit (loss) for the period before taxes9903€134k€11k▼
Income taxes67/77€45k€-505▼
Profit (loss) for the period9904€90k€12k▼
Profit (loss) for the period to be appropriated9905€90k€12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€95k€27k▼
Profit (loss) brought forward from the previous period14P€5k€15k▲
Transfer to equity691/2€80k€15k▼
To other reserves6921€80k€15k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €150kEq €151k ▲8.5%
6 profitable years in a row build equity to €151k.
20-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €90k ▲259%
Operating result €137k, net result €90k, both a record.
31-12
Financial
Equity above €100kEq €139k ▲180%
5 profitable years in a row build equity to €139k.
20-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
21-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
16-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 16 days late
2021
13-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 13 days late
2020
31-12
Financial
Back to profitnet €11k
Net result €11k after 2 loss-making years.
31-12
Financial
Liquidity triplescurrent ratio 2.51
Current ratio from 0.91 to 2.51; short-term debt falls from €17k to €7k.
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
22-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 22 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dampoortstraat 1718310 BruggeGround area
110 m²
Building footprint
72 m²
Volume, LiDAR
459 m³
Parcel 31029C0617/00K002, Flanders · tallest building 11.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Dampoortstraat 171, 8310 Brugge
since 19982.086.576.205
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31029C0617/00K002 | Flanders | 110 m² | 1 · 72 m² | 11.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CUNI
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NOUGIMMO
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MIGECO
BE 0675.428.222
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KM CONCEPT
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MKS Bouw
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Heist-op-den-Berg · Eq €151k
Of 29,803 companies in sector 41001 we hold annual accounts for 16,038. 12,622 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-04-1998
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43331Floor and wall tiling
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.