RENAAT VANDEWALLE
ActiveSummary
RENAAT VANDEWALLE has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €23k and a net result of €11k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 45% of 13305 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▲+5
Solvency49▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.08 against 0.96 in 2024; short-term debt: 65.4% and cash: 67.7% of total assets), and 75.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
24.4%
Return on assets
12.2%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 22-04-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
5 d early
2023
1 d early
2022
4 d early
2021
7 d early
2020
2 d early
2019
23 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€23k▼ 2.4%
2024 · €23k
2018: €-50k
2019: €-42k
2020: €-21k
2021: €13k
2022: €10k
2023: €23k
2024: €23k
2018 → 2025
Total assets
€94k▼ 15.1%
2024 · €110k
2018: €30k
2019: €44k
2020: €64k
2021: €85k
2022: €94k
2023: €104k
2024: €110k
2018 → 2025
Net result
€11k▲ 23.5%
2024 · €9k
2018: €7k
2019: €8k
2020: €21k
2021: €34k
2022: €-3k
2023: €22k
2024: €9k
2018 → 2025
Working capital
€5k
2024 · €-3k
2018: €-52k
2019: €-42k
2020: €-23k
2021: €-5k
2022: €-10k
2023: €-5k
2024: €-3k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€13k-€10k▼ 22.0%€23k▲ 124%€23k▲ 1.1%€23k▼ 2.4%
Operating result€34k-€-1k€23k€11k▼ 53.7%€13k▲ 25.5%
Net result€34k-€-3k€22k€9k▼ 57.6%€11k▲ 23.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 25% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €94k
Fixed assets
€27k ▼ 15.1%
Current assets
€66k ▼ 15.2%
Equity and liabilities €94k
Equity
€23k ▼ 2.4%
Debt
€71k ▼ 18.6%
Debt's share of the balance-sheet total falls from 78.8% to 75.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€21k▲
2024 · €18k
Cash flow
€19k▲
2024 · €16k
Current ratio
1.08▲
2024 · 0.96
Quick ratio
1.07▲
2024 · 0.95
Debt to equity
3.10▼
2024 · 3.71
ROE
50.0%▲
2024 · 39.5%
ROA
12.2%▲
2024 · 8.4%
Interest coverage
14.94▲
2024 · 13.82
Debt ≤ 1 year
€61k▼
2024 · €82k
Income taxes
€581▲
2024 · €180
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€110k€94k▼
Fixed assets21/28€32k€27k▼
Tangible fixed assets22/27€32k€27k▼
Land and buildings22€13k€11k▼
Plant, machinery and equipment23€2k€3k▲
Furniture and vehicles24€17k€14k▼
Current assets29/58€78k€66k▼
Stocks and contracts in progress3€1k€1k▼
Stocks30/36€1k€1k▼
Amounts receivable within one year40/41€17k€2k▼
Trade receivables40€16k€655▼
Other amounts receivable41€1k€1k▼
Cash at bank and in hand54/58€60k€63k▲
Deferred charges and accrued income490/1€276€297▲
Equity and liabilities
Total equity and liabilities10/49€110k€94k▼
Equity10/15€23k€23k▼
Contributions10/11€19k€19k=
Profit (loss) carried forward14€5k€4k▼
Amounts payable17/49€87k€71k▼
Amounts payable within one year42/48€82k€61k▼
Trade debts44€9k€4k▼
Suppliers440/4€9k€4k▼
Taxes, remuneration and social security45€5k€3k▼
Taxes450/3€5k€3k▼
Other amounts payable47/48€68k€55k▼
Accrued charges and deferred income492/3€5k€10k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€8k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€19k€23k▲
Operating profit (loss)9901€11k€13k▲
Financial income75/76B€23€21▼
Recurring financial income75€23€21▼
Financial charges65/66B€1k€1k▲
Recurring financial charges65€1k€1k▲
Profit (loss) for the period before taxes9903€9k€12k▲
Income taxes67/77€180€581▲
Profit (loss) for the period9904€9k€11k▲
Profit (loss) for the period to be appropriated9905€9k€11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€14k€16k▲
Profit (loss) brought forward from the previous period14P€5k€5k▲
Profit to be distributed694/7€9k€12k▲
Directors or managers695€9k€12k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Back to profitnet €22k
Net result €22k after one loss-making year.
26-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Weakest financial yearnet €-3k ▼109%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
23-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Highest result since 2018net €34k ▲61.6%
Operating result €34k, net result €34k, both a record.
28-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
07-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
24-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
18-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
21-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wingene · 2 establishment units since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gravestraat 9A8750 WingeneGround area
1.1 ha
Building footprint
1,468 m²
Volume, LiDAR
10,322 m³
2 parcels, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
EURO-EXPRESS EM EURO-COLLI
since 19982.075.648.263
Leopoldplein 24, 8420 De Haan
since 20152.240.823.625
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37018C0223/00N002 | Flanders | 1.0 ha | 1 · 1,468 m² | 8.9 m · 2 fl. |
| 35007A0011/00F020 | Flanders | 168 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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CAPPU MIROIR
BE 0811.995.017
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Den Hofnar
BE 0735.453.505
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BUUNY
BE 1001.681.980
Sint-Gillis (bij-Brussel) · Eq €24,137
Of 1,352 companies in sector 56220 we hold annual accounts for 405. 286 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-02-1996
Fiscal year end30-09
Trade name NL
Euro-Express - Euro-Colli-Express
Activities, NACEBEL 2025
56220Contract catering and other food service activities
53200Other postal and courier activities
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.