REMESCO
ActiveSummary
REMESCO has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €125k and a net result of €13k. Equity is growing by ~6.5% per year across the filed fiscal years. Its solvency ranks better than 79% of 27786 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▲+3
Solvency99▼-1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 5.74 against 6.0 in 2024; short-term debt: 16.6% and cash: 12.2% of total assets), and 26.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
73.9%
Return on assets
7.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 d early
2024
22 d early
2023
6 d early
2022
5 d early
2021
4 d early
2020
1 d early
2019
66 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€125k▼ 11.0%
2024 · €140k
2018: €93k
2019: €100k
2020: €109k
2021: €117k
2022: €129k
2023: €139k
2024: €140k
2018 → 2025
Total assets
€169k▲ 1.2%
2024 · €167k
2018: €117k
2019: €119k
2020: €169k
2021: €167k
2022: €183k
2023: €182k
2024: €167k
2018 → 2025
Net result
€13k▲ 51.6%
2024 · €9k
2018: €2k
2019: €7k
2020: €9k
2021: €7k
2022: €12k
2023: €14k
2024: €9k
2018 → 2025
Working capital
€133k▼ 0.6%
2024 · €134k
2018: €86k
2019: €94k
2020: €104k
2021: €108k
2022: €121k
2023: €131k
2024: €134k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€117k-€129k▲ 10.2%€139k▲ 7.8%€140k▲ 1.2%€125k▼ 11.0%
Operating result€10k-€15k▲ 50.3%€17k▲ 16.8%€10k▼ 41.9%€15k▲ 51.9%
Net result€7k-€12k▲ 58.6%€14k▲ 18.9%€9k▼ 38.8%€13k▲ 51.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 52% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €169k
Fixed assets
€8k ▲ 24.5%
Current assets
€162k ▲ 0.3%
Equity and liabilities €169k
Equity
€125k ▼ 11.0%
Debt
€44k ▲ 64.5%
Debt's share of the balance-sheet total rises from 16.1% to 26.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€18k▲
2024 · €14k
Cash flow
€15k▲
2024 · €13k
Current ratio
5.74▼
2024 · 6.00
Quick ratio
5.33▼
2024 · 5.58
Debt to equity
0.35▲
2024 · 0.19
ROE
10.5%▲
2024 · 6.2%
ROA
7.7%▲
2024 · 5.2%
Interest coverage
13.72▲
2024 · 12.09
Debt ≤ 1 year
€28k▲
2024 · €27k
Debt > 1 year
€16k
Income taxes
€5k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 55 lines
Balance sheet
Code20242025
Assets
Total assets20/58€167k€169k▲
Fixed assets21/28€6k€8k▲
Tangible fixed assets22/27€5k€6k▲
Plant, machinery and equipment23€676€4k▲
Furniture and vehicles24€4k€3k▼
Financial fixed assets28€1k€1k=
Current assets29/58€161k€162k▲
Amounts receivable after more than one year29€80k€65k▼
Other amounts receivable291€80k€65k▼
Stocks and contracts in progress3€11k€11k▲
Stocks30/36€11k€11k▲
Amounts receivable within one year40/41€68k€64k▼
Trade receivables40€65k€62k▼
Other amounts receivable41€3k€3k▼
Cash at bank and in hand54/58€2k€21k▲
Deferred charges and accrued income490/1€484€36▼
Equity and liabilities
Total equity and liabilities10/49€167k€169k▲
Equity10/15€140k€125k▼
Contributions10/11€19k€19k=
Reserves13€53k€38k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€51k€36k▼
Profit (loss) carried forward14€69k€69k=
Amounts payable17/49€27k€44k▲
Amounts payable after more than one year17-€16k
Financial debts170/4-€16k
Amounts payable within one year42/48€27k€28k▲
Current portion of amounts payable after more than one year42€2k€3k▲
Financial debts43€3k€3k=
Credit institutions430/8€3k€3k=
Trade debts44€13k€14k▲
Suppliers440/4€13k€14k▲
Taxes, remuneration and social security45€3k€5k▲
Taxes450/3€3k€5k▲
Other amounts payable47/48€6k€3k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€2k▼
Other operating charges640/8€945€1k▲
Gross operating margin9900€15k€19k▲
Operating profit (loss)9901€10k€15k▲
Financial income75/76B€3k€4k▲
Recurring financial income75€3k€4k▲
Financial charges65/66B€1k€1k▲
Recurring financial charges65€1k€1k▲
Profit (loss) for the period before taxes9903€12k€18k▲
Income taxes67/77€4k€5k▲
Profit (loss) for the period9904€9k€13k▲
Profit (loss) for the period to be appropriated9905€9k€13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€77k€82k▲
Profit (loss) brought forward from the previous period14P€69k€69k=
Transfer from equity791/2€7k€28k▲
Transfer to equity691/2€9k€13k▲
To other reserves6921€9k€13k▲
Profit to be distributed694/7€7k€28k▲
Return on contributions (dividend)694€7k€28k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €14k ▲18.9%
Operating result €17k, net result €14k, both a record.
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
05-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 66 days late
2019
31-12
Financial
Equity above €100kEq €100k ▲7.4%
2 profitable years in a row build equity to €100k.
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
25-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Maria-Henriëttalei 542660 AntwerpenGround area
269 m²
Building footprint
88 m²
Volume, LiDAR
564 m³
Parcel 11383B0275/00X037, Flanders · tallest building 11.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Maria-Henriëttalei 54, 2660 Antwerpen
since 19992.099.252.323
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11383B0275/00X037 | Flanders | 268 m² | 1 · 88 m² | 11.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 162 EUR awarded · 162 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 162 EUR | 162 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Dual-learning approval
3 endedMonteur centrale verwarming (so)
Monteur sanitaire en verwarmingsinstallaties duaal (so)
Sanitair installateur (so)
Similar companies · same sector, comparable size
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EUROCONTRACTOR
BE 0787.148.169
Lendelede · Eq €125,085
BELUX SPAS
BE 0768.448.450
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JD CONFORT
BE 0776.507.467
Jemeppe-sur-Sambre · Eq €125,183
Klimaver
BE 0406.860.164
Gent · Eq €124,956
Of 9,530 companies in sector 43222 we hold annual accounts for 5,662. 4,930 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded03-12-1999
Fiscal year end31-12
Activities, NACEBEL 2025
43222Installation of electric heating, air conditioning, cooling and ventilation
43230Insulation installation
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.