REINTJE BIS
ActiveSummary
REINTJE BIS has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €92k and a net result of €11k. Equity is growing by ~11.4% per year across the filed fiscal years. Its solvency ranks better than 43% of 1544 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▲+11
Solvency51▼-1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 1.77 against 1.89 in 2024; short-term debt: 50.2% and cash: 61.8% of total assets), but 74.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 10
Relative position
BE, all sectors
reference
Sector 10
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
7 d early
2023
28 d early
2022
3 d early
2021
2 d early
2020
10 d early
2019
101 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close24-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€92k▲ 13.0%
2024 · €81k
2019: €50k
2020: €53k
2021: €58k
2022: €65k
2023: €75k
2024: €81k
2019 → 2025
Total assets
€359k▲ 20.3%
2024 · €299k
2019: €225k
2020: €201k
2021: €214k
2022: €245k
2023: €235k
2024: €299k
2019 → 2025
Net result
€11k▲ 53.8%
2024 · €7k
2019: €6k
2020: €3k
2021: €5k
2022: €7k
2023: €10k
2024: €7k
2019 → 2025
Working capital
€139k▲ 19.6%
2024 · €116k
2019: €-53k
2020: €-34k
2021: €-37k
2022: €-9k
2023: €107k
2024: €116k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€58k-€65k▲ 12.5%€75k▲ 14.6%€81k▲ 9.3%€92k▲ 13.0%
Operating result€8k-€9k▲ 12.7%€14k▲ 50.1%€17k▲ 22.4%€18k▲ 9.7%
Net result€5k-€7k▲ 45.1%€10k▲ 31.8%€7k▼ 27.3%€11k▲ 53.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 10% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €359k
Fixed assets
€40k ▼ 24.5%
Current assets
€319k ▲ 30.0%
Equity and liabilities €359k
Equity
€92k ▲ 13.0%
Debt
€267k ▲ 23.0%
Debt's share of the balance-sheet total rises from 72.7% to 74.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€31k▼
2024 · €32k
Cash flow
€24k▲
2024 · €22k
Current ratio
1.77▼
2024 · 1.89
Quick ratio
1.70▼
2024 · 1.80
Debt to equity
2.90▲
2024 · 2.67
ROE
11.5%▲
2024 · 8.5%
ROA
3.0%▲
2024 · 2.3%
Interest coverage
10.32▲
2024 · 4.69
Debt ≤ 1 year
€180k▲
2024 · €130k
Debt > 1 year
€85k▼
2024 · €86k
Income taxes
€5k▲
2024 · €3k
Staff costs
€120k▲
2024 · €115k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€299k€359k▲
Fixed assets21/28€53k€40k▼
Tangible fixed assets22/27€50k€37k▼
Plant, machinery and equipment23€42k€32k▼
Furniture and vehicles24€7k€4k▼
Other tangible fixed assets26€1k€684▼
Financial fixed assets28€3k€3k=
Current assets29/58€245k€319k▲
Stocks and contracts in progress3€12k€12k=
Stocks30/36€12k€12k=
Amounts receivable within one year40/41€37k€79k▲
Trade receivables40€31k€58k▲
Other amounts receivable41€6k€21k▲
Cash at bank and in hand54/58€195k€222k▲
Deferred charges and accrued income490/1€1k€6k▲
Equity and liabilities
Total equity and liabilities10/49€299k€359k▲
Equity10/15€81k€92k▲
Contributions10/11€19k€19k=
Reserves13€22k€22k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€20k€20k=
Profit (loss) carried forward14€41k€52k▲
Amounts payable17/49€217k€267k▲
Amounts payable after more than one year17€86k€85k▼
Financial debts170/4€86k€85k▼
Amounts payable within one year42/48€130k€180k▲
Trade debts44€111k€91k▼
Suppliers440/4€111k€91k▼
Taxes, remuneration and social security45€18k€17k▼
Taxes450/3€4k€5k▲
Remuneration and social security454/9€15k€12k▼
Other amounts payable47/48-€73k
Accrued charges and deferred income492/3€1k€1k=
Income statement
Code20242025
Remuneration, social security and pensions62€115k€120k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€13k▼
Other operating charges640/8€5k€5k▼
Gross operating margin9900€152k€156k▲
Operating profit (loss)9901€17k€18k▲
Financial income75/76B€122€16▼
Recurring financial income75€122€16▼
Financial charges65/66B€7k€3k▼
Recurring financial charges65€7k€3k▼
Profit (loss) for the period before taxes9903€10k€15k▲
Income taxes67/77€3k€5k▲
Profit (loss) for the period9904€7k€11k▲
Profit (loss) for the period to be appropriated9905€7k€11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€41k€52k▲
Profit (loss) brought forward from the previous period14P€34k€41k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
30-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Highest result since 2019net €11k ▲53.8%
Operating result €18k, net result €11k, both a record.
2024
24-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
03-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Liquidity triplescurrent ratio 2.49
Current ratio from 0.95 to 2.49; short-term debt falls from €180k to €72k.
2022
28-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
29-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
21-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
31-03
Financial
Weakest financial yearnet €3k ▼57.9%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
2019
22-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
27-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
07-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 7 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 2 establishment units since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mercatorstraat 1069100 Sint-NiklaasGround area
10.8 ha
Building footprint
5.0 ha
Volume, LiDAR
385,373 m³
2 parcels, Flanders · tallest building 19.6 m, ±6 floors. Linked by address, not a title deed.
2 establishment units
REINTJE BIS
since 19942.170.392.222
REINTJE BIS
since 19942.065.909.364
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46445D1155/00R000 | Flanders | 10.8 ha | 1 · 5.0 ha | 18.2 m · 2 fl. |
| 46443E0106/00V005 | Flanders | 224 m² | 1 · 201 m² | 19.6 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSint-Niklaas2.065.909.364
Similar companies · same sector, comparable size
More Than Chocolate
BE 0719.340.221
Schilde · Eq €90,429
Dockers Chocolade
BE 1017.869.696
Ronse · Eq €94,035
SWEET CUBERDONS
BE 0719.736.040
Seraing · Eq €95,546
MAOLINE CHOCOLAT
BE 0769.837.629
Braine-l'Alleud · Eq €95,710
CASTEL DU CHOCOLAT
BE 0768.626.119
Dilsen-Stokkem · Eq €86,799
Of 725 companies in sector 10820 we hold annual accounts for 351. 233 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded29-01-1994
Fiscal year end31-03
Activities, NACEBEL 2025
10820Manufacture of cocoa, chocolate and sugar confectionery
47241Retail sale of bread and pastry (bakery outlets)
56112Limited-service restaurants, excluding mobile food services
70200Business and other management consultancy
93291Operation of fairground attractions
93299Other amusement and recreation activities
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.