Registor(e)
ActiveSummary
Registor(e) has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €674k and a net result of €381k. Equity is growing by ~64.2% per year across the filed fiscal years. Its solvency ranks better than 55% of 3291 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency75▼-8
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 1.67 against 1.78 in 2024; short-term debt: 49.2% and cash: 19.4% of total assets), and 49.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
50.2%
Return on assets
28.3%
Age of the figures
12 mo
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 31-05-2026, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 8 filingsDeviation from the deadline
2025
31 d late
2024
2 d early
2023
on the day
2022
on the day
2021
2 d late
2020
on the day
2019
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€674k▲ 26.4%
2024 · €534k
2018: €25k
2019: €33k
2020: €35k
2021: €197k
2022: €213k
2023: €254k
2024: €534k
2018 → 2025
Total assets
€1.34M▲ 46.5%
2024 · €918k
2018: €158k
2019: €230k
2020: €423k
2021: €501k
2022: €526k
2023: €625k
2024: €918k
2018 → 2025
Net result
€381k▲ 35.9%
2024 · €280k
2018: €7k
2019: €36k
2020: €149k
2021: €163k
2022: €166k
2023: €240k
2024: €280k
2018 → 2025
Working capital
€444k▲ 61.5%
2024 · €275k
2018: €32k
2019: €57k
2020: €-37k
2021: €55k
2022: €67k
2023: €64k
2024: €275k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€197k-€213k▲ 8.0%€254k▲ 18.8%€534k▲ 111%€674k▲ 26.4%
Operating result€223k-€224k▲ 0.7%€327k▲ 45.6%€382k▲ 17.1%€445k▲ 16.3%
Net result€163k-€166k▲ 1.8%€240k▲ 44.8%€280k▲ 16.7%€381k▲ 35.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 16% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.34M
Fixed assets
€239k ▼ 17.8%
Current assets
€1.11M ▲ 76.3%
Equity and liabilities €1.34M
Equity
€674k ▲ 26.4%
Debt
€670k ▲ 74.6%
Debt's share of the balance-sheet total rises from 41.8% to 49.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€499k▲
2024 · €429k
Cash flow
€435k▲
2024 · €327k
Current ratio
1.67▼
2024 · 1.78
Debt to equity
0.99▲
2024 · 0.72
ROE
56.4%▲
2024 · 52.5%
ROA
28.3%▼
2024 · 30.5%
Interest coverage
55.97▲
2024 · 47.63
Debt ≤ 1 year
€662k▲
2024 · €352k
Debt > 1 year
€8k▼
2024 · €32k
Income taxes
€55k▼
2024 · €93k
Staff costs
€751k▲
2024 · €591k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€918k€1.34M▲
Fixed assets21/28€290k€239k▼
Tangible fixed assets22/27€290k€239k▼
Plant, machinery and equipment23€34k€28k▼
Furniture and vehicles24€97k€75k▼
Other tangible fixed assets26€160k€136k▼
Current assets29/58€627k€1.11M▲
Amounts receivable within one year40/41€499k€842k▲
Trade receivables40€499k€842k▲
Cash at bank and in hand54/58€114k€261k▲
Deferred charges and accrued income490/1€14k€3k▼
Equity and liabilities
Total equity and liabilities10/49€918k€1.34M▲
Equity10/15€534k€674k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€513k€654k▲
Amounts payable17/49€384k€670k▲
Amounts payable after more than one year17€32k€8k▼
Financial debts170/4€32k€8k▼
Amounts payable within one year42/48€352k€662k▲
Current portion of amounts payable after more than one year42€14k€23k▲
Financial debts43€63k€66k▲
Credit institutions430/8€63k€66k▲
Trade debts44€141k€311k▲
Suppliers440/4€141k€311k▲
Taxes, remuneration and social security45€103k€218k▲
Taxes450/3€38k€99k▲
Remuneration and social security454/9€65k€120k▲
Other amounts payable47/48€32k€43k▲
Income statement
Code20242025
Remuneration, social security and pensions62€591k€751k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€46k€55k▲
Other operating charges640/8€1k-
Gross operating margin9900€1.02M€1.25M▲
Operating profit (loss)9901€382k€445k▲
Financial charges65/66B€9k€9k▼
Recurring financial charges65€9k€9k▼
Profit (loss) for the period before taxes9903€373k€436k▲
Income taxes67/77€93k€55k▼
Profit (loss) for the period9904€280k€381k▲
Profit (loss) for the period to be appropriated9905€280k€381k▲
Appropriation of the result
Profit (loss) to be appropriated9906€513k€894k▲
Profit (loss) brought forward from the previous period14P€233k€513k▲
Profit to be distributed694/7-€240k
Directors or managers695-€240k
Social balance
Average headcount (FTE)9087-12.8
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-09
State Gazette act
Incorporation · Founder
Legal form clause · Name clause
17-09
State Gazette act
Incorporation · Founder
Bank account · Corporate purpose
17-09
State Gazette act
Incorporation · Founder
Legal form clause · Name clause
07-09
State Gazette act
Incorporation · Founding capital
Bank account · Corporate purpose
01-09
State Gazette act
Incorporation · Founder
Corporate purpose · Founding capital
11-08
State Gazette act
General meeting · Merger
Dissolution · Accounting effect · Rebecca Loontiens
11-08
State Gazette act
General meeting · Merger
Dissolution · Accounting effect · Rebecca Loontiens
11-08
State Gazette act
General meeting · Merger
Dissolution · Accounting effect · Rebecca Loontiens
06-08
State Gazette act
Incorporation · Corporate purpose
Founding capital · Director appointment
31-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
30-03
State Gazette act
Incorporation · Founder
Founding capital · Bank account · Jean-Luc SNYERS
2025
30-09
Financial
Highest result since 2018net €381k ▲35.9%
Operating result €445k, net result €381k, both a record.
Show earlier events
28-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-09
Financial
Equity above €500kEq €534k ▲111%
7 profitable years in a row build equity to €534k.
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-09
Financial
Equity above €200kEq €213k ▲8%
5 profitable years in a row build equity to €213k.
02-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 2 days late
2021
30-09
Financial
Equity above €150kEq €197k ▲472%
4 profitable years in a row build equity to €197k.
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
14-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vilvoorde · 3 establishment units since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hondenbergstraat 51800 VilvoordeGround area
1,530 m²
Building footprint
709 m²
Volume, LiDAR
6,310 m³
3 parcels, Flanders · tallest building 13.2 m, ±3 floors. Linked by address, not a title deed.
3 establishment units
Registor(e)
since 20172.268.133.380
Registor(e)
since 20202.302.680.624
Registor(e)
since 20212.320.517.241
3 parcels
Flanders
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23643F0213/00K000 | Flanders | 1,041 m² | 1 · 524 m² | 11.7 m · 3 fl. |
| 24066A0196/00T006 | Flanders | 351 m² | 1 · 97 m² | 11.1 m · 3 fl. |
| 23002K0519/00Y000 | Flanders | 138 m² | 1 · 88 m² | 13.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 2,429 EUR awarded · 2,429 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 2,429 EUR | 2,429 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 12,173 companies in sector 69201 we hold annual accounts for 7,638. 5,098 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-09-2017
Fiscal year end30-09
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.